If you are looking to secure a commercial or semi-commercial property, our mortgages are the ideal option…
Whether you are looking to take out a commercial mortgage to invest in a property or to rent to a third party, or occupy it yourself, our experienced team of specialists are here to help you. We will work with you from application, through to completion and beyond.
Our commercial loans are available from £26,000 to £150,000 over terms of 3-25 years and can also be used to fund any large capital expenditure, research and development or simply to cover operating costs.
As a direct lender we don’t charge you any commercial mortgage broker fees which you may incur if you were to use a brokerage service.
Our levels of service and support are second to none, and will ensure that the commercial mortgage deal we provide you with is the best option for your specific needs.
A commercial mortgage is a way to purchase a commercial property, or to secure funds using a commercial property as security.
Commercial mortgages and commercial loans allow companies or individuals to invest in business property, either with the intention of occupying it, or renting it to a third party.
Companies can also raise money using a commercial property to fund other business activities such as research and development or just covering any other business cost.
We allow you to borrow between £26,000 and £150,000 over a term of 3 to 25 years. Your commercial mortgage deposit can be as little as 40%, with Mercantile Trust able to offer you a commercial mortgage of up to 60% LTV.
To get a more accurate calculation of the cost of a commercial mortgage, get in touch with our friendly advisors who will be able to determine the best deal for your needs.
Mortgages are also available for semi-commercial property, however we cannot provide finance for the following property:
We will do our very best to help everyone secure the business finance they require, however there are certain criteria that need to be met in order to make a successful application:
Please note that in order to assess your application and provide you with an accurate quote, we will request further information from you on submission of your application. Calls may be recorded for training and monitoring purposes.