{"text_format":"1","workbook":"xlsx","n_sheets":9,"sheets":["Sales Call BBTL","Loan Calculator","Workings","KFI","Heads of Terms","Aff. Calculator","Summary Matrix","ONS Figures","KFI Variables"],"not_rendered":{"charts":0,"images":3,"macros":1,"external_links":4,"defined_names":132,"comments":4,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"Sales Call BBTL","index":0,"n_rows":249,"n_cols":10,"rows_kept":249,"cut":false,"hidden":true,"merged":[[72,0,73,10],[30,0,31,10],[32,0,33,10],[34,0,36,10],[12,0,16,2],[12,3,16,10],[17,0,17,10],[18,0,19,10],[20,0,21,10],[22,0,23,10],[52,0,52,10],[53,0,57,10],[58,0,58,10],[59,0,62,10],[64,0,64,10],[65,0,65,10],[38,0,38,2],[38,3,38,10],[39,0,39,10],[40,0,43,10],[44,0,44,10],[45,0,50,10],[63,0,63,10],[0,0,1,10],[3,0,3,10],[5,0,7,10],[8,0,8,10],[9,0,9,10],[10,0,11,2],[10,3,11,10],[24,0,26,10],[27,0,29,10],[90,0,90,10],[91,0,91,10],[92,0,92,10],[97,0,97,10],[93,0,93,10],[94,0,94,10],[95,0,95,10],[74,0,76,10],[77,0,80,10],[81,0,85,10],[87,0,87,10],[88,0,88,10],[114,0,114,10],[116,0,116,10],[123,0,123,10],[124,0,127,10],[128,0,128,10],[119,0,119,10],[120,0,120,10],[102,0,102,10],[103,0,103,10],[110,0,110,10],[111,0,111,10],[112,0,112,8],[113,0,113,10],[106,0,106,10],[107,0,107,10],[105,0,105,10],[108,0,108,10],[141,0,141,10],[142,0,145,10],[147,0,147,10],[148,0,150,10],[152,0,152,10],[153,0,155,10],[129,0,131,10],[132,0,132,10],[133,0,133,10],[134,0,134,10],[135,0,135,10],[136,0,139,10],[159,0,159,3],[159,4,159,6],[159,7,159,8],[159,9,159,10],[160,0,160,3],[160,4,160,6],[160,7,160,8],[160,9,160,10],[157,0,157,10],[158,0,158,10],[163,0,163,3],[163,4,163,6],[163,7,163,8],[163,9,163,10],[164,0,164,3],[164,4,164,6],[164,7,164,8],[164,9,164,10],[161,0,161,3],[161,4,161,6],[161,7,161,8],[161,9,161,10],[162,0,162,3],[162,4,162,6],[162,7,162,8],[162,9,162,10],[249,0,254,10],[66,0,66,10],[67,0,67,10],[68,0,68,10],[69,0,69,10],[70,0,70,10],[71,0,71,10],[217,0,219,1],[217,2,219,10],[221,0,221,10],[223,0,223,10],[224,0,232,10],[233,0,239,10],[201,0,203,10],[205,0,208,10],[209,0,209,10],[210,0,210,10],[212,0,215,10],[216,0,216,10],[186,0,189,10],[191,0,191,10],[195,0,195,10],[196,0,198,10],[200,0,200,10],[193,0,193,10],[121,0,121,10],[98,0,99,10],[100,0,100,10],[117,0,117,10],[118,0,118,10],[241,0,241,10],[243,0,246,10],[248,0,248,10],[192,0,192,10],[169,0,169,10],[170,0,175,10],[177,0,177,10],[178,0,178,10],[179,0,183,10],[184,0,185,10],[165,0,166,3],[165,4,166,6],[165,7,166,8],[165,9,166,10],[167,0,167,3],[167,4,167,6],[167,7,167,8],[167,9,167,10]]}
["Re-Introduce yourself and the company before explaining that you are coming back to them with your recommendation/their new deal. "]
[]
[]
["3 Security Questions"]
[]
[{"$f":"\"In order to achieve your goals you asked me to look at a loan amount of £\"&TEXT('Loan Calculator'!K13,\"0,000\")&\" for ……….\"","v":"In order to achieve your goals you asked me to look at a loan amount of £ for ………."}]
[]
[]
[]
["If this is a remortgaging & clearing an existing charge (delete if N/A)"]
["No ERCs (delete if N/A)",null,null,"You have confirmed that there are no early repayment charges attached to your existing mortgage   "]
[]
["Existing charge has ERCs\n(delete if N/A)",null,null,"You have confirmed that there is an early repayment charge of £___________ on your existing mortgage and you have decided to pay this prior to completion of this remortgage / include this within the new borrowing. \n(If including within borrowing) You understand that by adding the fee to your new mortgage that it will accrue interest over the term."]
[]
[]
[]
[]
[]
[{"$f":"\"You told me that you wanted the mortgage to be on a \"& IF('Loan Calculator'!#REF!=\"repayment\", \"repayment \",\"interest only \")&\"basis because …..\"","v":{"$error":"#REF!"}}]
[]
[{"$f":"IF('Loan Calculator'!#REF!=\"repayment\",\"\",\"Your exit strategy for the mortgage is ________________________________ , because …..\")","v":{"$error":"#REF!"}}]
[]
[{"$f":"\"You wanted the mortgage to run for a term of \"&'Loan Calculator'!F29/12&\" years,  because ………..\"","v":"You wanted the mortgage to run for a term of 0 years,  because ……….."}]
[]
[{"$f":"\"You wanted the rate to be \"&IF('Loan Calculator'!F17=\"variable\",\"variable\",\"fixed for a period of \"&Workings!B24&\" years\") & \" because ………..\"","v":{"$error":"#N/A"}}]
[]
[]
[{"$f":"\"You told me your view on fees was  …..\n                                                                \n                                                                           ….. and that you \"&IF('Loan Calculator'!F23+'Loan Calculator'!F25+'Loan Calculator'!F27='Loan Calculator'!K19,\"wanted\",IF('Loan Calculator'!F23='Loan Calculator'!K19,\"did not want\",\"wanted some of\"))&\" these added to the loan.\"","v":"You told me your view on fees was  …..\n                                                                \n                                                                           ….. and that you wanted these added to the loan."}]
[]
[]
["(delete if N/A) You said that you wanted the ability to overpay on the mortgage, because ……"]
[]
["You told me your budget for the monthly payments was £ _____________"]
[]
["Your priorities were …..\n\n…… and you told me that if it came down to it  the loan amount was most important / flexible. "]
[]
[]
[]
["Has anything changed?   ",null,null,"If yes,  confirm the changes and back to the drawing board."]
[]
["Discuss anything that restricted the lenders / loan amount /caused issues e.g. income /property type\n(Refrain from discussing lender and rates you have had to exclude from your search) \n1)\n2)"]
[]
[]
[]
[]
["Good News, I have found you a great deal that ticks all the boxes, (except for any differences that we discussed earlier). \n\nWhat I would like to do now is talk through my recommendation and at the end of this you will understand everything you need to know about the mortgage I am recommending. \n\nPlease stop me at any time if you have any questions."]
[]
[]
[]
[]
[]
[]
["Description of mortgage"]
["The lender I am recommending to provide the mortgage is Mercantile Trust, have you heard of them before? \nThe reason I am recommending is ………..\n\nAre the lender ‘Gold Standard’? Who are they owned by? Do they offer great service / turnaround times?\n"]
[]
[]
[]
[]
[]
[{"$f":"\"I have run the case past the lender (highlight if any exceptions given) and secured a decision in principle with them for a net loan of £\"&TEXT('Loan Calculator'!K13,\"#,###\")&\" which will allow you to ………..         \n\n(What was the finance required for?)\"","v":"I have run the case past the lender (highlight if any exceptions given) and secured a decision in principle with them for a net loan of £ which will allow you to ………..         \n\n(What was the finance required for?)"}]
[]
[]
[]
["(If 2nd Charge)  - This borrowing sits 'behind' your esisting mortgage lender, who will need to consent to this before completion. "]
[]
["What you need to pay each month"]
[{"$f":"IF('Loan Calculator'!F17=\"variable\",\"You will have \"&'Loan Calculator'!F29&\" payments\",IF('Loan Calculator'!F29<=Workings!B24*12,\"For the life of the mortgage you will be\",\"For the first \"&Workings!B24&\" years of the mortgage you will be\"))","v":{"$error":"#N/A"}}]
[]
[{"$f":"IF('Loan Calculator'!F17=\"variable\",\"on a variable rate of \",\"on a fixed rate of \")&TEXT('Loan Calculator'!K23*100,\"#,###.00\")&\"% per annum\"","v":{"$error":"#VALUE!"}}]
[]
[{"$f":"\"at £\"&TEXT('Loan Calculator'!K25,\"#,###.00\") &\" per month\"","v":"at £ per month"}]
[{"$f":"IF('Loan Calculator'!F17=\"variable\",\" The rate is not linked to and does not track the Bank of England or the London Inter-Bank Offered Rate (LIBOR). It is a managed rate which means that it is affected by economic factors that affect the lenders cost of borrowing or operational costs. \"&\"The lender will provide at least 30 days' notice of any rate changes.\",\"\")","v":""}]
["(Reference the budget the client had, are we under it? If yes, by how much and what does this equate to over the initial rate period)"]
[]
["The first payment is due 1 month after the mortgage has completed. After the first payment has been made you may request to change your payment date. Additional interest may be payable when you make this change"]
[]
[]
[{"$f":"IF(OR('Loan Calculator'!F17=\"variable\",'Loan Calculator'!F29<=Workings!B24*12),\"\",\"After the initial rate you will revert to the lender's standard variable rate\n\nthis is currently a rate of \"&TEXT('Loan Calculator'!K23*100,\"#,###.00\")&\"%  and would give a monthly payment of £\"&TEXT('Loan Calculator'!K25,\"#,###.00\"))","v":{"$error":"#N/A"}}]
[]
[]
[]
[{"$f":"IF(OR('Loan Calculator'!F17=\"variable\",'Loan Calculator'!F29<=Workings!B24*12),\"\",\"After the expiry of the Fixed Rate period, the lender will only increase the rate payable if  economic factors affect the lenders borrowing or operational costs meaning that they need to increase the rate. \"&\"The lender will provide at least 30 days' notice of any rate changes\")","v":{"$error":"#N/A"}}]
[]
[]
[]
[]
[]
["Term"]
[{"$f":"\"The loan is to be repaid over a term of \"&'Loan Calculator'!F29&\" months\"","v":"The loan is to be repaid over a term of 0 months"}]
[]
["Repayment Type"]
[{"$f":"\"The mortgage will be repaid on \"&IF('Loan Calculator'!#REF!=\"repayment\",\"a capital repayment\",\"an interest only\")&\" basis.\"","v":{"$error":"#REF!"}}]
["Exit Strategy (delete if N/A)"]
[{"$f":"IF('Loan Calculator'!#REF!=\"repayment\",\"\",\"As discussed, the capital will remain outstanding until the end of the mortgage term when it will become  repayable. Because of this you have opted to use __________________________ to clear the mortgage at the end of the term.\")","v":{"$error":"#REF!"}}]
[{"$f":"IF('Loan Calculator'!#REF!=\"repayment\",\"\",\"Please be aware that investment vehicle returns are not guaranteed  and that you may have a shortfall or find yourself in negative equity. If this is the case it will be your responsibility to make appropriate arrangements to clear any balance outstanding\")","v":{"$error":"#REF!"}}]
[{"$f":"IF('Loan Calculator'!#REF!=\"repayment\",\"\",\"Can you confirm that you understand and are comfortable with the risks attached to this choice of repayment method?\")","v":{"$error":"#REF!"}}]
[]
["Fees to be added (delete if N/A)"]
[{"$f":"IF('Loan Calculator'!K19>'Loan Calculator'!K13,\"There is \"&IF(AND('Loan Calculator'!F25>0,'Loan Calculator'!D25=\"added\"),\"a broker fee of £\"&TEXT('Loan Calculator'!F25,\"#,###.00\"),\"\")&IF(AND('Loan Calculator'!F25>0,'Loan Calculator'!D25=\"added\",'Loan Calculator'!F27>0,'Loan Calculator'!D27=\"added\"),\" and \",\"\")&IF(AND('Loan Calculator'!F27>0,'Loan Calculator'!D27=\"added\"),\"a lender fee of £\"&TEXT('Loan Calculator'!F27,\"#,###.00\"),\"\")&IF(AND('Loan Calculator'!F25>0,'Loan Calculator'!D25=\"added\",'Loan Calculator'!F27>0,'Loan Calculator'!D27=\"added\"),\" which have been added to the mortgage and are reflected in your payments\",\" which has been added to the mortgage and is reflected in your payments\"),\"\")","v":""}]
[]
[{"$f":"IF('Loan Calculator'!K19>'Loan Calculator'!K13,\"As discussed previously, where fees are added to the mortgage advance, they will accrue interest over the life of the loan and the overall cost will be higher. \",\"\")","v":""}]
[]
["Fees NOT being added (delete if N/A)"]
[{"$f":"IF('Loan Calculator'!K19-'Loan Calculator'!K13<>'Loan Calculator'!F25+'Loan Calculator'!F27,\"There is \"&IF(AND('Loan Calculator'!F25>0,'Loan Calculator'!D25=\"up-front\"),\"a broker fee of £\"&TEXT('Loan Calculator'!F25,\"#,###.00\"),\"\")&IF(AND('Loan Calculator'!F25>0,'Loan Calculator'!D25=\"up-front\",'Loan Calculator'!F27>0,'Loan Calculator'!D27=\"up-front\"),\" and \",\"\")&IF(AND('Loan Calculator'!F27>0,'Loan Calculator'!D27=\"up-front\"),\"a lender fee of £\"&TEXT('Loan Calculator'!F27,\"#,###.00\"),\"\")&IF(AND('Loan Calculator'!F25>0,'Loan Calculator'!D25=\"up-front\",'Loan Calculator'!F27>0,'Loan Calculator'!D27=\"up-front\"),\" which have not been added to the mortgage\",\" which has not been added to the mortgage\"),\"\")","v":{"$error":"#VALUE!"}}]
[]
["Fees General"]
[{"$f":"IF('Loan Calculator'!F25>0,\"£299 of the broker fee is due when we submit the application and the balance of £\"&TEXT('Loan Calculator'!F25-222,\"#,###.00\")&\" will be due when the mortgage completes\")","v":false}]
[{"$f":"IF(AND('Loan Calculator'!F25>0,'Loan Calculator'!F27>0),\"Neither of these fees are refundable\",IF(OR('Loan Calculator'!F25>0,'Loan Calculator'!F27>0),\"This fee is not refundable\",\"\"))","v":""}]
[{"$f":"IF('Loan Calculator'!K29>'Loan Calculator'!K21,\"All of this will be reflectedin the loan agreement that we send you. It is important that you read and understand it\",\"\")","v":""}]
[]
["Lending into retirement (delete if N/A)"]
["We have agreed a term which will take you into retirement. You have confirmed that you will have sufficient means at that time to be able to maintain these payments"]
[]
["Debt Consolidation Cases  (delete if N/A)"]
["When we first discussed your mortgage application you told me that you were looking to use some / all of the funds raised to consolidate existing credit that you had outstanding.  We discussed that by securing debts against your property you may put your property at risk if you do not keep up the monthly payments in full and on time. I also explained that although the monthly payment may be reduced,  the overall cost may increase. \nDo you have any questions? Are you willing to proceed on this basis?"]
[]
["Overall cost of this mortgage"]
[{"$f":"\"I am now going to talk you through the overall cost of the mortgage. These figures are based on the assumption \"&IF(AND('Loan Calculator'!F17<>\"variable\",'Loan Calculator'!F29<=Workings!B24*12),\"\",\"that interest rates do not change and \")&\"that the mortgage is kept for the full term of \"&'Loan Calculator'!F29 &\" months.\"","v":{"$error":"#N/A"}}]
[{"$f":"IF(AND('Loan Calculator'!F17<>\"variable\",'Loan Calculator'!F29<=Workings!B24*12),\"The total cost could vary if it does not run for the full term .\",\"The total cost could vary if it does not run for the full term or if the variable interest rate changes after the initial benefit period has ended.\")","v":{"$error":"#N/A"}}]
[{"$f":"\"The total amount you must pay back, including the amount borrowed is  £\"&IF('Loan Calculator'!#REF!=\"repayment\",TEXT('Loan Calculator'!K25*'Loan Calculator'!F29,\"#,###.00\"),TEXT(('Loan Calculator'!K25*'Loan Calculator'!F29)+'Loan Calculator'!K19,\"#,###.00\"))","v":{"$error":"#REF!"}}]
[{"$f":"\"This means you pay back  £\"&TEXT(ROUND(KFI!E37/'Loan Calculator'!K13,2),\"#,###.00\")&\" for every £1 that has been borrowed\"","v":{"$error":"#VALUE!"}}]
[]
[]
["APRC rise (delete if not stated in illustration)"]
[]
[]
[]
[]
["1% rise (delete if not stated in illustration)"]
[{"$f":"IF(AND('Loan Calculator'!F17<>\"variable\",'Loan Calculator'!F29<=Workings!B24*12),\"N/A as fixed for term\",\"The monthly payment shown in this illustration could be considerably different if interest rates change. For example, for one percentage point increase in the interest rate shown in this illustration, your monthly payment would increase by around £\"&TEXT(ROUND(Workings!B27-'Loan Calculator'!K25,0),\"#,###\"))","v":{"$error":"#N/A"}}]
[]
[]
[]
[" Are you happy this mortgage is affordable for you?"]
[]
["What if you do not keep up the monthly payments? "]
["The mortgage will still be payable even if you are not receiving rental income. The consequence of non-payment of a mortgage is that the property could be taken into possession or a receiver of rent appointed. Any shortfall after the property is disposed of would remain your responsibility to pay. Are you willing to continue on this basis?"]
[]
[]
[]
[]
["What happens if you want to make overpayment?"]
["You can make overpayments on this new mortgage.\nThe overpayment facility on this mortgage allows you to make over payments at any time. Overpayments will be reflected in the mortgage balance immediately so will reduce the interest charged"]
[]
[]
[]
[]
["What happens if you wish to move the mortgage?"]
["You cannot transfer this mortgage to another property.\nThe mortgage will need to be repaid together with any early repayment charges"]
[]
[]
[]
[" Additional features"]
[]
[]
[]
[]
["What fees must you pay?"]
["Cover any fees for payable to the lender other than the product or redemption fees. e.g. Application Fee, Val Fee & CHAPS / TT Fee"]
["Fee",null,null,null,"When Payable",null,null,"Amount",null,"Refundable?"]
[null,null,null,null,null,null,null,"£",null,"Yes/No"]
[null,null,null,null,null,null,null,"£",null,"Yes/No"]
[null,null,null,null,null,null,null,"£",null,"Yes/No"]
[null,null,null,null,null,null,null,"£",null,"Yes/No"]
[null,null,null,null,null,null,null,"£",null,"Yes/No"]
["Premier Property Lawyers (PPL)\n(delete if N/A)",null,null,null,"Only if mortgage completes! \n(Sell the service)",null,null,"£",null,"No"]
[]
["Dual Rep Solicitors (delete if N/A)",null,null,null,"Payable to the lender",null,null,"£                   (estimated)",null,"No"]
[]
[" Insurance"]
["Mercantile Trust will add a condition stating that you need to have buildings insurance as part of this mortgage. \nThis does not have to be taken out with them.\nYour solicitor will require sight of your insurance schedule prior to completion (even on flats) and once your application is submitted we will arrange to refer you to our preferred insurance partner for a quotation.  "]
[]
[]
[]
[]
[]
[]
["What happens if you do not want this mortgage any more?"]
["There are early repayment charges associated with this mortgage as follows: "]
["You may repay the mortgage early at any time by giving the lender 28 days’ notice (the “Notice Period”) and paying off the amount you owe  in full. In addition to the Notice Period, you will pay a further 30 days’ Interest, meaning that you will pay a maximum of 58 days’ Interest."]
[]
[]
[]
[]
["If you redeem this mortgage before the full term the lender will charge you a discharge fee of £245"]
[]
[{"$f":"\"The maximum you could pay on early redemption is £\"&TEXT(KFI!F90,\"#,###.00\")&\" in monetary terms.\"","v":{"$error":"#VALUE!"}}]
[]
[]
[]
[]
["Using a mortgage intermediary"]
[{"$f":"\"The lender will release a procuration fee of £\"&TEXT('Loan Calculator'!K37,\"#,###.00\")&\" when this mortgage completes.\"","v":"The lender will release a procuration fee of £.00 when this mortgage completes."}]
["£___________   of this will be payable to Commercial Trust Limited for the advice and recommendation we have provided on their behalf, and £___________   will be payable to L&G, our mortgage club.  \nThis amount will not be added to your mortgage balance or charged to you and details of the lenders we use and the fees that they pay us for introducing business is available upon request."]
[]
["Changes going forward"]
["Lenders are currently going through a period of change with regards to the way they calculate how much you can borrow.  This means that based on your current rental income, when you decide to refinance, you may find your options limited."]
[]
[]
[]
["Non Regulated BTL "]
["Please note that this is a Buy to Let mortgage and is therefore not regulated by the Financial Conduct Authority(FCA) As a result you would not be eligible to receive compensation via the Financial Services Compensation Scheme."]
[]
[]
[]
["Ok, that’s all the detail about the new mortgage. It provides you with …….\n\nProvide the headlines of the deal, such as full loan amount, a great rate of …, payments within budget, free valuation etc  "]
[]
[]
[]
[]
["Does this give you everything you are looking for?"]
[]
["OK, in order to get your application underway I will need your bank details for the account you intend the monthly direct debit to come out of and the card details for the account you wish to pay our booking fee of £__________ and (cover off any lender upfront fees, such as valuation and application fees) from. Do you have those to hand now?"]
[]
[]
[]
[]
["Limited Companies\n(delete if N/A)",null,"Just so you are aware the lender will want bank account details for the Limited Company prior to Offer, and they may require you to seek independent legal advice prior to completion."]
[]
[]
[]
["SUPPRESS THE CALL"]
[]
["CLOSING STATEMENT"]
["I am basing my recommendation on the information which you have provided to me and must stress that it is important that you are in the position to be able to afford this mortgage and its associated costs both now and in the future. If anything changes and you are no longer satisfied that this mortgage meets your needs, please call me and we can look at amending the recommendation to suit these changes.  The final lending decision does rest with the lender and although I have assessed your circumstances against their criteria as accurately as I can, they do reserve the right to offer you a mortgage which may vary from the original recommendation or even decline to make an offer.\nYou can find full details of the lenders Privacy Notice on their website www.mercantiletrust.co.uk "]
[]
[]
[]
[]
[]
[]
[]
[]
["Once the formal offer is issued please take the time to read through the document in full including the special conditions to ensure that it is suitable for you.  \nWhen the mortgage reaches completion the balance of our fee, £___________, will become payable and we ask that this is transferred to the solicitor at offer stage in readiness for completion and I must confirm that neither part of our broker fee is refundable. The information I have discussed with you today will be reflected in the illustration I will send over to you after this call. It is important that you read through the document and understand it and contact me should you have any questions."]
[]
[]
[]
[]
[]
[]
[]
["Do you have any questions for me?"]
[]
["I will now get the application submitted to the lender and any fees paid, before I pass the case over to our administration team who will contact you and talk you through the next steps within the next 48 hours. You will receive an email from me containing a receipt for the booking fee paid, and please do not hesitate to contact me should you have any questions. "]
[]
[]
[]
[]
["Notes / Selling points"]

{"sheet":"Loan Calculator","index":1,"n_rows":63,"n_cols":16,"rows_kept":63,"cut":false,"hidden":false,"merged":[[22,12,22,14],[6,3,6,9],[28,2,28,3],[44,12,47,15],[44,7,45,10],[38,2,38,3],[17,3,17,5],[19,2,19,3],[50,12,50,15],[2,2,3,15],[4,2,4,15],[50,2,50,3],[32,2,32,5],[35,2,35,3],[36,2,36,3],[37,2,37,3],[40,2,40,3],[10,12,10,15],[24,12,24,13],[32,12,32,15],[6,11,6,12],[7,3,7,9],[34,2,34,3],[46,2,46,3],[53,2,53,3],[52,2,52,3],[54,7,54,10],[56,2,56,5],[54,2,54,3],[48,2,48,3],[44,2,44,3],[32,7,33,10],[42,2,42,3],[7,11,7,12],[12,12,12,14],[18,12,18,14],[16,12,16,14],[14,12,14,14],[16,3,16,5],[26,8,26,9],[10,7,10,10],[12,3,12,5],[13,3,13,5],[14,3,14,5],[15,3,15,5]]}
[]
[]
[null,null,"NON-REGULATED TERM LOAN CALCULATOR"]
[]
[null,null,"Effective from October 2025"]
[]
[null,null,"Applicant:",null,null,null,null,null,null,null,"Date","2025-10-27",null,null,"Call Us On"]
[null,null,"Security Address:",null,null,null,null,null,null,null,"Purpose:",null,null,null,"0800 032 5282"]
[]
[]
[null,null,"Proposed Loan (Inputs)",null,null,{"$f":"IF(AND(Workings!B25=1,Workings!B13=\"F\"),\"Only 2nd Charge\",\"\")","v":""},null,"Loan Outputs",null,null,null,null,{"$f":"\"Rental Calculations\"","v":"Rental Calculations"}]
[]
[null,null,"Security Type",null,null,null,null,"Net Loan",null,{"$f":"IFERROR(IF(K13<Workings!B22,\"Below min?\",IF(K13>Workings!C21,\"PLEASE REFER\",\"\")),\"\")","v":""},{"$f":"IFERROR(IF(F23<Workings!B22,\"Below min\",F23),\"\")","v":""},null,{"$f":"IF(Workings!$B$25=1,\"Not Required on HO Bus Loans\",\"Max MT CMI on Rent\")","v":"Max MT CMI on Rent"},null,null,{"$f":"IF(P17<=((F41+F43)/DSCR),(((F41+F43)/DSCR)-F53),\"Fails Rental\")","v":0}]
[]
[null,null,"Product Type",null,null,null,null,{"$f":"\"Lender Fee\"&IF(AND(F31>0,D27=\"Added\"), \" (inc Title Insurance)\",\"\")","v":"Lender Fee"},null,null,{"$f":"IF(D27=\"Added\",F27+F31,0)","v":0},null,{"$f":"IF(Workings!$B$25=1,\"\",\"MT Proposed CMI\")","v":"MT Proposed CMI"},null,null,{"$f":"SUM(K25)","v":0}]
[]
[null,null,"Rate Type",null,null,null,null,"Broker Fee",null,null,{"$f":"IF(OR(F25>F23*15%,F25>10000),\"Too High\",IF(D25=\"Added\",F25,0))","v":0},null,{"$f":"IF(Workings!$B$25=1,\"\",\"Total Secured CMIs\")","v":"Total Secured CMIs"},null,null,{"$f":"IF(AND(Workings!B13=\"F\",F53>0),\"Remove RED\",SUM(F53+P15))","v":0}]
[]
[null,null,"Repayment Type",null,null,"    Packaged",null,"Gross Loan",null,null,{"$f":"SUM(K17,K15,K13)","v":0},null,{"$f":"IF(Workings!$B$25=1,\"\",\"DSCR\")","v":"DSCR"},null,null,{"$f":"IFERROR(ROUNDDOWN(SUM((F41+F43)/P17),4),\"\")","v":""}]
[]
[null,null,"Status",null,null,"    1st time Landlord",null,"LTV",null,null,{"$f":"IFERROR(IF(ISERROR(Workings!J34),\"Low Prop Value  \",IF(AND(Workings!B13=\"F\",F51>0),\"Remove RED\",IF(OR(Workings!B15=\"Y\",Workings!B16=\"Y\"),\"Add 1st Charge\",ROUNDUP(SUM(K19,F51)/F35,3)))),\"\")","v":"Low Prop Value  "},null,"Stressed Shortfall?",null,null,{"$f":"IFERROR(IF(ROUNDDOWN(SUM((F41+F43)/P23),4)>=DSCR,\"Fits Rent\", ROUNDUP(SUM((P23*DSCR)-(F41+F43)),2)),\"\")","v":""}]
[]
[null,null,"Net Loan ",{"$f":"IF(Workings!T4=TRUE,\"\",IFERROR(\"Max £\"&maxloan/1000&\"k\",\"\"))","v":""},null,0,null,{"$f":"IF(D17=\"variable\",\"Annual Interest Rate (Var)\", \"Annual Interest Rate (Fixed)\")","v":"Annual Interest Rate (Fixed)"},null,null,{"$f":"IFERROR(VLOOKUP(Workings!B28,Workings!A64:H94,VLOOKUP(D17,Workings!G10:H14,2,FALSE),FALSE),\"No Plan\")","v":"No Plan"},null,"Total Secured CMIs Stressed",null,null,{"$f":"IFERROR(K29+F55,\"\")","v":""}]
[]
[null,null,"Broker Fee","Added",null,0,null,"Monthly Payment",null,null,{"$f":"IFERROR(IF(D19=\"I/Only\",ROUND((K19*K23/12),2),ROUND(PMT(K23/12,F29,-K19),2)),\"\")","v":""},null,"DSCR Stressed",null,null,{"$f":"IFERROR(ROUNDDOWN(SUM((F41+F43)/(P23)),5),\"\")","v":""}]
[]
[null,null,"Lender Fee","Added",null,{"$f":"Workings!B23","v":0},null,"Payment (Var)",{"$f":"IF(D17=\"variable\",\"\",Workings!B30)","v":"No Plan"},null,{"$f":"IFERROR(IF(D17=\"Variable\",\"\",IF(D19=\"I/Only\",ROUND((K19*Workings!B30/12),2),ROUND(PMT(Workings!B30/12,F29-(Workings!B24*12),-Workings!B31),2))),\"\")","v":""}]
[]
[null,null,"Term in Months (36-300)",null,null,0,null,"Monthly Payment Stressed",null,null,{"$f":"IFERROR(IF(D19=\"I/Only\",ROUND(K19*((Workings!B30+IF(LEFT(D17,4)<>\"5 Yr\",Stress,K23-Workings!B30))/12),2),ROUND(PMT((Workings!B30+IF(LEFT(D17,4)<>\"5 Yr\",Stress,K23-Workings!B30))/12,F29,-K19),2)),\"\")","v":""}]
[]
[null,null,{"$f":"IF(D15=\"\",\"\",IF(Workings!B13=\"S\",\"\",IF(LEFT(F37,1)=\"N\",\"\",IF(Workings!G31=\"NO\",\"\",\"Title Insurance\"))))","v":""},"No",null,{"$f":"Workings!G27","v":0},null,"Stress Test Value",null,{"$f":"Stress","v":0.01}]
[]
[null,null,"Property Details (Inputs)",null,null,null,null,"Broker Income",null,null,null,null,"Fees"]
[]
[null,null,"Property Value",null,null,null,null,"Commission Rate",null,null,0.02,null,"Is Borrower a Limited Co?"]
[]
[null,null,"Property Location",null,null,null,null,"Commission",null,null,{"$f":"F23*K35","v":0},null,"Is Property Leasehold?"]
[]
[null,null,"Property Type",null,null,null,null,"Broker Fee",null,null,{"$f":"F25","v":0},null,"Approx Legal Fee *",null,null,{"$f":"IF(AND(Workings!B13=\"F\",Workings!B12=\"N\",LEFT(F37,2)=\"No\",F23>=100000),VLOOKUP(K19,Workings!B39:E45,4,TRUE)+IF(VLOOKUP(K19,Workings!B40:D45,3,TRUE)=0,0,IF(P35=\"yes\",Workings!B36,0)),IF(OR(Workings!B13=\"S\",AND(Workings!B12=\"N\",'Loan Calculator'!F23<100000)),0,IF(OR(P37=\"\",P35=\"\"),\"Complete Above\",IF(F37=\"Northern Ireland\",1489,VLOOKUP(K19,Workings!B39:D45,3,TRUE)+IF(VLOOKUP(K19,Workings!B40:D45,3,TRUE)=0,0,IF(P35=\"yes\",Workings!B36,0))+IF(VLOOKUP(K19,Workings!B40:D45,3,TRUE)=0,0,IF(P37=\"yes\",Workings!B37,0))))))","v":0}]
[]
[null,null,"Rental Income",null,null,null,null,"Total Income",null,null,{"$f":"SUM(K39+K37)","v":0},null,"Approx Valuation Fee **",null,null,{"$f":"IF(OR(F35=\"\",F35=0),\"Add Val\",IF(F37=\"Northern Ireland\",\"Refer\",IF(F37=\"Mainland Scotland\",VLOOKUP(F35,Workings!G49:I60,3,TRUE),VLOOKUP(F35,Workings!B49:D60,3,TRUE))))","v":"Add Val"}]
[]
[null,null,"Rental Surplus",null,null,null,null,null,null,null,null,null,"Prices Include VAT\n* Additional legal costs may apply, particularly if purchase\n** Val fee based on standard residential property"]
[]
[null,null,"1st Charge Repayment Type",null,null,null,null,{"$f":"D13&\" Criteria Highlights\"","v":" Criteria Highlights"},null,null,null,null,"* Additional legal costs may apply, particularly if purchase\n** Val fee based on standard residential property"]
[]
[null,null,"1st Charge Rate Type*",null,null,null,null,{"$f":"IF(Workings!P24=0,\"\",Workings!P24)","v":""}]
[]
[null,null,"1st Charge Rem Term (m)",null,null,null,null,{"$f":"IF(Workings!P25=0,\"\",Workings!P25)","v":""}]
[]
[null,null,"1st Charge Balance",null,null,0,null,{"$f":"IF(Workings!P26=0,\"\",Workings!P26)","v":""},null,null,null,null,"Maximum Loan Calculator"]
[]
[null,null,"1st Charge Monthly Payment",null,null,0,null,{"$f":"IF(Workings!P27=0,\"\",Workings!P27)","v":""},null,null,null,null,"Maximum LTV Available",null,null,{"$f":"IFERROR(Workings!B17,\"\")","v":""}]
[]
[null,null,"1st Charge Stressed CMI",null,null,{"$f":"IF(F47<>\"Fixed => 5Yr\",IFERROR(IF(F45=\"Repayment\",PMT(RATE(F49,F53,-F51)+(Stress/12),F49,-F51),F51*((F53/F51)+(Stress/12))),0),F53)","v":0},null,"Email: referrals@mercantiletrust.co.uk ",null,null,null,null,"Maximum Lending (Net Loan)",null,null,{"$f":"IFERROR(MAX(Workings!C126,0),\"\")","v":""}]
[]
[null,null,"* Refers to any remaining fix",null,null,null,null,"Inputs in BLUE, RED denotes an error",null,null,null,null,{"$f":"IFERROR(IF(P53<>MAX(Workings!L64:L95),Workings!K30,\"\"),\"\")","v":""}]
[]
[null,null,"Tick box to remove upper loan limits",null,null,"     NOTE: Loans outside standard upon referral only"]
[]
[null,null,"Packaged",false]
[null,null,"First time LL",false]
[null,null,"Remove max loan",false]

{"sheet":"Workings","index":2,"n_rows":566,"n_cols":20,"rows_kept":566,"cut":false,"hidden":true,"merged":[[63,0,63,2],[64,0,64,2],[65,0,65,2],[66,0,66,2],[67,0,67,2],[68,0,68,2],[69,0,69,2],[70,0,70,2],[71,0,71,2],[83,0,83,2],[73,0,73,2],[74,0,74,2],[75,0,75,2],[76,0,76,2],[72,0,72,2],[81,0,81,2],[82,0,82,2],[77,0,77,2],[78,0,78,2],[79,0,79,2],[80,0,80,2],[84,0,84,2],[89,0,89,2],[90,0,90,2],[92,0,92,2],[85,0,85,2],[86,0,86,2],[87,0,87,2],[88,0,88,2],[91,0,91,2]]}
[]
["Drop Downs"]
["Fee Type",null,"Purpose","Security Type","Status","Product Type","Rate Type","Fix Term","Repayment",null,"1st Rate Type","ERC","Broker Fee Type",null,null,null,null,"Packaged","First time landlord","Remove max loan"]
["Added","Yes","Purchase","BTL","0 Status","Second Charge","Variable",0,"I/Only",null,"Variable","None","Percentage",null,null,null,null,{"$f":"'Loan Calculator'!D61","v":false},{"$f":"'Loan Calculator'!D62","v":false},{"$f":"'Loan Calculator'!D63","v":false}]
["Up-Front","No","Refurbishment","HMO","1 Status",{"$f":"IF('Loan Calculator'!D13=\"HO Business Loan\",\"\",\"First Charge Purchase\")","v":"First Charge Purchase"},"2 Yr Fixed",2,"Repayment",null,"Fixed < 5Yr","Year 1; 2%. Year 2; 1%","Amount",null,null,null,null,{"$f":"IF(R4=TRUE,999,0)","v":0},{"$f":"IF(S4=TRUE,S7,S6)","v":1}]
[null,null,"Consolidation","Holiday Let","2 Status",{"$f":"IF('Loan Calculator'!D13=\"HO Business Loan\",\"\",\"First Charge Refinance\")","v":"First Charge Refinance"},"3 Yr Fixed",3,null,null,"Fixed => 5Yr","Year 1; 3%. Year 2; 2%. Year 3; 1%",null,null,null,null,null,null,1]
[null,null,"Business","Student Let",null,{"$f":"IF('Loan Calculator'!D13=\"HO Business Loan\",\"\",\"First Charge Unencumbered\")","v":"First Charge Unencumbered"},"5 Yr Fixed",5,null,null,null,"Year 1 - 5%, Year 2 - 4%, Year 3 - 3%, Year 4 - 2%, Year 5 - 1%",null,null,null,null,null,null,0.65]
[null,null,"Lease extension","MUFB",null,null,"5 Yr Fixed (No ERC)",5,null,null,null,"None"]
[null,null,"Other","HO Business Loan"]
[null,null,null,null,null,null,"Variable",4]
["Status",{"$f":"LEFT('Loan Calculator'!D21,1)&\"SP\"","v":"SP"},null,null,null,null,"2 Yr Fixed",5]
["is Purchase",{"$f":"IF(ISERROR(FIND(\"Purchase\",'Loan Calculator'!D15)),\"N\",\"Y\")","v":"N"},null,"Lender Fee",null,null,"3 Yr Fixed",6]
["Charge",{"$f":"LEFT('Loan Calculator'!D15,1)","v":""},null,"Fixed %",0.03,null,"5 Yr Fixed",7]
["Size",{"$f":"IF(AND('Loan Calculator'!F37=\"Northern Ireland\",'Loan Calculator'!F23>100000),\"TOO HIGH\",IF('Loan Calculator'!F23>500000,\"TOO HIGH\",\"OK\"))","v":"OK"},null,"NI",899,null,"5 Yr Fixed (No ERC)",8]
["2nd Ch bal",{"$f":"IF(AND(B13=\"S\",'Loan Calculator'!F51=0),\"Y\",\"OK\")","v":"OK"},null,"NI Applies",{"$f":"IF(LEFT('Loan Calculator'!F37,2)=\"NO\",IF(B13=\"S\",E14,IF(B12=\"Y\",0,IF('Loan Calculator'!F23<100000,E14,0))),0)","v":0},null,null,null,null,null,null,null,null,"Value"]
["2nd Ch CMI",{"$f":"IF(AND(B13=\"S\",'Loan Calculator'!F53=0),\"Y\",\"OK\")","v":"OK"},null,null,null,null,null,"Value LTV",null,"Location LTV","Max LTV","Prop Type",null,0,150000]
["Max LTV",{"$f":"MIN(J31:J35)","v":{"$error":"#N/A"}},null,null,null,null,null,75000,0.75,"England",0.75,"Ex C'cil Flat / Mais",{"$f":"IF('Loan Calculator'!F35>=O16,O17,N17)","v":0.65},0.65,0.75]
["Stress Test",0.01,null,null,null,null,null,1000001,0.7,"Wales",0.75,"Freehold Flat",0.65]
["Max DSCR",1.25,null,null,null,null,null,1500001,0.65,"Mainland Scotland",0.75,"All other properties",0.75]
[null,null,"Plan max","Refer override",null,null,null,null,null,"Northern Ireland",0.7]
["This Loan Max",{"$f":"IF(T4=TRUE,D21,C21)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(B28,A64:K93,IF('Loan Calculator'!F37=\"northern ireland\",11,10),FALSE)","v":{"$error":"#N/A"}},10000000]
["This loan min",{"$f":"IF(B25=1,B26,VLOOKUP(B28,A64:K93,9,FALSE))","v":{"$error":"#N/A"}},null,null,null,"Title Insurance ",null,null,"Criteria Highlights"]
["This loan lender fee",{"$f":"('Loan Calculator'!F23*E13)+E15+R5","v":0},null,null,null,"%",2E-3,null,"BTL","HMO","Holiday Let","Student Let","MUFB","HO Business Loan",null,"Use (this application)"]
["fix term",{"$f":"VLOOKUP('Loan Calculator'!D17,Workings!G4:H11,2,FALSE)","v":{"$error":"#N/A"}},null,null,null,"Min",495,null,"Use rent net of any letting fees","HMO Licence or proof of application","Must own residence","ASTs required for all tenants","ASTS for all tenants","No LTD company applications",2,{"$f":"IFERROR(HLOOKUP('Loan Calculator'!$D$13,$I$23:$N$27,O24,FALSE),\"\")","v":""}]
["Is HOBL",{"$f":"IF('Loan Calculator'!D13=\"HO Business Loan\",1,\"\")","v":""},null,null,null,"IPT",0.12,null,"AST required","Max 8 beds – refer if more","Use 100% of profit on SA302 or accounts cert","If AST is for uni year – average over 12 months","If over 4 units – please refer","The majority must be for business purposes",3,{"$f":"IFERROR(HLOOKUP('Loan Calculator'!$D$13,$I$23:$N$27,O25,FALSE),\"\")","v":""}]
["HOBL Min",25000,null,null,null,"Gross for TI",{"$f":"'Loan Calculator'!F23+IF('Loan Calculator'!D25=\"Added\",'Loan Calculator'!F25,0)+IF('Loan Calculator'!D27=\"Added\",'Loan Calculator'!F27,0)","v":0},null,"Proof of last month’s rent or deposit taken","ASTS required for all tenants","If owned less than a year – use 50% of projection",null,null,"2nd charge applications only",4,{"$f":"IFERROR(HLOOKUP('Loan Calculator'!$D$13,$I$23:$N$27,O26,FALSE),\"\")","v":""}]
["+1% payment",{"$f":"IFERROR(IF('Loan Calculator'!D19=\"I/Only\",ROUND('Loan Calculator'!K19*(('Loan Calculator'!K23+1%)/12),2),ROUND(PMT(('Loan Calculator'!K23+1%)/12,'Loan Calculator'!F29,-'Loan Calculator'!K19),2)),\"\")","v":""},null,null,null,"This Loan",{"$f":"IF('Loan Calculator'!D31=\"NO\",0,IF(G31=\"NO\",0,IF(G28=\"NORTHERN IRELAND\",0,IF('Loan Calculator'!F23<VLOOKUP('Loan Calculator'!D15,F38:G41,2,FALSE),0,VLOOKUP('Loan Calculator'!F23,F34:G35,2,TRUE)))))","v":0},null,"Can use pers income and rent surplus if fails DSCR","Valuation based on residential value",null,null,null,"Minimum loan of £25k",5,{"$f":"IFERROR(HLOOKUP('Loan Calculator'!$D$13,$I$23:$N$27,O27,FALSE),\"\")","v":""}]
["Plan Code",{"$f":"B13&\" - \"&B11","v":" - SP"},null,null,null,"Property Location",{"$f":"'Loan Calculator'!F37","v":0}]
["Plan code variable",{"$f":"'Loan Calculator'!D15&\" - Variable\"","v":" - Variable"}]
["Variable rate",{"$f":"IFERROR(VLOOKUP(B28,A64:D94,4,FALSE),\"No Plan\")","v":"No Plan"},null,null,null,"Loan Value",{"$f":"'Loan Calculator'!F23","v":0},null,"Maximum LTVs",null,{"$f":"\"Reason for max LTV: \" &VLOOKUP(1,K31:L35,2,FALSE)","v":{"$error":"#N/A"}}]
["End Fix Value",{"$f":"IF(B24>0,FV('Loan Calculator'!K23/12,B24*12,'Loan Calculator'!K25,-'Loan Calculator'!K19),0)","v":{"$error":"#N/A"}},null,null,null,"Title insurance offered",{"$f":"IF(AND(OR('Loan Calculator'!D15=\"First Charge Unencumbered\",'Loan Calculator'!D15=\"First Charge Refinance\"),G30<100000),\"NO\",\"YES\")","v":"YES"},null,"Plan LTV",{"$f":"VLOOKUP(Plan_Code,A64:L69,12,FALSE)","v":{"$error":"#N/A"}},{"$f":"IF(J31=MIN($J$31:J35),1,0)","v":{"$error":"#N/A"}},"due to the plan"]
[null,495,null,null,null,null,null,null,"Country LTV",{"$f":"IFERROR(VLOOKUP('Loan Calculator'!F37,J17:K20,2,FALSE),0)","v":0},{"$f":"IF(J32=MIN($J$31:J36),1,0)","v":{"$error":"#N/A"}},"property is in NI"]
["This plan legal Fee",null,null,null,null,"TI Bandings (over)",null,null,"Property LTV",{"$f":"IFERROR(VLOOKUP('Loan Calculator'!F39,L17:M19,2,FALSE),0)","v":0},{"$f":"IF(J33=MIN($J$31:J37),1,0)","v":{"$error":"#N/A"}},"due to the property type"]
[null,null,null,null,null,0,699,null,"Value LTV",{"$f":"VLOOKUP('Loan Calculator'!F35,Workings!H17:I19,2,TRUE)","v":{"$error":"#N/A"}},{"$f":"IF(J34=MIN($J$31:J38),1,0)","v":{"$error":"#N/A"}},"due to the property value"]
["Legal Fees",null,null,null,null,300000,999,null,"First time LL LTV",{"$f":"S5","v":1},{"$f":"IF(J35=MIN($J$31:J39),1,0)","v":{"$error":"#N/A"}},"this is a first time landlord"]
["Limited co",300]
["Leasehold",300,null,null,null,"TI threshold"]
[null,null,null,"Fee",null,"Second Charge",999999999]
["1st charge","Loan min","Loan max","EWS","NI",{"$f":"IF('Loan Calculator'!D47=\"HO Business Loan\",\"\",\"First Charge Purchase\")","v":"First Charge Purchase"},0]
[null,0,0,0,0,{"$f":"IF('Loan Calculator'!D47=\"HO Business Loan\",\"\",\"First Charge Refinance\")","v":"First Charge Refinance"},100000]
[null,{"$f":"C40+1","v":1},250000,{"$f":"700*1.2","v":840},{"$f":"700*1.2","v":840},{"$f":"IF('Loan Calculator'!D47=\"HO Business Loan\",\"\",\"First Charge Unencumbered\")","v":"First Charge Unencumbered"},100000]
[null,{"$f":"C41+1","v":250001},500000,{"$f":"800*1.2","v":960},{"$f":"800*1.2","v":960}]
[null,{"$f":"C42+1","v":500001},750000,{"$f":"875*1.2","v":1050},{"$f":"875*1.2","v":1050}]
[null,{"$f":"C43+1","v":750001},1000000,1110,1110]
[null,{"$f":"C44+1","v":1000001},null,1200,1200]
[]
[]
["Valuation","Value min","Value Max","Fee",null,"Valuation","Value min","Value Max","Fee"]
["E&W",0,200000,220,null,"Scot",0,100000,245]
[null,{"$f":"C49+1","v":200001},300000,250,null,null,{"$f":"H49+1","v":100001},200000,285]
[null,300001,350000,275,null,null,200001,300000,335]
[null,350001,400000,280,null,null,300001,400000,400]
[null,400001,500000,350,null,null,400001,500000,475]
[null,500001,600000,490,null,null,500001,600000,620]
[null,600001,700000,600,null,null,600001,700000,630]
[null,700001,800000,700,null,null,700001,750000,700]
[null,800001,900000,775,null,null,750001,800000,860]
[null,900001,1000000,850,null,null,800001,900000,865]
[null,1000001,9999999999,"On request",null,null,900001,1000000,890]
[null,null,null,null,null,null,1000001,999999999,"On request"]
[]
[]
["Plan Matrix",null,null,"Var","2yr","3yr","5yr","5yrN","Min Loan","Max Loan","NI Max","Max LTV"]
["F - 0SP",null,null,{"$f":"'Summary Matrix'!E4","v":0.11899999999999999},{"$f":"'Summary Matrix'!F4","v":0.109},{"$f":"'Summary Matrix'!G4","v":0.108},{"$f":"'Summary Matrix'!H4","v":0.1069},{"$f":"'Summary Matrix'!I4","v":0.1119},{"$f":"'Summary Matrix'!J4","v":10000},{"$f":"'Summary Matrix'!K4","v":500000},150000,0.75]
["F - 1SP",null,null,{"$f":"'Summary Matrix'!E5","v":0.1215},{"$f":"'Summary Matrix'!F5","v":0.1115},{"$f":"'Summary Matrix'!G5","v":0.1105},{"$f":"'Summary Matrix'!H5","v":0.1094},{"$f":"'Summary Matrix'!I5","v":0.1144},{"$f":"'Summary Matrix'!J5","v":10000},{"$f":"'Summary Matrix'!K5","v":500000},150000,0.75]
["F - 2SP",null,null,{"$f":"'Summary Matrix'!E6","v":0.124},{"$f":"'Summary Matrix'!F6","v":0.114},{"$f":"'Summary Matrix'!G6","v":0.113},{"$f":"'Summary Matrix'!H6","v":0.1119},{"$f":"'Summary Matrix'!I6","v":0.1169},{"$f":"'Summary Matrix'!J6","v":10000},{"$f":"'Summary Matrix'!K6","v":250000},100000,0.7]
["S - 0SP",null,null,{"$f":"'Summary Matrix'!E7","v":0.1205},{"$f":"'Summary Matrix'!F7","v":0.1105},{"$f":"'Summary Matrix'!G7","v":0.1095},{"$f":"'Summary Matrix'!H7","v":0.1084},{"$f":"'Summary Matrix'!I7","v":0.1134},{"$f":"'Summary Matrix'!J7","v":10000},{"$f":"'Summary Matrix'!K7","v":300000},150000,0.75]
["S - 1SP",null,null,{"$f":"'Summary Matrix'!E8","v":0.123},{"$f":"'Summary Matrix'!F8","v":0.113},{"$f":"'Summary Matrix'!G8","v":0.112},{"$f":"'Summary Matrix'!H8","v":0.1109},{"$f":"'Summary Matrix'!I8","v":0.1159},{"$f":"'Summary Matrix'!J8","v":10000},{"$f":"'Summary Matrix'!K8","v":300000},150000,0.75]
["S - 2SP",null,null,{"$f":"'Summary Matrix'!E9","v":0.1255},{"$f":"'Summary Matrix'!F9","v":0.11550000000000001},{"$f":"'Summary Matrix'!G9","v":0.1145},{"$f":"'Summary Matrix'!H9","v":0.1134},{"$f":"'Summary Matrix'!I9","v":0.11840000000000001},{"$f":"'Summary Matrix'!J9","v":10000},{"$f":"'Summary Matrix'!K9","v":100000},100000,0.7]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["ERCs"]
["Variable","None"]
["1 Yr Fixed","Year 1 - 1% of opening balance"]
["2 Yr Fixed","Year 1 - 2%, Year 2 - 1%; of opening balance"]
["3 Yr Fixed","Year 1 - 3%, Year 2 - 2%, Year 3 - 1%; of opening balance"]
["5 Yr Fixed","Year 1 - 5%, Year 2 - 4%, Year 3 - 3%, Year 4 - 2%, Year 5 - 1%; of opening balance"]
["5 Yr Fixed (No ERC)","None"]
[]
["Max Lending"]
[null,"Requested","Max Br Fee"]
[]
["Max Secured Lending",{"$f":"('Loan Calculator'!F35*Workings!B17)-'Loan Calculator'!F51","v":{"$error":"#N/A"}}]
[]
[]
[]
["Br Fee %",0,0]
["Lender fee %",{"$f":"IF('Loan Calculator'!D27<>\"added\",0,0.03)","v":0.03},{"$f":"B112","v":0.03}]
["Fixed Br Fee",{"$f":"IF('Loan Calculator'!D25<>\"added\",0,'Loan Calculator'!F25)","v":0},{"$f":"B113","v":0}]
[]
["Fixed Lender Fee",{"$f":"IF('Loan Calculator'!D27<>\"added\",0,Workings!E15+R5)","v":0}]
["Title Insurance",{"$f":"G27","v":0}]
["Broker Fee Limit"]
[]
["Max Net",{"$f":"MIN(ROUNDDOWN((B107-B113-B115-B116)/(1+B111+B112),0),maxloan)","v":{"$error":"#N/A"}},{"$f":"MIN(ROUNDDOWN((B107-IF(C113=\"X\",0,C113)-B115-B116)/(1+IF(C111=\"x\",0,C111)+B112),0),maxloan)","v":{"$error":"#N/A"}}]
[]
["TI","<300k",">=£300k"]
[null,699,999]
[]
["Max Adjusted for TI",null,{"$f":"IF(AND(B116=B122,C119>300000),ROUNDDOWN(C119-((C122-B122)/(1+C112+C111)),0),C119)","v":{"$error":"#N/A"}},"Where original is under £300k but max is over"]
[]
["Max adjusted for NI",null,{"$f":"IF(AND(E15>0,C124>=100000),ROUNDDOWN(C124+(E15/(1+C112+C111)),0),C124)","v":{"$error":"#N/A"}},"Where the original includes NI lender fee but max will be over (refinance / unencumbered >=£100k)"]
[]
[]
["Stressed payment schedule to enable IRR on fixed",null,null,null,null,"IRR for normal"]
[]
["Month","Value","IRR",null,"APR","Value","IRR","APR"]
[0,{"$f":"-'Loan Calculator'!K19+'Loan Calculator'!F25+'Loan Calculator'!F27","v":0},{"$f":"IRR(B132:B566)","v":{"$error":"#VALUE!"}},null,{"$f":"ROUNDDOWN(POWER(1+Workings!C132,12)-1,3)","v":{"$error":"#VALUE!"}},{"$f":"-'Loan Calculator'!K19+'Loan Calculator'!F25+'Loan Calculator'!F27","v":0},{"$f":"IRR(F132:F566)","v":{"$error":"#VALUE!"}},{"$f":"ROUNDDOWN(POWER(1+G132,12)-1,3)","v":{"$error":"#VALUE!"}}]
[1,{"$f":"IF(A133=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A133<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A133='Loan Calculator'!$F$29,A133=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A133=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A133<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A133='Loan Calculator'!$F$29,Workings!A133=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A133='Loan Calculator'!$F$29,A133=\"\"),\"\",A133+1)","v":2},{"$f":"IF(A134=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A134<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A134='Loan Calculator'!$F$29,A134=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A134=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A134<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A134='Loan Calculator'!$F$29,Workings!A134=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A134='Loan Calculator'!$F$29,A134=\"\"),\"\",A134+1)","v":3},{"$f":"IF(A135=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A135<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A135='Loan Calculator'!$F$29,A135=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A135=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A135<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A135='Loan Calculator'!$F$29,Workings!A135=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A135='Loan Calculator'!$F$29,A135=\"\"),\"\",A135+1)","v":4},{"$f":"IF(A136=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A136<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A136='Loan Calculator'!$F$29,A136=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A136=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A136<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A136='Loan Calculator'!$F$29,Workings!A136=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A136='Loan Calculator'!$F$29,A136=\"\"),\"\",A136+1)","v":5},{"$f":"IF(A137=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A137<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A137='Loan Calculator'!$F$29,A137=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A137=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A137<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A137='Loan Calculator'!$F$29,Workings!A137=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A137='Loan Calculator'!$F$29,A137=\"\"),\"\",A137+1)","v":6},{"$f":"IF(A138=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A138<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A138='Loan Calculator'!$F$29,A138=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A138=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A138<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A138='Loan Calculator'!$F$29,Workings!A138=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A138='Loan Calculator'!$F$29,A138=\"\"),\"\",A138+1)","v":7},{"$f":"IF(A139=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A139<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A139='Loan Calculator'!$F$29,A139=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A139=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A139<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A139='Loan Calculator'!$F$29,Workings!A139=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A139='Loan Calculator'!$F$29,A139=\"\"),\"\",A139+1)","v":8},{"$f":"IF(A140=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A140<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A140='Loan Calculator'!$F$29,A140=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A140=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A140<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A140='Loan Calculator'!$F$29,Workings!A140=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A140='Loan Calculator'!$F$29,A140=\"\"),\"\",A140+1)","v":9},{"$f":"IF(A141=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A141<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A141='Loan Calculator'!$F$29,A141=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A141=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A141<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A141='Loan Calculator'!$F$29,Workings!A141=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A141='Loan Calculator'!$F$29,A141=\"\"),\"\",A141+1)","v":10},{"$f":"IF(A142=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A142<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A142='Loan Calculator'!$F$29,A142=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A142=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A142<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A142='Loan Calculator'!$F$29,Workings!A142=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A142='Loan Calculator'!$F$29,A142=\"\"),\"\",A142+1)","v":11},{"$f":"IF(A143=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A143<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A143='Loan Calculator'!$F$29,A143=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A143=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A143<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A143='Loan Calculator'!$F$29,Workings!A143=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A143='Loan Calculator'!$F$29,A143=\"\"),\"\",A143+1)","v":12},{"$f":"IF(A144=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A144<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A144='Loan Calculator'!$F$29,A144=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A144=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A144<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A144='Loan Calculator'!$F$29,Workings!A144=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A144='Loan Calculator'!$F$29,A144=\"\"),\"\",A144+1)","v":13},{"$f":"IF(A145=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A145<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A145='Loan Calculator'!$F$29,A145=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A145=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A145<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A145='Loan Calculator'!$F$29,Workings!A145=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A145='Loan Calculator'!$F$29,A145=\"\"),\"\",A145+1)","v":14},{"$f":"IF(A146=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A146<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A146='Loan Calculator'!$F$29,A146=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A146=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A146<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A146='Loan Calculator'!$F$29,Workings!A146=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A146='Loan Calculator'!$F$29,A146=\"\"),\"\",A146+1)","v":15},{"$f":"IF(A147=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A147<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A147='Loan Calculator'!$F$29,A147=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A147=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A147<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A147='Loan Calculator'!$F$29,Workings!A147=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A147='Loan Calculator'!$F$29,A147=\"\"),\"\",A147+1)","v":16},{"$f":"IF(A148=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A148<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A148='Loan Calculator'!$F$29,A148=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A148=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A148<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A148='Loan Calculator'!$F$29,Workings!A148=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A148='Loan Calculator'!$F$29,A148=\"\"),\"\",A148+1)","v":17},{"$f":"IF(A149=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A149<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A149='Loan Calculator'!$F$29,A149=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A149=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A149<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A149='Loan Calculator'!$F$29,Workings!A149=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A149='Loan Calculator'!$F$29,A149=\"\"),\"\",A149+1)","v":18},{"$f":"IF(A150=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A150<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A150='Loan Calculator'!$F$29,A150=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A150=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A150<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A150='Loan Calculator'!$F$29,Workings!A150=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A150='Loan Calculator'!$F$29,A150=\"\"),\"\",A150+1)","v":19},{"$f":"IF(A151=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A151<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A151='Loan Calculator'!$F$29,A151=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A151=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A151<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A151='Loan Calculator'!$F$29,Workings!A151=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A151='Loan Calculator'!$F$29,A151=\"\"),\"\",A151+1)","v":20},{"$f":"IF(A152=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A152<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A152='Loan Calculator'!$F$29,A152=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A152=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A152<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A152='Loan Calculator'!$F$29,Workings!A152=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A152='Loan Calculator'!$F$29,A152=\"\"),\"\",A152+1)","v":21},{"$f":"IF(A153=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A153<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A153='Loan Calculator'!$F$29,A153=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A153=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A153<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A153='Loan Calculator'!$F$29,Workings!A153=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A153='Loan Calculator'!$F$29,A153=\"\"),\"\",A153+1)","v":22},{"$f":"IF(A154=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A154<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A154='Loan Calculator'!$F$29,A154=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A154=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A154<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A154='Loan Calculator'!$F$29,Workings!A154=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A154='Loan Calculator'!$F$29,A154=\"\"),\"\",A154+1)","v":23},{"$f":"IF(A155=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A155<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A155='Loan Calculator'!$F$29,A155=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A155=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A155<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A155='Loan Calculator'!$F$29,Workings!A155=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A155='Loan Calculator'!$F$29,A155=\"\"),\"\",A155+1)","v":24},{"$f":"IF(A156=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A156<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A156='Loan Calculator'!$F$29,A156=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A156=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A156<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A156='Loan Calculator'!$F$29,Workings!A156=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A156='Loan Calculator'!$F$29,A156=\"\"),\"\",A156+1)","v":25},{"$f":"IF(A157=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A157<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A157='Loan Calculator'!$F$29,A157=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A157=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A157<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A157='Loan Calculator'!$F$29,Workings!A157=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A157='Loan Calculator'!$F$29,A157=\"\"),\"\",A157+1)","v":26},{"$f":"IF(A158=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A158<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A158='Loan Calculator'!$F$29,A158=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A158=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A158<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A158='Loan Calculator'!$F$29,Workings!A158=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A158='Loan Calculator'!$F$29,A158=\"\"),\"\",A158+1)","v":27},{"$f":"IF(A159=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A159<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A159='Loan Calculator'!$F$29,A159=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A159=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A159<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A159='Loan Calculator'!$F$29,Workings!A159=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A159='Loan Calculator'!$F$29,A159=\"\"),\"\",A159+1)","v":28},{"$f":"IF(A160=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A160<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A160='Loan Calculator'!$F$29,A160=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A160=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A160<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A160='Loan Calculator'!$F$29,Workings!A160=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A160='Loan Calculator'!$F$29,A160=\"\"),\"\",A160+1)","v":29},{"$f":"IF(A161=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A161<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A161='Loan Calculator'!$F$29,A161=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A161=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A161<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A161='Loan Calculator'!$F$29,Workings!A161=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A161='Loan Calculator'!$F$29,A161=\"\"),\"\",A161+1)","v":30},{"$f":"IF(A162=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A162<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A162='Loan Calculator'!$F$29,A162=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A162=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A162<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A162='Loan Calculator'!$F$29,Workings!A162=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A162='Loan Calculator'!$F$29,A162=\"\"),\"\",A162+1)","v":31},{"$f":"IF(A163=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A163<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A163='Loan Calculator'!$F$29,A163=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A163=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A163<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A163='Loan Calculator'!$F$29,Workings!A163=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A163='Loan Calculator'!$F$29,A163=\"\"),\"\",A163+1)","v":32},{"$f":"IF(A164=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A164<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A164='Loan Calculator'!$F$29,A164=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A164=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A164<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A164='Loan Calculator'!$F$29,Workings!A164=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A164='Loan Calculator'!$F$29,A164=\"\"),\"\",A164+1)","v":33},{"$f":"IF(A165=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A165<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A165='Loan Calculator'!$F$29,A165=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A165=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A165<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A165='Loan Calculator'!$F$29,Workings!A165=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A165='Loan Calculator'!$F$29,A165=\"\"),\"\",A165+1)","v":34},{"$f":"IF(A166=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A166<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A166='Loan Calculator'!$F$29,A166=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A166=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A166<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A166='Loan Calculator'!$F$29,Workings!A166=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A166='Loan Calculator'!$F$29,A166=\"\"),\"\",A166+1)","v":35},{"$f":"IF(A167=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A167<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A167='Loan Calculator'!$F$29,A167=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A167=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A167<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A167='Loan Calculator'!$F$29,Workings!A167=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A167='Loan Calculator'!$F$29,A167=\"\"),\"\",A167+1)","v":36},{"$f":"IF(A168=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A168<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A168='Loan Calculator'!$F$29,A168=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A168=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A168<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A168='Loan Calculator'!$F$29,Workings!A168=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A168='Loan Calculator'!$F$29,A168=\"\"),\"\",A168+1)","v":37},{"$f":"IF(A169=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A169<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A169='Loan Calculator'!$F$29,A169=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A169=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A169<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A169='Loan Calculator'!$F$29,Workings!A169=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A169='Loan Calculator'!$F$29,A169=\"\"),\"\",A169+1)","v":38},{"$f":"IF(A170=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A170<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A170='Loan Calculator'!$F$29,A170=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A170=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A170<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A170='Loan Calculator'!$F$29,Workings!A170=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A170='Loan Calculator'!$F$29,A170=\"\"),\"\",A170+1)","v":39},{"$f":"IF(A171=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A171<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A171='Loan Calculator'!$F$29,A171=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A171=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A171<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A171='Loan Calculator'!$F$29,Workings!A171=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A171='Loan Calculator'!$F$29,A171=\"\"),\"\",A171+1)","v":40},{"$f":"IF(A172=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A172<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A172='Loan Calculator'!$F$29,A172=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A172=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A172<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A172='Loan Calculator'!$F$29,Workings!A172=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A172='Loan Calculator'!$F$29,A172=\"\"),\"\",A172+1)","v":41},{"$f":"IF(A173=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A173<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A173='Loan Calculator'!$F$29,A173=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A173=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A173<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A173='Loan Calculator'!$F$29,Workings!A173=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A173='Loan Calculator'!$F$29,A173=\"\"),\"\",A173+1)","v":42},{"$f":"IF(A174=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A174<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A174='Loan Calculator'!$F$29,A174=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A174=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A174<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A174='Loan Calculator'!$F$29,Workings!A174=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A174='Loan Calculator'!$F$29,A174=\"\"),\"\",A174+1)","v":43},{"$f":"IF(A175=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A175<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A175='Loan Calculator'!$F$29,A175=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A175=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A175<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A175='Loan Calculator'!$F$29,Workings!A175=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A175='Loan Calculator'!$F$29,A175=\"\"),\"\",A175+1)","v":44},{"$f":"IF(A176=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A176<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A176='Loan Calculator'!$F$29,A176=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A176=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A176<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A176='Loan Calculator'!$F$29,Workings!A176=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A176='Loan Calculator'!$F$29,A176=\"\"),\"\",A176+1)","v":45},{"$f":"IF(A177=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A177<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A177='Loan Calculator'!$F$29,A177=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A177=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A177<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A177='Loan Calculator'!$F$29,Workings!A177=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A177='Loan Calculator'!$F$29,A177=\"\"),\"\",A177+1)","v":46},{"$f":"IF(A178=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A178<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A178='Loan Calculator'!$F$29,A178=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A178=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A178<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A178='Loan Calculator'!$F$29,Workings!A178=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A178='Loan Calculator'!$F$29,A178=\"\"),\"\",A178+1)","v":47},{"$f":"IF(A179=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A179<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A179='Loan Calculator'!$F$29,A179=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A179=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A179<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A179='Loan Calculator'!$F$29,Workings!A179=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A179='Loan Calculator'!$F$29,A179=\"\"),\"\",A179+1)","v":48},{"$f":"IF(A180=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A180<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A180='Loan Calculator'!$F$29,A180=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A180=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A180<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A180='Loan Calculator'!$F$29,Workings!A180=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A180='Loan Calculator'!$F$29,A180=\"\"),\"\",A180+1)","v":49},{"$f":"IF(A181=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A181<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A181='Loan Calculator'!$F$29,A181=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A181=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A181<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A181='Loan Calculator'!$F$29,Workings!A181=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A181='Loan Calculator'!$F$29,A181=\"\"),\"\",A181+1)","v":50},{"$f":"IF(A182=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A182<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A182='Loan Calculator'!$F$29,A182=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A182=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A182<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A182='Loan Calculator'!$F$29,Workings!A182=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A182='Loan Calculator'!$F$29,A182=\"\"),\"\",A182+1)","v":51},{"$f":"IF(A183=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A183<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A183='Loan Calculator'!$F$29,A183=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A183=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A183<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A183='Loan Calculator'!$F$29,Workings!A183=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A183='Loan Calculator'!$F$29,A183=\"\"),\"\",A183+1)","v":52},{"$f":"IF(A184=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A184<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A184='Loan Calculator'!$F$29,A184=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A184=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A184<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A184='Loan Calculator'!$F$29,Workings!A184=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A184='Loan Calculator'!$F$29,A184=\"\"),\"\",A184+1)","v":53},{"$f":"IF(A185=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A185<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A185='Loan Calculator'!$F$29,A185=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A185=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A185<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A185='Loan Calculator'!$F$29,Workings!A185=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A185='Loan Calculator'!$F$29,A185=\"\"),\"\",A185+1)","v":54},{"$f":"IF(A186=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A186<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A186='Loan Calculator'!$F$29,A186=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A186=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A186<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A186='Loan Calculator'!$F$29,Workings!A186=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A186='Loan Calculator'!$F$29,A186=\"\"),\"\",A186+1)","v":55},{"$f":"IF(A187=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A187<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A187='Loan Calculator'!$F$29,A187=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A187=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A187<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A187='Loan Calculator'!$F$29,Workings!A187=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A187='Loan Calculator'!$F$29,A187=\"\"),\"\",A187+1)","v":56},{"$f":"IF(A188=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A188<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A188='Loan Calculator'!$F$29,A188=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A188=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A188<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A188='Loan Calculator'!$F$29,Workings!A188=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A188='Loan Calculator'!$F$29,A188=\"\"),\"\",A188+1)","v":57},{"$f":"IF(A189=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A189<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A189='Loan Calculator'!$F$29,A189=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A189=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A189<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A189='Loan Calculator'!$F$29,Workings!A189=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A189='Loan Calculator'!$F$29,A189=\"\"),\"\",A189+1)","v":58},{"$f":"IF(A190=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A190<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A190='Loan Calculator'!$F$29,A190=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A190=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A190<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A190='Loan Calculator'!$F$29,Workings!A190=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A190='Loan Calculator'!$F$29,A190=\"\"),\"\",A190+1)","v":59},{"$f":"IF(A191=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A191<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A191='Loan Calculator'!$F$29,A191=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A191=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A191<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A191='Loan Calculator'!$F$29,Workings!A191=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A191='Loan Calculator'!$F$29,A191=\"\"),\"\",A191+1)","v":60},{"$f":"IF(A192=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A192<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A192='Loan Calculator'!$F$29,A192=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A192=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A192<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A192='Loan Calculator'!$F$29,Workings!A192=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A192='Loan Calculator'!$F$29,A192=\"\"),\"\",A192+1)","v":61},{"$f":"IF(A193=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A193<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A193='Loan Calculator'!$F$29,A193=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A193=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A193<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A193='Loan Calculator'!$F$29,Workings!A193=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A193='Loan Calculator'!$F$29,A193=\"\"),\"\",A193+1)","v":62},{"$f":"IF(A194=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A194<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A194='Loan Calculator'!$F$29,A194=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A194=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A194<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A194='Loan Calculator'!$F$29,Workings!A194=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A194='Loan Calculator'!$F$29,A194=\"\"),\"\",A194+1)","v":63},{"$f":"IF(A195=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A195<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A195='Loan Calculator'!$F$29,A195=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A195=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A195<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A195='Loan Calculator'!$F$29,Workings!A195=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A195='Loan Calculator'!$F$29,A195=\"\"),\"\",A195+1)","v":64},{"$f":"IF(A196=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A196<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A196='Loan Calculator'!$F$29,A196=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A196=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A196<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A196='Loan Calculator'!$F$29,Workings!A196=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A196='Loan Calculator'!$F$29,A196=\"\"),\"\",A196+1)","v":65},{"$f":"IF(A197=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A197<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A197='Loan Calculator'!$F$29,A197=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A197=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A197<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A197='Loan Calculator'!$F$29,Workings!A197=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A197='Loan Calculator'!$F$29,A197=\"\"),\"\",A197+1)","v":66},{"$f":"IF(A198=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A198<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A198='Loan Calculator'!$F$29,A198=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A198=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A198<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A198='Loan Calculator'!$F$29,Workings!A198=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A198='Loan Calculator'!$F$29,A198=\"\"),\"\",A198+1)","v":67},{"$f":"IF(A199=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A199<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A199='Loan Calculator'!$F$29,A199=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A199=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A199<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A199='Loan Calculator'!$F$29,Workings!A199=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A199='Loan Calculator'!$F$29,A199=\"\"),\"\",A199+1)","v":68},{"$f":"IF(A200=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A200<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A200='Loan Calculator'!$F$29,A200=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A200=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A200<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A200='Loan Calculator'!$F$29,Workings!A200=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A200='Loan Calculator'!$F$29,A200=\"\"),\"\",A200+1)","v":69},{"$f":"IF(A201=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A201<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A201='Loan Calculator'!$F$29,A201=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A201=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A201<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A201='Loan Calculator'!$F$29,Workings!A201=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A201='Loan Calculator'!$F$29,A201=\"\"),\"\",A201+1)","v":70},{"$f":"IF(A202=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A202<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A202='Loan Calculator'!$F$29,A202=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A202=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A202<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A202='Loan Calculator'!$F$29,Workings!A202=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A202='Loan Calculator'!$F$29,A202=\"\"),\"\",A202+1)","v":71},{"$f":"IF(A203=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A203<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A203='Loan Calculator'!$F$29,A203=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A203=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A203<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A203='Loan Calculator'!$F$29,Workings!A203=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A203='Loan Calculator'!$F$29,A203=\"\"),\"\",A203+1)","v":72},{"$f":"IF(A204=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A204<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A204='Loan Calculator'!$F$29,A204=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A204=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A204<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A204='Loan Calculator'!$F$29,Workings!A204=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A204='Loan Calculator'!$F$29,A204=\"\"),\"\",A204+1)","v":73},{"$f":"IF(A205=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A205<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A205='Loan Calculator'!$F$29,A205=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A205=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A205<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A205='Loan Calculator'!$F$29,Workings!A205=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A205='Loan Calculator'!$F$29,A205=\"\"),\"\",A205+1)","v":74},{"$f":"IF(A206=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A206<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A206='Loan Calculator'!$F$29,A206=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A206=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A206<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A206='Loan Calculator'!$F$29,Workings!A206=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A206='Loan Calculator'!$F$29,A206=\"\"),\"\",A206+1)","v":75},{"$f":"IF(A207=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A207<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A207='Loan Calculator'!$F$29,A207=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A207=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A207<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A207='Loan Calculator'!$F$29,Workings!A207=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A207='Loan Calculator'!$F$29,A207=\"\"),\"\",A207+1)","v":76},{"$f":"IF(A208=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A208<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A208='Loan Calculator'!$F$29,A208=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A208=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A208<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A208='Loan Calculator'!$F$29,Workings!A208=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A208='Loan Calculator'!$F$29,A208=\"\"),\"\",A208+1)","v":77},{"$f":"IF(A209=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A209<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A209='Loan Calculator'!$F$29,A209=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A209=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A209<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A209='Loan Calculator'!$F$29,Workings!A209=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A209='Loan Calculator'!$F$29,A209=\"\"),\"\",A209+1)","v":78},{"$f":"IF(A210=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A210<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A210='Loan Calculator'!$F$29,A210=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A210=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A210<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A210='Loan Calculator'!$F$29,Workings!A210=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A210='Loan Calculator'!$F$29,A210=\"\"),\"\",A210+1)","v":79},{"$f":"IF(A211=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A211<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A211='Loan Calculator'!$F$29,A211=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A211=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A211<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A211='Loan Calculator'!$F$29,Workings!A211=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A211='Loan Calculator'!$F$29,A211=\"\"),\"\",A211+1)","v":80},{"$f":"IF(A212=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A212<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A212='Loan Calculator'!$F$29,A212=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A212=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A212<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A212='Loan Calculator'!$F$29,Workings!A212=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A212='Loan Calculator'!$F$29,A212=\"\"),\"\",A212+1)","v":81},{"$f":"IF(A213=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A213<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A213='Loan Calculator'!$F$29,A213=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A213=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A213<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A213='Loan Calculator'!$F$29,Workings!A213=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A213='Loan Calculator'!$F$29,A213=\"\"),\"\",A213+1)","v":82},{"$f":"IF(A214=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A214<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A214='Loan Calculator'!$F$29,A214=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A214=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A214<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A214='Loan Calculator'!$F$29,Workings!A214=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A214='Loan Calculator'!$F$29,A214=\"\"),\"\",A214+1)","v":83},{"$f":"IF(A215=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A215<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A215='Loan Calculator'!$F$29,A215=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A215=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A215<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A215='Loan Calculator'!$F$29,Workings!A215=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A215='Loan Calculator'!$F$29,A215=\"\"),\"\",A215+1)","v":84},{"$f":"IF(A216=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A216<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A216='Loan Calculator'!$F$29,A216=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A216=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A216<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A216='Loan Calculator'!$F$29,Workings!A216=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A216='Loan Calculator'!$F$29,A216=\"\"),\"\",A216+1)","v":85},{"$f":"IF(A217=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A217<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A217='Loan Calculator'!$F$29,A217=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A217=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A217<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A217='Loan Calculator'!$F$29,Workings!A217=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A217='Loan Calculator'!$F$29,A217=\"\"),\"\",A217+1)","v":86},{"$f":"IF(A218=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A218<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A218='Loan Calculator'!$F$29,A218=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A218=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A218<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A218='Loan Calculator'!$F$29,Workings!A218=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A218='Loan Calculator'!$F$29,A218=\"\"),\"\",A218+1)","v":87},{"$f":"IF(A219=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A219<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A219='Loan Calculator'!$F$29,A219=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A219=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A219<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A219='Loan Calculator'!$F$29,Workings!A219=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A219='Loan Calculator'!$F$29,A219=\"\"),\"\",A219+1)","v":88},{"$f":"IF(A220=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A220<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A220='Loan Calculator'!$F$29,A220=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A220=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A220<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A220='Loan Calculator'!$F$29,Workings!A220=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A220='Loan Calculator'!$F$29,A220=\"\"),\"\",A220+1)","v":89},{"$f":"IF(A221=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A221<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A221='Loan Calculator'!$F$29,A221=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A221=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A221<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A221='Loan Calculator'!$F$29,Workings!A221=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A221='Loan Calculator'!$F$29,A221=\"\"),\"\",A221+1)","v":90},{"$f":"IF(A222=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A222<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A222='Loan Calculator'!$F$29,A222=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A222=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A222<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A222='Loan Calculator'!$F$29,Workings!A222=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A222='Loan Calculator'!$F$29,A222=\"\"),\"\",A222+1)","v":91},{"$f":"IF(A223=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A223<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A223='Loan Calculator'!$F$29,A223=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A223=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A223<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A223='Loan Calculator'!$F$29,Workings!A223=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A223='Loan Calculator'!$F$29,A223=\"\"),\"\",A223+1)","v":92},{"$f":"IF(A224=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A224<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A224='Loan Calculator'!$F$29,A224=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A224=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A224<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A224='Loan Calculator'!$F$29,Workings!A224=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A224='Loan Calculator'!$F$29,A224=\"\"),\"\",A224+1)","v":93},{"$f":"IF(A225=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A225<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A225='Loan Calculator'!$F$29,A225=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A225=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A225<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A225='Loan Calculator'!$F$29,Workings!A225=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A225='Loan Calculator'!$F$29,A225=\"\"),\"\",A225+1)","v":94},{"$f":"IF(A226=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A226<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A226='Loan Calculator'!$F$29,A226=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A226=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A226<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A226='Loan Calculator'!$F$29,Workings!A226=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A226='Loan Calculator'!$F$29,A226=\"\"),\"\",A226+1)","v":95},{"$f":"IF(A227=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A227<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A227='Loan Calculator'!$F$29,A227=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A227=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A227<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A227='Loan Calculator'!$F$29,Workings!A227=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A227='Loan Calculator'!$F$29,A227=\"\"),\"\",A227+1)","v":96},{"$f":"IF(A228=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A228<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A228='Loan Calculator'!$F$29,A228=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A228=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A228<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A228='Loan Calculator'!$F$29,Workings!A228=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A228='Loan Calculator'!$F$29,A228=\"\"),\"\",A228+1)","v":97},{"$f":"IF(A229=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A229<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A229='Loan Calculator'!$F$29,A229=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A229=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A229<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A229='Loan Calculator'!$F$29,Workings!A229=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A229='Loan Calculator'!$F$29,A229=\"\"),\"\",A229+1)","v":98},{"$f":"IF(A230=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A230<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A230='Loan Calculator'!$F$29,A230=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A230=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A230<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A230='Loan Calculator'!$F$29,Workings!A230=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A230='Loan Calculator'!$F$29,A230=\"\"),\"\",A230+1)","v":99},{"$f":"IF(A231=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A231<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A231='Loan Calculator'!$F$29,A231=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A231=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A231<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A231='Loan Calculator'!$F$29,Workings!A231=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A231='Loan Calculator'!$F$29,A231=\"\"),\"\",A231+1)","v":100},{"$f":"IF(A232=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A232<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A232='Loan Calculator'!$F$29,A232=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A232=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A232<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A232='Loan Calculator'!$F$29,Workings!A232=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A232='Loan Calculator'!$F$29,A232=\"\"),\"\",A232+1)","v":101},{"$f":"IF(A233=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A233<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A233='Loan Calculator'!$F$29,A233=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A233=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A233<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A233='Loan Calculator'!$F$29,Workings!A233=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A233='Loan Calculator'!$F$29,A233=\"\"),\"\",A233+1)","v":102},{"$f":"IF(A234=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A234<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A234='Loan Calculator'!$F$29,A234=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A234=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A234<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A234='Loan Calculator'!$F$29,Workings!A234=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A234='Loan Calculator'!$F$29,A234=\"\"),\"\",A234+1)","v":103},{"$f":"IF(A235=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A235<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A235='Loan Calculator'!$F$29,A235=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A235=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A235<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A235='Loan Calculator'!$F$29,Workings!A235=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A235='Loan Calculator'!$F$29,A235=\"\"),\"\",A235+1)","v":104},{"$f":"IF(A236=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A236<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A236='Loan Calculator'!$F$29,A236=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A236=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A236<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A236='Loan Calculator'!$F$29,Workings!A236=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A236='Loan Calculator'!$F$29,A236=\"\"),\"\",A236+1)","v":105},{"$f":"IF(A237=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A237<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A237='Loan Calculator'!$F$29,A237=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A237=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A237<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A237='Loan Calculator'!$F$29,Workings!A237=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A237='Loan Calculator'!$F$29,A237=\"\"),\"\",A237+1)","v":106},{"$f":"IF(A238=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A238<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A238='Loan Calculator'!$F$29,A238=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A238=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A238<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A238='Loan Calculator'!$F$29,Workings!A238=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A238='Loan Calculator'!$F$29,A238=\"\"),\"\",A238+1)","v":107},{"$f":"IF(A239=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A239<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A239='Loan Calculator'!$F$29,A239=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A239=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A239<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A239='Loan Calculator'!$F$29,Workings!A239=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A239='Loan Calculator'!$F$29,A239=\"\"),\"\",A239+1)","v":108},{"$f":"IF(A240=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A240<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A240='Loan Calculator'!$F$29,A240=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A240=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A240<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A240='Loan Calculator'!$F$29,Workings!A240=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A240='Loan Calculator'!$F$29,A240=\"\"),\"\",A240+1)","v":109},{"$f":"IF(A241=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A241<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A241='Loan Calculator'!$F$29,A241=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A241=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A241<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A241='Loan Calculator'!$F$29,Workings!A241=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A241='Loan Calculator'!$F$29,A241=\"\"),\"\",A241+1)","v":110},{"$f":"IF(A242=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A242<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A242='Loan Calculator'!$F$29,A242=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A242=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A242<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A242='Loan Calculator'!$F$29,Workings!A242=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A242='Loan Calculator'!$F$29,A242=\"\"),\"\",A242+1)","v":111},{"$f":"IF(A243=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A243<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A243='Loan Calculator'!$F$29,A243=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A243=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A243<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A243='Loan Calculator'!$F$29,Workings!A243=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A243='Loan Calculator'!$F$29,A243=\"\"),\"\",A243+1)","v":112},{"$f":"IF(A244=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A244<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A244='Loan Calculator'!$F$29,A244=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A244=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A244<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A244='Loan Calculator'!$F$29,Workings!A244=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A244='Loan Calculator'!$F$29,A244=\"\"),\"\",A244+1)","v":113},{"$f":"IF(A245=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A245<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A245='Loan Calculator'!$F$29,A245=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A245=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A245<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A245='Loan Calculator'!$F$29,Workings!A245=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A245='Loan Calculator'!$F$29,A245=\"\"),\"\",A245+1)","v":114},{"$f":"IF(A246=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A246<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A246='Loan Calculator'!$F$29,A246=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A246=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A246<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A246='Loan Calculator'!$F$29,Workings!A246=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A246='Loan Calculator'!$F$29,A246=\"\"),\"\",A246+1)","v":115},{"$f":"IF(A247=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A247<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A247='Loan Calculator'!$F$29,A247=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A247=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A247<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A247='Loan Calculator'!$F$29,Workings!A247=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A247='Loan Calculator'!$F$29,A247=\"\"),\"\",A247+1)","v":116},{"$f":"IF(A248=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A248<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A248='Loan Calculator'!$F$29,A248=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A248=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A248<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A248='Loan Calculator'!$F$29,Workings!A248=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A248='Loan Calculator'!$F$29,A248=\"\"),\"\",A248+1)","v":117},{"$f":"IF(A249=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A249<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A249='Loan Calculator'!$F$29,A249=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A249=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A249<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A249='Loan Calculator'!$F$29,Workings!A249=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A249='Loan Calculator'!$F$29,A249=\"\"),\"\",A249+1)","v":118},{"$f":"IF(A250=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A250<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A250='Loan Calculator'!$F$29,A250=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A250=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A250<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A250='Loan Calculator'!$F$29,Workings!A250=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A250='Loan Calculator'!$F$29,A250=\"\"),\"\",A250+1)","v":119},{"$f":"IF(A251=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A251<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A251='Loan Calculator'!$F$29,A251=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A251=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A251<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A251='Loan Calculator'!$F$29,Workings!A251=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A251='Loan Calculator'!$F$29,A251=\"\"),\"\",A251+1)","v":120},{"$f":"IF(A252=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A252<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A252='Loan Calculator'!$F$29,A252=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A252=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A252<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A252='Loan Calculator'!$F$29,Workings!A252=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A252='Loan Calculator'!$F$29,A252=\"\"),\"\",A252+1)","v":121},{"$f":"IF(A253=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A253<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A253='Loan Calculator'!$F$29,A253=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A253=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A253<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A253='Loan Calculator'!$F$29,Workings!A253=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A253='Loan Calculator'!$F$29,A253=\"\"),\"\",A253+1)","v":122},{"$f":"IF(A254=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A254<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A254='Loan Calculator'!$F$29,A254=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A254=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A254<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A254='Loan Calculator'!$F$29,Workings!A254=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A254='Loan Calculator'!$F$29,A254=\"\"),\"\",A254+1)","v":123},{"$f":"IF(A255=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A255<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A255='Loan Calculator'!$F$29,A255=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A255=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A255<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A255='Loan Calculator'!$F$29,Workings!A255=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A255='Loan Calculator'!$F$29,A255=\"\"),\"\",A255+1)","v":124},{"$f":"IF(A256=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A256<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A256='Loan Calculator'!$F$29,A256=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A256=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A256<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A256='Loan Calculator'!$F$29,Workings!A256=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A256='Loan Calculator'!$F$29,A256=\"\"),\"\",A256+1)","v":125},{"$f":"IF(A257=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A257<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A257='Loan Calculator'!$F$29,A257=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A257=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A257<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A257='Loan Calculator'!$F$29,Workings!A257=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A257='Loan Calculator'!$F$29,A257=\"\"),\"\",A257+1)","v":126},{"$f":"IF(A258=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A258<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A258='Loan Calculator'!$F$29,A258=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A258=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A258<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A258='Loan Calculator'!$F$29,Workings!A258=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A258='Loan Calculator'!$F$29,A258=\"\"),\"\",A258+1)","v":127},{"$f":"IF(A259=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A259<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A259='Loan Calculator'!$F$29,A259=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A259=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A259<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A259='Loan Calculator'!$F$29,Workings!A259=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A259='Loan Calculator'!$F$29,A259=\"\"),\"\",A259+1)","v":128},{"$f":"IF(A260=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A260<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A260='Loan Calculator'!$F$29,A260=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A260=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A260<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A260='Loan Calculator'!$F$29,Workings!A260=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A260='Loan Calculator'!$F$29,A260=\"\"),\"\",A260+1)","v":129},{"$f":"IF(A261=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A261<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A261='Loan Calculator'!$F$29,A261=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A261=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A261<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A261='Loan Calculator'!$F$29,Workings!A261=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A261='Loan Calculator'!$F$29,A261=\"\"),\"\",A261+1)","v":130},{"$f":"IF(A262=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A262<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A262='Loan Calculator'!$F$29,A262=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A262=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A262<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A262='Loan Calculator'!$F$29,Workings!A262=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A262='Loan Calculator'!$F$29,A262=\"\"),\"\",A262+1)","v":131},{"$f":"IF(A263=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A263<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A263='Loan Calculator'!$F$29,A263=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A263=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A263<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A263='Loan Calculator'!$F$29,Workings!A263=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A263='Loan Calculator'!$F$29,A263=\"\"),\"\",A263+1)","v":132},{"$f":"IF(A264=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A264<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A264='Loan Calculator'!$F$29,A264=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A264=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A264<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A264='Loan Calculator'!$F$29,Workings!A264=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A264='Loan Calculator'!$F$29,A264=\"\"),\"\",A264+1)","v":133},{"$f":"IF(A265=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A265<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A265='Loan Calculator'!$F$29,A265=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A265=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A265<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A265='Loan Calculator'!$F$29,Workings!A265=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A265='Loan Calculator'!$F$29,A265=\"\"),\"\",A265+1)","v":134},{"$f":"IF(A266=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A266<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A266='Loan Calculator'!$F$29,A266=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A266=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A266<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A266='Loan Calculator'!$F$29,Workings!A266=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A266='Loan Calculator'!$F$29,A266=\"\"),\"\",A266+1)","v":135},{"$f":"IF(A267=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A267<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A267='Loan Calculator'!$F$29,A267=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A267=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A267<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A267='Loan Calculator'!$F$29,Workings!A267=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A267='Loan Calculator'!$F$29,A267=\"\"),\"\",A267+1)","v":136},{"$f":"IF(A268=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A268<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A268='Loan Calculator'!$F$29,A268=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A268=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A268<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A268='Loan Calculator'!$F$29,Workings!A268=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A268='Loan Calculator'!$F$29,A268=\"\"),\"\",A268+1)","v":137},{"$f":"IF(A269=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A269<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A269='Loan Calculator'!$F$29,A269=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A269=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A269<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A269='Loan Calculator'!$F$29,Workings!A269=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A269='Loan Calculator'!$F$29,A269=\"\"),\"\",A269+1)","v":138},{"$f":"IF(A270=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A270<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A270='Loan Calculator'!$F$29,A270=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A270=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A270<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A270='Loan Calculator'!$F$29,Workings!A270=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A270='Loan Calculator'!$F$29,A270=\"\"),\"\",A270+1)","v":139},{"$f":"IF(A271=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A271<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A271='Loan Calculator'!$F$29,A271=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A271=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A271<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A271='Loan Calculator'!$F$29,Workings!A271=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A271='Loan Calculator'!$F$29,A271=\"\"),\"\",A271+1)","v":140},{"$f":"IF(A272=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A272<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A272='Loan Calculator'!$F$29,A272=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A272=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A272<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A272='Loan Calculator'!$F$29,Workings!A272=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A272='Loan Calculator'!$F$29,A272=\"\"),\"\",A272+1)","v":141},{"$f":"IF(A273=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A273<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A273='Loan Calculator'!$F$29,A273=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A273=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A273<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A273='Loan Calculator'!$F$29,Workings!A273=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A273='Loan Calculator'!$F$29,A273=\"\"),\"\",A273+1)","v":142},{"$f":"IF(A274=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A274<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A274='Loan Calculator'!$F$29,A274=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A274=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A274<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A274='Loan Calculator'!$F$29,Workings!A274=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A274='Loan Calculator'!$F$29,A274=\"\"),\"\",A274+1)","v":143},{"$f":"IF(A275=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A275<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A275='Loan Calculator'!$F$29,A275=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A275=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A275<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A275='Loan Calculator'!$F$29,Workings!A275=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A275='Loan Calculator'!$F$29,A275=\"\"),\"\",A275+1)","v":144},{"$f":"IF(A276=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A276<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A276='Loan Calculator'!$F$29,A276=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A276=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A276<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A276='Loan Calculator'!$F$29,Workings!A276=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A276='Loan Calculator'!$F$29,A276=\"\"),\"\",A276+1)","v":145},{"$f":"IF(A277=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A277<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A277='Loan Calculator'!$F$29,A277=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A277=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A277<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A277='Loan Calculator'!$F$29,Workings!A277=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A277='Loan Calculator'!$F$29,A277=\"\"),\"\",A277+1)","v":146},{"$f":"IF(A278=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A278<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A278='Loan Calculator'!$F$29,A278=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A278=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A278<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A278='Loan Calculator'!$F$29,Workings!A278=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A278='Loan Calculator'!$F$29,A278=\"\"),\"\",A278+1)","v":147},{"$f":"IF(A279=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A279<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A279='Loan Calculator'!$F$29,A279=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A279=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A279<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A279='Loan Calculator'!$F$29,Workings!A279=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A279='Loan Calculator'!$F$29,A279=\"\"),\"\",A279+1)","v":148},{"$f":"IF(A280=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A280<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A280='Loan Calculator'!$F$29,A280=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A280=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A280<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A280='Loan Calculator'!$F$29,Workings!A280=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A280='Loan Calculator'!$F$29,A280=\"\"),\"\",A280+1)","v":149},{"$f":"IF(A281=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A281<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A281='Loan Calculator'!$F$29,A281=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A281=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A281<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A281='Loan Calculator'!$F$29,Workings!A281=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A281='Loan Calculator'!$F$29,A281=\"\"),\"\",A281+1)","v":150},{"$f":"IF(A282=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A282<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A282='Loan Calculator'!$F$29,A282=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A282=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A282<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A282='Loan Calculator'!$F$29,Workings!A282=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A282='Loan Calculator'!$F$29,A282=\"\"),\"\",A282+1)","v":151},{"$f":"IF(A283=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A283<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A283='Loan Calculator'!$F$29,A283=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A283=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A283<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A283='Loan Calculator'!$F$29,Workings!A283=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A283='Loan Calculator'!$F$29,A283=\"\"),\"\",A283+1)","v":152},{"$f":"IF(A284=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A284<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A284='Loan Calculator'!$F$29,A284=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A284=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A284<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A284='Loan Calculator'!$F$29,Workings!A284=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A284='Loan Calculator'!$F$29,A284=\"\"),\"\",A284+1)","v":153},{"$f":"IF(A285=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A285<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A285='Loan Calculator'!$F$29,A285=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A285=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A285<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A285='Loan Calculator'!$F$29,Workings!A285=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A285='Loan Calculator'!$F$29,A285=\"\"),\"\",A285+1)","v":154},{"$f":"IF(A286=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A286<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A286='Loan Calculator'!$F$29,A286=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A286=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A286<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A286='Loan Calculator'!$F$29,Workings!A286=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A286='Loan Calculator'!$F$29,A286=\"\"),\"\",A286+1)","v":155},{"$f":"IF(A287=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A287<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A287='Loan Calculator'!$F$29,A287=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A287=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A287<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A287='Loan Calculator'!$F$29,Workings!A287=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A287='Loan Calculator'!$F$29,A287=\"\"),\"\",A287+1)","v":156},{"$f":"IF(A288=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A288<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A288='Loan Calculator'!$F$29,A288=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A288=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A288<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A288='Loan Calculator'!$F$29,Workings!A288=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A288='Loan Calculator'!$F$29,A288=\"\"),\"\",A288+1)","v":157},{"$f":"IF(A289=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A289<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A289='Loan Calculator'!$F$29,A289=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A289=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A289<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A289='Loan Calculator'!$F$29,Workings!A289=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A289='Loan Calculator'!$F$29,A289=\"\"),\"\",A289+1)","v":158},{"$f":"IF(A290=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A290<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A290='Loan Calculator'!$F$29,A290=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A290=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A290<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A290='Loan Calculator'!$F$29,Workings!A290=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A290='Loan Calculator'!$F$29,A290=\"\"),\"\",A290+1)","v":159},{"$f":"IF(A291=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A291<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A291='Loan Calculator'!$F$29,A291=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A291=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A291<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A291='Loan Calculator'!$F$29,Workings!A291=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A291='Loan Calculator'!$F$29,A291=\"\"),\"\",A291+1)","v":160},{"$f":"IF(A292=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A292<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A292='Loan Calculator'!$F$29,A292=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A292=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A292<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A292='Loan Calculator'!$F$29,Workings!A292=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A292='Loan Calculator'!$F$29,A292=\"\"),\"\",A292+1)","v":161},{"$f":"IF(A293=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A293<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A293='Loan Calculator'!$F$29,A293=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A293=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A293<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A293='Loan Calculator'!$F$29,Workings!A293=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A293='Loan Calculator'!$F$29,A293=\"\"),\"\",A293+1)","v":162},{"$f":"IF(A294=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A294<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A294='Loan Calculator'!$F$29,A294=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A294=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A294<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A294='Loan Calculator'!$F$29,Workings!A294=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A294='Loan Calculator'!$F$29,A294=\"\"),\"\",A294+1)","v":163},{"$f":"IF(A295=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A295<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A295='Loan Calculator'!$F$29,A295=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A295=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A295<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A295='Loan Calculator'!$F$29,Workings!A295=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A295='Loan Calculator'!$F$29,A295=\"\"),\"\",A295+1)","v":164},{"$f":"IF(A296=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A296<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A296='Loan Calculator'!$F$29,A296=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A296=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A296<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A296='Loan Calculator'!$F$29,Workings!A296=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A296='Loan Calculator'!$F$29,A296=\"\"),\"\",A296+1)","v":165},{"$f":"IF(A297=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A297<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A297='Loan Calculator'!$F$29,A297=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A297=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A297<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A297='Loan Calculator'!$F$29,Workings!A297=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A297='Loan Calculator'!$F$29,A297=\"\"),\"\",A297+1)","v":166},{"$f":"IF(A298=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A298<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A298='Loan Calculator'!$F$29,A298=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A298=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A298<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A298='Loan Calculator'!$F$29,Workings!A298=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A298='Loan Calculator'!$F$29,A298=\"\"),\"\",A298+1)","v":167},{"$f":"IF(A299=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A299<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A299='Loan Calculator'!$F$29,A299=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A299=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A299<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A299='Loan Calculator'!$F$29,Workings!A299=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A299='Loan Calculator'!$F$29,A299=\"\"),\"\",A299+1)","v":168},{"$f":"IF(A300=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A300<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A300='Loan Calculator'!$F$29,A300=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A300=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A300<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A300='Loan Calculator'!$F$29,Workings!A300=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A300='Loan Calculator'!$F$29,A300=\"\"),\"\",A300+1)","v":169},{"$f":"IF(A301=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A301<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A301='Loan Calculator'!$F$29,A301=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A301=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A301<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A301='Loan Calculator'!$F$29,Workings!A301=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A301='Loan Calculator'!$F$29,A301=\"\"),\"\",A301+1)","v":170},{"$f":"IF(A302=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A302<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A302='Loan Calculator'!$F$29,A302=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A302=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A302<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A302='Loan Calculator'!$F$29,Workings!A302=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A302='Loan Calculator'!$F$29,A302=\"\"),\"\",A302+1)","v":171},{"$f":"IF(A303=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A303<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A303='Loan Calculator'!$F$29,A303=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A303=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A303<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A303='Loan Calculator'!$F$29,Workings!A303=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A303='Loan Calculator'!$F$29,A303=\"\"),\"\",A303+1)","v":172},{"$f":"IF(A304=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A304<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A304='Loan Calculator'!$F$29,A304=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A304=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A304<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A304='Loan Calculator'!$F$29,Workings!A304=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A304='Loan Calculator'!$F$29,A304=\"\"),\"\",A304+1)","v":173},{"$f":"IF(A305=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A305<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A305='Loan Calculator'!$F$29,A305=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A305=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A305<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A305='Loan Calculator'!$F$29,Workings!A305=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A305='Loan Calculator'!$F$29,A305=\"\"),\"\",A305+1)","v":174},{"$f":"IF(A306=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A306<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A306='Loan Calculator'!$F$29,A306=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A306=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A306<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A306='Loan Calculator'!$F$29,Workings!A306=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A306='Loan Calculator'!$F$29,A306=\"\"),\"\",A306+1)","v":175},{"$f":"IF(A307=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A307<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A307='Loan Calculator'!$F$29,A307=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A307=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A307<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A307='Loan Calculator'!$F$29,Workings!A307=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A307='Loan Calculator'!$F$29,A307=\"\"),\"\",A307+1)","v":176},{"$f":"IF(A308=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A308<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A308='Loan Calculator'!$F$29,A308=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A308=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A308<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A308='Loan Calculator'!$F$29,Workings!A308=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A308='Loan Calculator'!$F$29,A308=\"\"),\"\",A308+1)","v":177},{"$f":"IF(A309=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A309<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A309='Loan Calculator'!$F$29,A309=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A309=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A309<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A309='Loan Calculator'!$F$29,Workings!A309=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A309='Loan Calculator'!$F$29,A309=\"\"),\"\",A309+1)","v":178},{"$f":"IF(A310=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A310<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A310='Loan Calculator'!$F$29,A310=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A310=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A310<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A310='Loan Calculator'!$F$29,Workings!A310=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A310='Loan Calculator'!$F$29,A310=\"\"),\"\",A310+1)","v":179},{"$f":"IF(A311=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A311<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A311='Loan Calculator'!$F$29,A311=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A311=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A311<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A311='Loan Calculator'!$F$29,Workings!A311=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A311='Loan Calculator'!$F$29,A311=\"\"),\"\",A311+1)","v":180},{"$f":"IF(A312=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A312<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A312='Loan Calculator'!$F$29,A312=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A312=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A312<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A312='Loan Calculator'!$F$29,Workings!A312=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A312='Loan Calculator'!$F$29,A312=\"\"),\"\",A312+1)","v":181},{"$f":"IF(A313=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A313<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A313='Loan Calculator'!$F$29,A313=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A313=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A313<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A313='Loan Calculator'!$F$29,Workings!A313=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A313='Loan Calculator'!$F$29,A313=\"\"),\"\",A313+1)","v":182},{"$f":"IF(A314=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A314<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A314='Loan Calculator'!$F$29,A314=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A314=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A314<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A314='Loan Calculator'!$F$29,Workings!A314=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A314='Loan Calculator'!$F$29,A314=\"\"),\"\",A314+1)","v":183},{"$f":"IF(A315=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A315<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A315='Loan Calculator'!$F$29,A315=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A315=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A315<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A315='Loan Calculator'!$F$29,Workings!A315=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A315='Loan Calculator'!$F$29,A315=\"\"),\"\",A315+1)","v":184},{"$f":"IF(A316=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A316<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A316='Loan Calculator'!$F$29,A316=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A316=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A316<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A316='Loan Calculator'!$F$29,Workings!A316=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A316='Loan Calculator'!$F$29,A316=\"\"),\"\",A316+1)","v":185},{"$f":"IF(A317=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A317<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A317='Loan Calculator'!$F$29,A317=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A317=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A317<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A317='Loan Calculator'!$F$29,Workings!A317=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A317='Loan Calculator'!$F$29,A317=\"\"),\"\",A317+1)","v":186},{"$f":"IF(A318=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A318<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A318='Loan Calculator'!$F$29,A318=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A318=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A318<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A318='Loan Calculator'!$F$29,Workings!A318=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A318='Loan Calculator'!$F$29,A318=\"\"),\"\",A318+1)","v":187},{"$f":"IF(A319=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A319<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A319='Loan Calculator'!$F$29,A319=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A319=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A319<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A319='Loan Calculator'!$F$29,Workings!A319=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A319='Loan Calculator'!$F$29,A319=\"\"),\"\",A319+1)","v":188},{"$f":"IF(A320=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A320<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A320='Loan Calculator'!$F$29,A320=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A320=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A320<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A320='Loan Calculator'!$F$29,Workings!A320=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A320='Loan Calculator'!$F$29,A320=\"\"),\"\",A320+1)","v":189},{"$f":"IF(A321=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A321<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A321='Loan Calculator'!$F$29,A321=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A321=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A321<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A321='Loan Calculator'!$F$29,Workings!A321=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A321='Loan Calculator'!$F$29,A321=\"\"),\"\",A321+1)","v":190},{"$f":"IF(A322=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A322<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A322='Loan Calculator'!$F$29,A322=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A322=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A322<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A322='Loan Calculator'!$F$29,Workings!A322=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A322='Loan Calculator'!$F$29,A322=\"\"),\"\",A322+1)","v":191},{"$f":"IF(A323=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A323<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A323='Loan Calculator'!$F$29,A323=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A323=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A323<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A323='Loan Calculator'!$F$29,Workings!A323=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A323='Loan Calculator'!$F$29,A323=\"\"),\"\",A323+1)","v":192},{"$f":"IF(A324=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A324<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A324='Loan Calculator'!$F$29,A324=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A324=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A324<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A324='Loan Calculator'!$F$29,Workings!A324=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A324='Loan Calculator'!$F$29,A324=\"\"),\"\",A324+1)","v":193},{"$f":"IF(A325=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A325<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A325='Loan Calculator'!$F$29,A325=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A325=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A325<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A325='Loan Calculator'!$F$29,Workings!A325=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A325='Loan Calculator'!$F$29,A325=\"\"),\"\",A325+1)","v":194},{"$f":"IF(A326=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A326<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A326='Loan Calculator'!$F$29,A326=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A326=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A326<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A326='Loan Calculator'!$F$29,Workings!A326=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A326='Loan Calculator'!$F$29,A326=\"\"),\"\",A326+1)","v":195},{"$f":"IF(A327=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A327<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A327='Loan Calculator'!$F$29,A327=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A327=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A327<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A327='Loan Calculator'!$F$29,Workings!A327=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A327='Loan Calculator'!$F$29,A327=\"\"),\"\",A327+1)","v":196},{"$f":"IF(A328=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A328<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A328='Loan Calculator'!$F$29,A328=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A328=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A328<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A328='Loan Calculator'!$F$29,Workings!A328=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A328='Loan Calculator'!$F$29,A328=\"\"),\"\",A328+1)","v":197},{"$f":"IF(A329=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A329<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A329='Loan Calculator'!$F$29,A329=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A329=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A329<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A329='Loan Calculator'!$F$29,Workings!A329=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A329='Loan Calculator'!$F$29,A329=\"\"),\"\",A329+1)","v":198},{"$f":"IF(A330=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A330<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A330='Loan Calculator'!$F$29,A330=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A330=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A330<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A330='Loan Calculator'!$F$29,Workings!A330=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A330='Loan Calculator'!$F$29,A330=\"\"),\"\",A330+1)","v":199},{"$f":"IF(A331=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A331<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A331='Loan Calculator'!$F$29,A331=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A331=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A331<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A331='Loan Calculator'!$F$29,Workings!A331=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A331='Loan Calculator'!$F$29,A331=\"\"),\"\",A331+1)","v":200},{"$f":"IF(A332=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A332<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A332='Loan Calculator'!$F$29,A332=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A332=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A332<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A332='Loan Calculator'!$F$29,Workings!A332=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A332='Loan Calculator'!$F$29,A332=\"\"),\"\",A332+1)","v":201},{"$f":"IF(A333=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A333<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A333='Loan Calculator'!$F$29,A333=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A333=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A333<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A333='Loan Calculator'!$F$29,Workings!A333=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A333='Loan Calculator'!$F$29,A333=\"\"),\"\",A333+1)","v":202},{"$f":"IF(A334=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A334<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A334='Loan Calculator'!$F$29,A334=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A334=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A334<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A334='Loan Calculator'!$F$29,Workings!A334=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A334='Loan Calculator'!$F$29,A334=\"\"),\"\",A334+1)","v":203},{"$f":"IF(A335=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A335<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A335='Loan Calculator'!$F$29,A335=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A335=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A335<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A335='Loan Calculator'!$F$29,Workings!A335=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A335='Loan Calculator'!$F$29,A335=\"\"),\"\",A335+1)","v":204},{"$f":"IF(A336=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A336<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A336='Loan Calculator'!$F$29,A336=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A336=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A336<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A336='Loan Calculator'!$F$29,Workings!A336=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A336='Loan Calculator'!$F$29,A336=\"\"),\"\",A336+1)","v":205},{"$f":"IF(A337=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A337<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A337='Loan Calculator'!$F$29,A337=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A337=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A337<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A337='Loan Calculator'!$F$29,Workings!A337=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A337='Loan Calculator'!$F$29,A337=\"\"),\"\",A337+1)","v":206},{"$f":"IF(A338=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A338<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A338='Loan Calculator'!$F$29,A338=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A338=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A338<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A338='Loan Calculator'!$F$29,Workings!A338=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A338='Loan Calculator'!$F$29,A338=\"\"),\"\",A338+1)","v":207},{"$f":"IF(A339=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A339<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A339='Loan Calculator'!$F$29,A339=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A339=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A339<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A339='Loan Calculator'!$F$29,Workings!A339=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A339='Loan Calculator'!$F$29,A339=\"\"),\"\",A339+1)","v":208},{"$f":"IF(A340=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A340<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A340='Loan Calculator'!$F$29,A340=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A340=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A340<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A340='Loan Calculator'!$F$29,Workings!A340=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A340='Loan Calculator'!$F$29,A340=\"\"),\"\",A340+1)","v":209},{"$f":"IF(A341=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A341<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A341='Loan Calculator'!$F$29,A341=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A341=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A341<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A341='Loan Calculator'!$F$29,Workings!A341=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A341='Loan Calculator'!$F$29,A341=\"\"),\"\",A341+1)","v":210},{"$f":"IF(A342=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A342<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A342='Loan Calculator'!$F$29,A342=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A342=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A342<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A342='Loan Calculator'!$F$29,Workings!A342=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A342='Loan Calculator'!$F$29,A342=\"\"),\"\",A342+1)","v":211},{"$f":"IF(A343=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A343<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A343='Loan Calculator'!$F$29,A343=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A343=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A343<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A343='Loan Calculator'!$F$29,Workings!A343=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A343='Loan Calculator'!$F$29,A343=\"\"),\"\",A343+1)","v":212},{"$f":"IF(A344=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A344<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A344='Loan Calculator'!$F$29,A344=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A344=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A344<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A344='Loan Calculator'!$F$29,Workings!A344=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A344='Loan Calculator'!$F$29,A344=\"\"),\"\",A344+1)","v":213},{"$f":"IF(A345=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A345<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A345='Loan Calculator'!$F$29,A345=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A345=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A345<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A345='Loan Calculator'!$F$29,Workings!A345=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A345='Loan Calculator'!$F$29,A345=\"\"),\"\",A345+1)","v":214},{"$f":"IF(A346=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A346<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A346='Loan Calculator'!$F$29,A346=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A346=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A346<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A346='Loan Calculator'!$F$29,Workings!A346=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A346='Loan Calculator'!$F$29,A346=\"\"),\"\",A346+1)","v":215},{"$f":"IF(A347=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A347<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A347='Loan Calculator'!$F$29,A347=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A347=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A347<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A347='Loan Calculator'!$F$29,Workings!A347=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A347='Loan Calculator'!$F$29,A347=\"\"),\"\",A347+1)","v":216},{"$f":"IF(A348=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A348<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A348='Loan Calculator'!$F$29,A348=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A348=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A348<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A348='Loan Calculator'!$F$29,Workings!A348=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A348='Loan Calculator'!$F$29,A348=\"\"),\"\",A348+1)","v":217},{"$f":"IF(A349=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A349<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A349='Loan Calculator'!$F$29,A349=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A349=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A349<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A349='Loan Calculator'!$F$29,Workings!A349=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A349='Loan Calculator'!$F$29,A349=\"\"),\"\",A349+1)","v":218},{"$f":"IF(A350=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A350<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A350='Loan Calculator'!$F$29,A350=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A350=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A350<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A350='Loan Calculator'!$F$29,Workings!A350=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A350='Loan Calculator'!$F$29,A350=\"\"),\"\",A350+1)","v":219},{"$f":"IF(A351=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A351<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A351='Loan Calculator'!$F$29,A351=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A351=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A351<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A351='Loan Calculator'!$F$29,Workings!A351=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A351='Loan Calculator'!$F$29,A351=\"\"),\"\",A351+1)","v":220},{"$f":"IF(A352=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A352<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A352='Loan Calculator'!$F$29,A352=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A352=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A352<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A352='Loan Calculator'!$F$29,Workings!A352=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A352='Loan Calculator'!$F$29,A352=\"\"),\"\",A352+1)","v":221},{"$f":"IF(A353=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A353<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A353='Loan Calculator'!$F$29,A353=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A353=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A353<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A353='Loan Calculator'!$F$29,Workings!A353=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A353='Loan Calculator'!$F$29,A353=\"\"),\"\",A353+1)","v":222},{"$f":"IF(A354=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A354<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A354='Loan Calculator'!$F$29,A354=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A354=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A354<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A354='Loan Calculator'!$F$29,Workings!A354=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A354='Loan Calculator'!$F$29,A354=\"\"),\"\",A354+1)","v":223},{"$f":"IF(A355=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A355<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A355='Loan Calculator'!$F$29,A355=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A355=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A355<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A355='Loan Calculator'!$F$29,Workings!A355=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A355='Loan Calculator'!$F$29,A355=\"\"),\"\",A355+1)","v":224},{"$f":"IF(A356=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A356<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A356='Loan Calculator'!$F$29,A356=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A356=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A356<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A356='Loan Calculator'!$F$29,Workings!A356=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A356='Loan Calculator'!$F$29,A356=\"\"),\"\",A356+1)","v":225},{"$f":"IF(A357=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A357<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A357='Loan Calculator'!$F$29,A357=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A357=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A357<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A357='Loan Calculator'!$F$29,Workings!A357=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A357='Loan Calculator'!$F$29,A357=\"\"),\"\",A357+1)","v":226},{"$f":"IF(A358=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A358<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A358='Loan Calculator'!$F$29,A358=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A358=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A358<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A358='Loan Calculator'!$F$29,Workings!A358=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A358='Loan Calculator'!$F$29,A358=\"\"),\"\",A358+1)","v":227},{"$f":"IF(A359=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A359<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A359='Loan Calculator'!$F$29,A359=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A359=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A359<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A359='Loan Calculator'!$F$29,Workings!A359=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A359='Loan Calculator'!$F$29,A359=\"\"),\"\",A359+1)","v":228},{"$f":"IF(A360=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A360<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A360='Loan Calculator'!$F$29,A360=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A360=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A360<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A360='Loan Calculator'!$F$29,Workings!A360=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A360='Loan Calculator'!$F$29,A360=\"\"),\"\",A360+1)","v":229},{"$f":"IF(A361=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A361<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A361='Loan Calculator'!$F$29,A361=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A361=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A361<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A361='Loan Calculator'!$F$29,Workings!A361=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A361='Loan Calculator'!$F$29,A361=\"\"),\"\",A361+1)","v":230},{"$f":"IF(A362=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A362<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A362='Loan Calculator'!$F$29,A362=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A362=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A362<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A362='Loan Calculator'!$F$29,Workings!A362=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A362='Loan Calculator'!$F$29,A362=\"\"),\"\",A362+1)","v":231},{"$f":"IF(A363=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A363<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A363='Loan Calculator'!$F$29,A363=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A363=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A363<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A363='Loan Calculator'!$F$29,Workings!A363=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A363='Loan Calculator'!$F$29,A363=\"\"),\"\",A363+1)","v":232},{"$f":"IF(A364=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A364<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A364='Loan Calculator'!$F$29,A364=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A364=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A364<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A364='Loan Calculator'!$F$29,Workings!A364=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A364='Loan Calculator'!$F$29,A364=\"\"),\"\",A364+1)","v":233},{"$f":"IF(A365=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A365<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A365='Loan Calculator'!$F$29,A365=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A365=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A365<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A365='Loan Calculator'!$F$29,Workings!A365=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A365='Loan Calculator'!$F$29,A365=\"\"),\"\",A365+1)","v":234},{"$f":"IF(A366=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A366<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A366='Loan Calculator'!$F$29,A366=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A366=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A366<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A366='Loan Calculator'!$F$29,Workings!A366=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A366='Loan Calculator'!$F$29,A366=\"\"),\"\",A366+1)","v":235},{"$f":"IF(A367=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A367<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A367='Loan Calculator'!$F$29,A367=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A367=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A367<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A367='Loan Calculator'!$F$29,Workings!A367=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A367='Loan Calculator'!$F$29,A367=\"\"),\"\",A367+1)","v":236},{"$f":"IF(A368=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A368<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A368='Loan Calculator'!$F$29,A368=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A368=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A368<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A368='Loan Calculator'!$F$29,Workings!A368=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A368='Loan Calculator'!$F$29,A368=\"\"),\"\",A368+1)","v":237},{"$f":"IF(A369=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A369<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A369='Loan Calculator'!$F$29,A369=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A369=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A369<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A369='Loan Calculator'!$F$29,Workings!A369=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A369='Loan Calculator'!$F$29,A369=\"\"),\"\",A369+1)","v":238},{"$f":"IF(A370=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A370<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A370='Loan Calculator'!$F$29,A370=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A370=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A370<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A370='Loan Calculator'!$F$29,Workings!A370=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A370='Loan Calculator'!$F$29,A370=\"\"),\"\",A370+1)","v":239},{"$f":"IF(A371=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A371<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A371='Loan Calculator'!$F$29,A371=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A371=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A371<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A371='Loan Calculator'!$F$29,Workings!A371=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A371='Loan Calculator'!$F$29,A371=\"\"),\"\",A371+1)","v":240},{"$f":"IF(A372=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A372<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A372='Loan Calculator'!$F$29,A372=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A372=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A372<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A372='Loan Calculator'!$F$29,Workings!A372=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A372='Loan Calculator'!$F$29,A372=\"\"),\"\",A372+1)","v":241},{"$f":"IF(A373=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A373<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A373='Loan Calculator'!$F$29,A373=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A373=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A373<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A373='Loan Calculator'!$F$29,Workings!A373=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A373='Loan Calculator'!$F$29,A373=\"\"),\"\",A373+1)","v":242},{"$f":"IF(A374=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A374<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A374='Loan Calculator'!$F$29,A374=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A374=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A374<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A374='Loan Calculator'!$F$29,Workings!A374=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A374='Loan Calculator'!$F$29,A374=\"\"),\"\",A374+1)","v":243},{"$f":"IF(A375=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A375<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A375='Loan Calculator'!$F$29,A375=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A375=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A375<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A375='Loan Calculator'!$F$29,Workings!A375=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A375='Loan Calculator'!$F$29,A375=\"\"),\"\",A375+1)","v":244},{"$f":"IF(A376=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A376<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A376='Loan Calculator'!$F$29,A376=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A376=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A376<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A376='Loan Calculator'!$F$29,Workings!A376=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A376='Loan Calculator'!$F$29,A376=\"\"),\"\",A376+1)","v":245},{"$f":"IF(A377=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A377<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A377='Loan Calculator'!$F$29,A377=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A377=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A377<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A377='Loan Calculator'!$F$29,Workings!A377=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A377='Loan Calculator'!$F$29,A377=\"\"),\"\",A377+1)","v":246},{"$f":"IF(A378=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A378<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A378='Loan Calculator'!$F$29,A378=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A378=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A378<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A378='Loan Calculator'!$F$29,Workings!A378=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A378='Loan Calculator'!$F$29,A378=\"\"),\"\",A378+1)","v":247},{"$f":"IF(A379=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A379<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A379='Loan Calculator'!$F$29,A379=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A379=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A379<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A379='Loan Calculator'!$F$29,Workings!A379=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A379='Loan Calculator'!$F$29,A379=\"\"),\"\",A379+1)","v":248},{"$f":"IF(A380=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A380<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A380='Loan Calculator'!$F$29,A380=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A380=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A380<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A380='Loan Calculator'!$F$29,Workings!A380=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A380='Loan Calculator'!$F$29,A380=\"\"),\"\",A380+1)","v":249},{"$f":"IF(A381=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A381<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A381='Loan Calculator'!$F$29,A381=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A381=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A381<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A381='Loan Calculator'!$F$29,Workings!A381=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A381='Loan Calculator'!$F$29,A381=\"\"),\"\",A381+1)","v":250},{"$f":"IF(A382=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A382<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A382='Loan Calculator'!$F$29,A382=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A382=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A382<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A382='Loan Calculator'!$F$29,Workings!A382=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A382='Loan Calculator'!$F$29,A382=\"\"),\"\",A382+1)","v":251},{"$f":"IF(A383=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A383<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A383='Loan Calculator'!$F$29,A383=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A383=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A383<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A383='Loan Calculator'!$F$29,Workings!A383=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A383='Loan Calculator'!$F$29,A383=\"\"),\"\",A383+1)","v":252},{"$f":"IF(A384=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A384<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A384='Loan Calculator'!$F$29,A384=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A384=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A384<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A384='Loan Calculator'!$F$29,Workings!A384=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A384='Loan Calculator'!$F$29,A384=\"\"),\"\",A384+1)","v":253},{"$f":"IF(A385=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A385<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A385='Loan Calculator'!$F$29,A385=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A385=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A385<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A385='Loan Calculator'!$F$29,Workings!A385=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A385='Loan Calculator'!$F$29,A385=\"\"),\"\",A385+1)","v":254},{"$f":"IF(A386=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A386<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A386='Loan Calculator'!$F$29,A386=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A386=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A386<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A386='Loan Calculator'!$F$29,Workings!A386=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A386='Loan Calculator'!$F$29,A386=\"\"),\"\",A386+1)","v":255},{"$f":"IF(A387=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A387<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A387='Loan Calculator'!$F$29,A387=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A387=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A387<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A387='Loan Calculator'!$F$29,Workings!A387=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A387='Loan Calculator'!$F$29,A387=\"\"),\"\",A387+1)","v":256},{"$f":"IF(A388=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A388<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A388='Loan Calculator'!$F$29,A388=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A388=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A388<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A388='Loan Calculator'!$F$29,Workings!A388=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A388='Loan Calculator'!$F$29,A388=\"\"),\"\",A388+1)","v":257},{"$f":"IF(A389=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A389<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A389='Loan Calculator'!$F$29,A389=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A389=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A389<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A389='Loan Calculator'!$F$29,Workings!A389=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A389='Loan Calculator'!$F$29,A389=\"\"),\"\",A389+1)","v":258},{"$f":"IF(A390=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A390<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A390='Loan Calculator'!$F$29,A390=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A390=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A390<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A390='Loan Calculator'!$F$29,Workings!A390=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A390='Loan Calculator'!$F$29,A390=\"\"),\"\",A390+1)","v":259},{"$f":"IF(A391=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A391<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A391='Loan Calculator'!$F$29,A391=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A391=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A391<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A391='Loan Calculator'!$F$29,Workings!A391=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A391='Loan Calculator'!$F$29,A391=\"\"),\"\",A391+1)","v":260},{"$f":"IF(A392=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A392<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A392='Loan Calculator'!$F$29,A392=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A392=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A392<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A392='Loan Calculator'!$F$29,Workings!A392=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A392='Loan Calculator'!$F$29,A392=\"\"),\"\",A392+1)","v":261},{"$f":"IF(A393=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A393<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A393='Loan Calculator'!$F$29,A393=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A393=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A393<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A393='Loan Calculator'!$F$29,Workings!A393=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A393='Loan Calculator'!$F$29,A393=\"\"),\"\",A393+1)","v":262},{"$f":"IF(A394=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A394<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A394='Loan Calculator'!$F$29,A394=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A394=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A394<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A394='Loan Calculator'!$F$29,Workings!A394=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A394='Loan Calculator'!$F$29,A394=\"\"),\"\",A394+1)","v":263},{"$f":"IF(A395=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A395<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A395='Loan Calculator'!$F$29,A395=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A395=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A395<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A395='Loan Calculator'!$F$29,Workings!A395=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A395='Loan Calculator'!$F$29,A395=\"\"),\"\",A395+1)","v":264},{"$f":"IF(A396=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A396<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A396='Loan Calculator'!$F$29,A396=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A396=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A396<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A396='Loan Calculator'!$F$29,Workings!A396=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A396='Loan Calculator'!$F$29,A396=\"\"),\"\",A396+1)","v":265},{"$f":"IF(A397=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A397<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A397='Loan Calculator'!$F$29,A397=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A397=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A397<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A397='Loan Calculator'!$F$29,Workings!A397=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A397='Loan Calculator'!$F$29,A397=\"\"),\"\",A397+1)","v":266},{"$f":"IF(A398=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A398<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A398='Loan Calculator'!$F$29,A398=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A398=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A398<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A398='Loan Calculator'!$F$29,Workings!A398=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A398='Loan Calculator'!$F$29,A398=\"\"),\"\",A398+1)","v":267},{"$f":"IF(A399=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A399<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A399='Loan Calculator'!$F$29,A399=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A399=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A399<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A399='Loan Calculator'!$F$29,Workings!A399=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A399='Loan Calculator'!$F$29,A399=\"\"),\"\",A399+1)","v":268},{"$f":"IF(A400=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A400<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A400='Loan Calculator'!$F$29,A400=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A400=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A400<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A400='Loan Calculator'!$F$29,Workings!A400=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A400='Loan Calculator'!$F$29,A400=\"\"),\"\",A400+1)","v":269},{"$f":"IF(A401=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A401<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A401='Loan Calculator'!$F$29,A401=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A401=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A401<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A401='Loan Calculator'!$F$29,Workings!A401=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A401='Loan Calculator'!$F$29,A401=\"\"),\"\",A401+1)","v":270},{"$f":"IF(A402=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A402<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A402='Loan Calculator'!$F$29,A402=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A402=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A402<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A402='Loan Calculator'!$F$29,Workings!A402=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A402='Loan Calculator'!$F$29,A402=\"\"),\"\",A402+1)","v":271},{"$f":"IF(A403=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A403<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A403='Loan Calculator'!$F$29,A403=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A403=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A403<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A403='Loan Calculator'!$F$29,Workings!A403=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A403='Loan Calculator'!$F$29,A403=\"\"),\"\",A403+1)","v":272},{"$f":"IF(A404=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A404<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A404='Loan Calculator'!$F$29,A404=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A404=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A404<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A404='Loan Calculator'!$F$29,Workings!A404=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A404='Loan Calculator'!$F$29,A404=\"\"),\"\",A404+1)","v":273},{"$f":"IF(A405=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A405<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A405='Loan Calculator'!$F$29,A405=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A405=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A405<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A405='Loan Calculator'!$F$29,Workings!A405=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A405='Loan Calculator'!$F$29,A405=\"\"),\"\",A405+1)","v":274},{"$f":"IF(A406=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A406<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A406='Loan Calculator'!$F$29,A406=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A406=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A406<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A406='Loan Calculator'!$F$29,Workings!A406=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A406='Loan Calculator'!$F$29,A406=\"\"),\"\",A406+1)","v":275},{"$f":"IF(A407=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A407<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A407='Loan Calculator'!$F$29,A407=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A407=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A407<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A407='Loan Calculator'!$F$29,Workings!A407=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A407='Loan Calculator'!$F$29,A407=\"\"),\"\",A407+1)","v":276},{"$f":"IF(A408=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A408<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A408='Loan Calculator'!$F$29,A408=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A408=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A408<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A408='Loan Calculator'!$F$29,Workings!A408=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A408='Loan Calculator'!$F$29,A408=\"\"),\"\",A408+1)","v":277},{"$f":"IF(A409=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A409<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A409='Loan Calculator'!$F$29,A409=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A409=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A409<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A409='Loan Calculator'!$F$29,Workings!A409=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A409='Loan Calculator'!$F$29,A409=\"\"),\"\",A409+1)","v":278},{"$f":"IF(A410=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A410<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A410='Loan Calculator'!$F$29,A410=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A410=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A410<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A410='Loan Calculator'!$F$29,Workings!A410=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A410='Loan Calculator'!$F$29,A410=\"\"),\"\",A410+1)","v":279},{"$f":"IF(A411=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A411<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A411='Loan Calculator'!$F$29,A411=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A411=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A411<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A411='Loan Calculator'!$F$29,Workings!A411=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A411='Loan Calculator'!$F$29,A411=\"\"),\"\",A411+1)","v":280},{"$f":"IF(A412=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A412<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A412='Loan Calculator'!$F$29,A412=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A412=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A412<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A412='Loan Calculator'!$F$29,Workings!A412=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A412='Loan Calculator'!$F$29,A412=\"\"),\"\",A412+1)","v":281},{"$f":"IF(A413=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A413<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A413='Loan Calculator'!$F$29,A413=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A413=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A413<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A413='Loan Calculator'!$F$29,Workings!A413=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A413='Loan Calculator'!$F$29,A413=\"\"),\"\",A413+1)","v":282},{"$f":"IF(A414=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A414<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A414='Loan Calculator'!$F$29,A414=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A414=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A414<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A414='Loan Calculator'!$F$29,Workings!A414=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A414='Loan Calculator'!$F$29,A414=\"\"),\"\",A414+1)","v":283},{"$f":"IF(A415=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A415<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A415='Loan Calculator'!$F$29,A415=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A415=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A415<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A415='Loan Calculator'!$F$29,Workings!A415=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A415='Loan Calculator'!$F$29,A415=\"\"),\"\",A415+1)","v":284},{"$f":"IF(A416=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A416<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A416='Loan Calculator'!$F$29,A416=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A416=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A416<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A416='Loan Calculator'!$F$29,Workings!A416=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A416='Loan Calculator'!$F$29,A416=\"\"),\"\",A416+1)","v":285},{"$f":"IF(A417=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A417<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A417='Loan Calculator'!$F$29,A417=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A417=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A417<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A417='Loan Calculator'!$F$29,Workings!A417=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A417='Loan Calculator'!$F$29,A417=\"\"),\"\",A417+1)","v":286},{"$f":"IF(A418=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A418<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A418='Loan Calculator'!$F$29,A418=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A418=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A418<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A418='Loan Calculator'!$F$29,Workings!A418=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A418='Loan Calculator'!$F$29,A418=\"\"),\"\",A418+1)","v":287},{"$f":"IF(A419=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A419<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A419='Loan Calculator'!$F$29,A419=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A419=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A419<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A419='Loan Calculator'!$F$29,Workings!A419=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A419='Loan Calculator'!$F$29,A419=\"\"),\"\",A419+1)","v":288},{"$f":"IF(A420=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A420<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A420='Loan Calculator'!$F$29,A420=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A420=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A420<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A420='Loan Calculator'!$F$29,Workings!A420=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A420='Loan Calculator'!$F$29,A420=\"\"),\"\",A420+1)","v":289},{"$f":"IF(A421=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A421<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A421='Loan Calculator'!$F$29,A421=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A421=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A421<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A421='Loan Calculator'!$F$29,Workings!A421=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A421='Loan Calculator'!$F$29,A421=\"\"),\"\",A421+1)","v":290},{"$f":"IF(A422=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A422<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A422='Loan Calculator'!$F$29,A422=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A422=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A422<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A422='Loan Calculator'!$F$29,Workings!A422=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A422='Loan Calculator'!$F$29,A422=\"\"),\"\",A422+1)","v":291},{"$f":"IF(A423=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A423<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A423='Loan Calculator'!$F$29,A423=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A423=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A423<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A423='Loan Calculator'!$F$29,Workings!A423=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A423='Loan Calculator'!$F$29,A423=\"\"),\"\",A423+1)","v":292},{"$f":"IF(A424=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A424<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A424='Loan Calculator'!$F$29,A424=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A424=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A424<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A424='Loan Calculator'!$F$29,Workings!A424=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A424='Loan Calculator'!$F$29,A424=\"\"),\"\",A424+1)","v":293},{"$f":"IF(A425=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A425<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A425='Loan Calculator'!$F$29,A425=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A425=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A425<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A425='Loan Calculator'!$F$29,Workings!A425=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A425='Loan Calculator'!$F$29,A425=\"\"),\"\",A425+1)","v":294},{"$f":"IF(A426=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A426<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A426='Loan Calculator'!$F$29,A426=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A426=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A426<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A426='Loan Calculator'!$F$29,Workings!A426=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A426='Loan Calculator'!$F$29,A426=\"\"),\"\",A426+1)","v":295},{"$f":"IF(A427=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A427<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A427='Loan Calculator'!$F$29,A427=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A427=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A427<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A427='Loan Calculator'!$F$29,Workings!A427=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A427='Loan Calculator'!$F$29,A427=\"\"),\"\",A427+1)","v":296},{"$f":"IF(A428=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A428<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A428='Loan Calculator'!$F$29,A428=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A428=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A428<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A428='Loan Calculator'!$F$29,Workings!A428=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A428='Loan Calculator'!$F$29,A428=\"\"),\"\",A428+1)","v":297},{"$f":"IF(A429=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A429<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A429='Loan Calculator'!$F$29,A429=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A429=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A429<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A429='Loan Calculator'!$F$29,Workings!A429=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A429='Loan Calculator'!$F$29,A429=\"\"),\"\",A429+1)","v":298},{"$f":"IF(A430=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A430<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A430='Loan Calculator'!$F$29,A430=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A430=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A430<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A430='Loan Calculator'!$F$29,Workings!A430=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A430='Loan Calculator'!$F$29,A430=\"\"),\"\",A430+1)","v":299},{"$f":"IF(A431=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A431<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A431='Loan Calculator'!$F$29,A431=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A431=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A431<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A431='Loan Calculator'!$F$29,Workings!A431=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A431='Loan Calculator'!$F$29,A431=\"\"),\"\",A431+1)","v":300},{"$f":"IF(A432=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A432<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A432='Loan Calculator'!$F$29,A432=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A432=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A432<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A432='Loan Calculator'!$F$29,Workings!A432=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A432='Loan Calculator'!$F$29,A432=\"\"),\"\",A432+1)","v":301},{"$f":"IF(A433=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A433<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A433='Loan Calculator'!$F$29,A433=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A433=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A433<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A433='Loan Calculator'!$F$29,Workings!A433=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A433='Loan Calculator'!$F$29,A433=\"\"),\"\",A433+1)","v":302},{"$f":"IF(A434=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A434<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A434='Loan Calculator'!$F$29,A434=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A434=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A434<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A434='Loan Calculator'!$F$29,Workings!A434=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A434='Loan Calculator'!$F$29,A434=\"\"),\"\",A434+1)","v":303},{"$f":"IF(A435=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A435<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A435='Loan Calculator'!$F$29,A435=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A435=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A435<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A435='Loan Calculator'!$F$29,Workings!A435=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A435='Loan Calculator'!$F$29,A435=\"\"),\"\",A435+1)","v":304},{"$f":"IF(A436=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A436<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A436='Loan Calculator'!$F$29,A436=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A436=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A436<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A436='Loan Calculator'!$F$29,Workings!A436=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A436='Loan Calculator'!$F$29,A436=\"\"),\"\",A436+1)","v":305},{"$f":"IF(A437=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A437<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A437='Loan Calculator'!$F$29,A437=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A437=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A437<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A437='Loan Calculator'!$F$29,Workings!A437=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A437='Loan Calculator'!$F$29,A437=\"\"),\"\",A437+1)","v":306},{"$f":"IF(A438=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A438<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A438='Loan Calculator'!$F$29,A438=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A438=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A438<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A438='Loan Calculator'!$F$29,Workings!A438=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A438='Loan Calculator'!$F$29,A438=\"\"),\"\",A438+1)","v":307},{"$f":"IF(A439=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A439<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A439='Loan Calculator'!$F$29,A439=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A439=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A439<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A439='Loan Calculator'!$F$29,Workings!A439=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A439='Loan Calculator'!$F$29,A439=\"\"),\"\",A439+1)","v":308},{"$f":"IF(A440=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A440<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A440='Loan Calculator'!$F$29,A440=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A440=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A440<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A440='Loan Calculator'!$F$29,Workings!A440=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A440='Loan Calculator'!$F$29,A440=\"\"),\"\",A440+1)","v":309},{"$f":"IF(A441=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A441<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A441='Loan Calculator'!$F$29,A441=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A441=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A441<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A441='Loan Calculator'!$F$29,Workings!A441=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A441='Loan Calculator'!$F$29,A441=\"\"),\"\",A441+1)","v":310},{"$f":"IF(A442=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A442<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A442='Loan Calculator'!$F$29,A442=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A442=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A442<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A442='Loan Calculator'!$F$29,Workings!A442=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A442='Loan Calculator'!$F$29,A442=\"\"),\"\",A442+1)","v":311},{"$f":"IF(A443=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A443<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A443='Loan Calculator'!$F$29,A443=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A443=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A443<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A443='Loan Calculator'!$F$29,Workings!A443=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A443='Loan Calculator'!$F$29,A443=\"\"),\"\",A443+1)","v":312},{"$f":"IF(A444=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A444<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A444='Loan Calculator'!$F$29,A444=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A444=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A444<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A444='Loan Calculator'!$F$29,Workings!A444=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A444='Loan Calculator'!$F$29,A444=\"\"),\"\",A444+1)","v":313},{"$f":"IF(A445=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A445<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A445='Loan Calculator'!$F$29,A445=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A445=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A445<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A445='Loan Calculator'!$F$29,Workings!A445=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A445='Loan Calculator'!$F$29,A445=\"\"),\"\",A445+1)","v":314},{"$f":"IF(A446=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A446<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A446='Loan Calculator'!$F$29,A446=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A446=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A446<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A446='Loan Calculator'!$F$29,Workings!A446=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A446='Loan Calculator'!$F$29,A446=\"\"),\"\",A446+1)","v":315},{"$f":"IF(A447=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A447<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A447='Loan Calculator'!$F$29,A447=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A447=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A447<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A447='Loan Calculator'!$F$29,Workings!A447=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A447='Loan Calculator'!$F$29,A447=\"\"),\"\",A447+1)","v":316},{"$f":"IF(A448=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A448<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A448='Loan Calculator'!$F$29,A448=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A448=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A448<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A448='Loan Calculator'!$F$29,Workings!A448=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A448='Loan Calculator'!$F$29,A448=\"\"),\"\",A448+1)","v":317},{"$f":"IF(A449=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A449<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A449='Loan Calculator'!$F$29,A449=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A449=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A449<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A449='Loan Calculator'!$F$29,Workings!A449=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A449='Loan Calculator'!$F$29,A449=\"\"),\"\",A449+1)","v":318},{"$f":"IF(A450=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A450<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A450='Loan Calculator'!$F$29,A450=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A450=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A450<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A450='Loan Calculator'!$F$29,Workings!A450=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A450='Loan Calculator'!$F$29,A450=\"\"),\"\",A450+1)","v":319},{"$f":"IF(A451=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A451<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A451='Loan Calculator'!$F$29,A451=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A451=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A451<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A451='Loan Calculator'!$F$29,Workings!A451=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A451='Loan Calculator'!$F$29,A451=\"\"),\"\",A451+1)","v":320},{"$f":"IF(A452=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A452<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A452='Loan Calculator'!$F$29,A452=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A452=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A452<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A452='Loan Calculator'!$F$29,Workings!A452=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A452='Loan Calculator'!$F$29,A452=\"\"),\"\",A452+1)","v":321},{"$f":"IF(A453=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A453<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A453='Loan Calculator'!$F$29,A453=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A453=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A453<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A453='Loan Calculator'!$F$29,Workings!A453=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A453='Loan Calculator'!$F$29,A453=\"\"),\"\",A453+1)","v":322},{"$f":"IF(A454=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A454<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A454='Loan Calculator'!$F$29,A454=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A454=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A454<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A454='Loan Calculator'!$F$29,Workings!A454=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A454='Loan Calculator'!$F$29,A454=\"\"),\"\",A454+1)","v":323},{"$f":"IF(A455=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A455<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A455='Loan Calculator'!$F$29,A455=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A455=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A455<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A455='Loan Calculator'!$F$29,Workings!A455=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A455='Loan Calculator'!$F$29,A455=\"\"),\"\",A455+1)","v":324},{"$f":"IF(A456=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A456<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A456='Loan Calculator'!$F$29,A456=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A456=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A456<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A456='Loan Calculator'!$F$29,Workings!A456=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A456='Loan Calculator'!$F$29,A456=\"\"),\"\",A456+1)","v":325},{"$f":"IF(A457=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A457<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A457='Loan Calculator'!$F$29,A457=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A457=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A457<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A457='Loan Calculator'!$F$29,Workings!A457=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A457='Loan Calculator'!$F$29,A457=\"\"),\"\",A457+1)","v":326},{"$f":"IF(A458=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A458<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A458='Loan Calculator'!$F$29,A458=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A458=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A458<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A458='Loan Calculator'!$F$29,Workings!A458=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A458='Loan Calculator'!$F$29,A458=\"\"),\"\",A458+1)","v":327},{"$f":"IF(A459=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A459<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A459='Loan Calculator'!$F$29,A459=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A459=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A459<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A459='Loan Calculator'!$F$29,Workings!A459=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A459='Loan Calculator'!$F$29,A459=\"\"),\"\",A459+1)","v":328},{"$f":"IF(A460=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A460<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A460='Loan Calculator'!$F$29,A460=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A460=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A460<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A460='Loan Calculator'!$F$29,Workings!A460=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A460='Loan Calculator'!$F$29,A460=\"\"),\"\",A460+1)","v":329},{"$f":"IF(A461=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A461<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A461='Loan Calculator'!$F$29,A461=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A461=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A461<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A461='Loan Calculator'!$F$29,Workings!A461=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A461='Loan Calculator'!$F$29,A461=\"\"),\"\",A461+1)","v":330},{"$f":"IF(A462=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A462<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A462='Loan Calculator'!$F$29,A462=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A462=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A462<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A462='Loan Calculator'!$F$29,Workings!A462=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A462='Loan Calculator'!$F$29,A462=\"\"),\"\",A462+1)","v":331},{"$f":"IF(A463=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A463<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A463='Loan Calculator'!$F$29,A463=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A463=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A463<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A463='Loan Calculator'!$F$29,Workings!A463=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A463='Loan Calculator'!$F$29,A463=\"\"),\"\",A463+1)","v":332},{"$f":"IF(A464=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A464<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A464='Loan Calculator'!$F$29,A464=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A464=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A464<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A464='Loan Calculator'!$F$29,Workings!A464=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A464='Loan Calculator'!$F$29,A464=\"\"),\"\",A464+1)","v":333},{"$f":"IF(A465=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A465<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A465='Loan Calculator'!$F$29,A465=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A465=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A465<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A465='Loan Calculator'!$F$29,Workings!A465=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A465='Loan Calculator'!$F$29,A465=\"\"),\"\",A465+1)","v":334},{"$f":"IF(A466=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A466<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A466='Loan Calculator'!$F$29,A466=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A466=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A466<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A466='Loan Calculator'!$F$29,Workings!A466=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A466='Loan Calculator'!$F$29,A466=\"\"),\"\",A466+1)","v":335},{"$f":"IF(A467=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A467<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A467='Loan Calculator'!$F$29,A467=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A467=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A467<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A467='Loan Calculator'!$F$29,Workings!A467=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A467='Loan Calculator'!$F$29,A467=\"\"),\"\",A467+1)","v":336},{"$f":"IF(A468=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A468<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A468='Loan Calculator'!$F$29,A468=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A468=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A468<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A468='Loan Calculator'!$F$29,Workings!A468=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A468='Loan Calculator'!$F$29,A468=\"\"),\"\",A468+1)","v":337},{"$f":"IF(A469=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A469<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A469='Loan Calculator'!$F$29,A469=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A469=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A469<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A469='Loan Calculator'!$F$29,Workings!A469=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A469='Loan Calculator'!$F$29,A469=\"\"),\"\",A469+1)","v":338},{"$f":"IF(A470=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A470<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A470='Loan Calculator'!$F$29,A470=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A470=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A470<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A470='Loan Calculator'!$F$29,Workings!A470=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A470='Loan Calculator'!$F$29,A470=\"\"),\"\",A470+1)","v":339},{"$f":"IF(A471=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A471<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A471='Loan Calculator'!$F$29,A471=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A471=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A471<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A471='Loan Calculator'!$F$29,Workings!A471=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A471='Loan Calculator'!$F$29,A471=\"\"),\"\",A471+1)","v":340},{"$f":"IF(A472=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A472<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A472='Loan Calculator'!$F$29,A472=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A472=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A472<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A472='Loan Calculator'!$F$29,Workings!A472=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A472='Loan Calculator'!$F$29,A472=\"\"),\"\",A472+1)","v":341},{"$f":"IF(A473=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A473<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A473='Loan Calculator'!$F$29,A473=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A473=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A473<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A473='Loan Calculator'!$F$29,Workings!A473=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A473='Loan Calculator'!$F$29,A473=\"\"),\"\",A473+1)","v":342},{"$f":"IF(A474=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A474<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A474='Loan Calculator'!$F$29,A474=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A474=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A474<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A474='Loan Calculator'!$F$29,Workings!A474=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A474='Loan Calculator'!$F$29,A474=\"\"),\"\",A474+1)","v":343},{"$f":"IF(A475=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A475<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A475='Loan Calculator'!$F$29,A475=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A475=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A475<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A475='Loan Calculator'!$F$29,Workings!A475=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A475='Loan Calculator'!$F$29,A475=\"\"),\"\",A475+1)","v":344},{"$f":"IF(A476=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A476<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A476='Loan Calculator'!$F$29,A476=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A476=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A476<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A476='Loan Calculator'!$F$29,Workings!A476=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A476='Loan Calculator'!$F$29,A476=\"\"),\"\",A476+1)","v":345},{"$f":"IF(A477=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A477<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A477='Loan Calculator'!$F$29,A477=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A477=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A477<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A477='Loan Calculator'!$F$29,Workings!A477=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A477='Loan Calculator'!$F$29,A477=\"\"),\"\",A477+1)","v":346},{"$f":"IF(A478=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A478<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A478='Loan Calculator'!$F$29,A478=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A478=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A478<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A478='Loan Calculator'!$F$29,Workings!A478=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A478='Loan Calculator'!$F$29,A478=\"\"),\"\",A478+1)","v":347},{"$f":"IF(A479=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A479<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A479='Loan Calculator'!$F$29,A479=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A479=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A479<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A479='Loan Calculator'!$F$29,Workings!A479=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A479='Loan Calculator'!$F$29,A479=\"\"),\"\",A479+1)","v":348},{"$f":"IF(A480=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A480<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A480='Loan Calculator'!$F$29,A480=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A480=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A480<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A480='Loan Calculator'!$F$29,Workings!A480=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A480='Loan Calculator'!$F$29,A480=\"\"),\"\",A480+1)","v":349},{"$f":"IF(A481=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A481<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A481='Loan Calculator'!$F$29,A481=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A481=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A481<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A481='Loan Calculator'!$F$29,Workings!A481=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A481='Loan Calculator'!$F$29,A481=\"\"),\"\",A481+1)","v":350},{"$f":"IF(A482=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A482<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A482='Loan Calculator'!$F$29,A482=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A482=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A482<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A482='Loan Calculator'!$F$29,Workings!A482=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A482='Loan Calculator'!$F$29,A482=\"\"),\"\",A482+1)","v":351},{"$f":"IF(A483=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A483<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A483='Loan Calculator'!$F$29,A483=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A483=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A483<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A483='Loan Calculator'!$F$29,Workings!A483=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A483='Loan Calculator'!$F$29,A483=\"\"),\"\",A483+1)","v":352},{"$f":"IF(A484=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A484<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A484='Loan Calculator'!$F$29,A484=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A484=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A484<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A484='Loan Calculator'!$F$29,Workings!A484=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A484='Loan Calculator'!$F$29,A484=\"\"),\"\",A484+1)","v":353},{"$f":"IF(A485=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A485<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A485='Loan Calculator'!$F$29,A485=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A485=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A485<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A485='Loan Calculator'!$F$29,Workings!A485=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A485='Loan Calculator'!$F$29,A485=\"\"),\"\",A485+1)","v":354},{"$f":"IF(A486=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A486<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A486='Loan Calculator'!$F$29,A486=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A486=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A486<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A486='Loan Calculator'!$F$29,Workings!A486=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A486='Loan Calculator'!$F$29,A486=\"\"),\"\",A486+1)","v":355},{"$f":"IF(A487=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A487<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A487='Loan Calculator'!$F$29,A487=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A487=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A487<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A487='Loan Calculator'!$F$29,Workings!A487=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A487='Loan Calculator'!$F$29,A487=\"\"),\"\",A487+1)","v":356},{"$f":"IF(A488=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A488<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A488='Loan Calculator'!$F$29,A488=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A488=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A488<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A488='Loan Calculator'!$F$29,Workings!A488=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A488='Loan Calculator'!$F$29,A488=\"\"),\"\",A488+1)","v":357},{"$f":"IF(A489=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A489<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A489='Loan Calculator'!$F$29,A489=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A489=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A489<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A489='Loan Calculator'!$F$29,Workings!A489=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A489='Loan Calculator'!$F$29,A489=\"\"),\"\",A489+1)","v":358},{"$f":"IF(A490=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A490<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A490='Loan Calculator'!$F$29,A490=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A490=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A490<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A490='Loan Calculator'!$F$29,Workings!A490=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A490='Loan Calculator'!$F$29,A490=\"\"),\"\",A490+1)","v":359},{"$f":"IF(A491=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A491<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A491='Loan Calculator'!$F$29,A491=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A491=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A491<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A491='Loan Calculator'!$F$29,Workings!A491=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A491='Loan Calculator'!$F$29,A491=\"\"),\"\",A491+1)","v":360},{"$f":"IF(A492=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A492<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A492='Loan Calculator'!$F$29,A492=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A492=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A492<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A492='Loan Calculator'!$F$29,Workings!A492=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A492='Loan Calculator'!$F$29,A492=\"\"),\"\",A492+1)","v":361},{"$f":"IF(A493=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A493<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A493='Loan Calculator'!$F$29,A493=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A493=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A493<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A493='Loan Calculator'!$F$29,Workings!A493=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A493='Loan Calculator'!$F$29,A493=\"\"),\"\",A493+1)","v":362},{"$f":"IF(A494=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A494<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A494='Loan Calculator'!$F$29,A494=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A494=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A494<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A494='Loan Calculator'!$F$29,Workings!A494=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A494='Loan Calculator'!$F$29,A494=\"\"),\"\",A494+1)","v":363},{"$f":"IF(A495=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A495<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A495='Loan Calculator'!$F$29,A495=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A495=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A495<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A495='Loan Calculator'!$F$29,Workings!A495=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A495='Loan Calculator'!$F$29,A495=\"\"),\"\",A495+1)","v":364},{"$f":"IF(A496=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A496<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A496='Loan Calculator'!$F$29,A496=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A496=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A496<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A496='Loan Calculator'!$F$29,Workings!A496=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A496='Loan Calculator'!$F$29,A496=\"\"),\"\",A496+1)","v":365},{"$f":"IF(A497=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A497<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A497='Loan Calculator'!$F$29,A497=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A497=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A497<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A497='Loan Calculator'!$F$29,Workings!A497=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A497='Loan Calculator'!$F$29,A497=\"\"),\"\",A497+1)","v":366},{"$f":"IF(A498=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A498<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A498='Loan Calculator'!$F$29,A498=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A498=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A498<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A498='Loan Calculator'!$F$29,Workings!A498=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A498='Loan Calculator'!$F$29,A498=\"\"),\"\",A498+1)","v":367},{"$f":"IF(A499=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A499<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A499='Loan Calculator'!$F$29,A499=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A499=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A499<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A499='Loan Calculator'!$F$29,Workings!A499=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A499='Loan Calculator'!$F$29,A499=\"\"),\"\",A499+1)","v":368},{"$f":"IF(A500=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A500<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A500='Loan Calculator'!$F$29,A500=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A500=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A500<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A500='Loan Calculator'!$F$29,Workings!A500=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A500='Loan Calculator'!$F$29,A500=\"\"),\"\",A500+1)","v":369},{"$f":"IF(A501=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A501<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A501='Loan Calculator'!$F$29,A501=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A501=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A501<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A501='Loan Calculator'!$F$29,Workings!A501=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A501='Loan Calculator'!$F$29,A501=\"\"),\"\",A501+1)","v":370},{"$f":"IF(A502=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A502<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A502='Loan Calculator'!$F$29,A502=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A502=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A502<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A502='Loan Calculator'!$F$29,Workings!A502=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A502='Loan Calculator'!$F$29,A502=\"\"),\"\",A502+1)","v":371},{"$f":"IF(A503=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A503<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A503='Loan Calculator'!$F$29,A503=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A503=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A503<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A503='Loan Calculator'!$F$29,Workings!A503=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A503='Loan Calculator'!$F$29,A503=\"\"),\"\",A503+1)","v":372},{"$f":"IF(A504=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A504<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A504='Loan Calculator'!$F$29,A504=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A504=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A504<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A504='Loan Calculator'!$F$29,Workings!A504=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A504='Loan Calculator'!$F$29,A504=\"\"),\"\",A504+1)","v":373},{"$f":"IF(A505=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A505<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A505='Loan Calculator'!$F$29,A505=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A505=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A505<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A505='Loan Calculator'!$F$29,Workings!A505=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A505='Loan Calculator'!$F$29,A505=\"\"),\"\",A505+1)","v":374},{"$f":"IF(A506=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A506<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A506='Loan Calculator'!$F$29,A506=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A506=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A506<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A506='Loan Calculator'!$F$29,Workings!A506=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A506='Loan Calculator'!$F$29,A506=\"\"),\"\",A506+1)","v":375},{"$f":"IF(A507=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A507<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A507='Loan Calculator'!$F$29,A507=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A507=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A507<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A507='Loan Calculator'!$F$29,Workings!A507=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A507='Loan Calculator'!$F$29,A507=\"\"),\"\",A507+1)","v":376},{"$f":"IF(A508=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A508<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A508='Loan Calculator'!$F$29,A508=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A508=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A508<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A508='Loan Calculator'!$F$29,Workings!A508=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A508='Loan Calculator'!$F$29,A508=\"\"),\"\",A508+1)","v":377},{"$f":"IF(A509=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A509<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A509='Loan Calculator'!$F$29,A509=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A509=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A509<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A509='Loan Calculator'!$F$29,Workings!A509=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A509='Loan Calculator'!$F$29,A509=\"\"),\"\",A509+1)","v":378},{"$f":"IF(A510=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A510<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A510='Loan Calculator'!$F$29,A510=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A510=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A510<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A510='Loan Calculator'!$F$29,Workings!A510=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A510='Loan Calculator'!$F$29,A510=\"\"),\"\",A510+1)","v":379},{"$f":"IF(A511=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A511<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A511='Loan Calculator'!$F$29,A511=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A511=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A511<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A511='Loan Calculator'!$F$29,Workings!A511=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A511='Loan Calculator'!$F$29,A511=\"\"),\"\",A511+1)","v":380},{"$f":"IF(A512=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A512<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A512='Loan Calculator'!$F$29,A512=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A512=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A512<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A512='Loan Calculator'!$F$29,Workings!A512=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A512='Loan Calculator'!$F$29,A512=\"\"),\"\",A512+1)","v":381},{"$f":"IF(A513=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A513<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A513='Loan Calculator'!$F$29,A513=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A513=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A513<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A513='Loan Calculator'!$F$29,Workings!A513=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A513='Loan Calculator'!$F$29,A513=\"\"),\"\",A513+1)","v":382},{"$f":"IF(A514=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A514<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A514='Loan Calculator'!$F$29,A514=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A514=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A514<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A514='Loan Calculator'!$F$29,Workings!A514=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A514='Loan Calculator'!$F$29,A514=\"\"),\"\",A514+1)","v":383},{"$f":"IF(A515=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A515<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A515='Loan Calculator'!$F$29,A515=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A515=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A515<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A515='Loan Calculator'!$F$29,Workings!A515=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A515='Loan Calculator'!$F$29,A515=\"\"),\"\",A515+1)","v":384},{"$f":"IF(A516=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A516<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A516='Loan Calculator'!$F$29,A516=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A516=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A516<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A516='Loan Calculator'!$F$29,Workings!A516=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A516='Loan Calculator'!$F$29,A516=\"\"),\"\",A516+1)","v":385},{"$f":"IF(A517=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A517<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A517='Loan Calculator'!$F$29,A517=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A517=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A517<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A517='Loan Calculator'!$F$29,Workings!A517=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A517='Loan Calculator'!$F$29,A517=\"\"),\"\",A517+1)","v":386},{"$f":"IF(A518=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A518<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A518='Loan Calculator'!$F$29,A518=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A518=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A518<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A518='Loan Calculator'!$F$29,Workings!A518=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A518='Loan Calculator'!$F$29,A518=\"\"),\"\",A518+1)","v":387},{"$f":"IF(A519=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A519<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A519='Loan Calculator'!$F$29,A519=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A519=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A519<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A519='Loan Calculator'!$F$29,Workings!A519=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A519='Loan Calculator'!$F$29,A519=\"\"),\"\",A519+1)","v":388},{"$f":"IF(A520=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A520<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A520='Loan Calculator'!$F$29,A520=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A520=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A520<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A520='Loan Calculator'!$F$29,Workings!A520=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A520='Loan Calculator'!$F$29,A520=\"\"),\"\",A520+1)","v":389},{"$f":"IF(A521=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A521<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A521='Loan Calculator'!$F$29,A521=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A521=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A521<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A521='Loan Calculator'!$F$29,Workings!A521=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A521='Loan Calculator'!$F$29,A521=\"\"),\"\",A521+1)","v":390},{"$f":"IF(A522=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A522<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A522='Loan Calculator'!$F$29,A522=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A522=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A522<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A522='Loan Calculator'!$F$29,Workings!A522=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A522='Loan Calculator'!$F$29,A522=\"\"),\"\",A522+1)","v":391},{"$f":"IF(A523=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A523<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A523='Loan Calculator'!$F$29,A523=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A523=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A523<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A523='Loan Calculator'!$F$29,Workings!A523=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A523='Loan Calculator'!$F$29,A523=\"\"),\"\",A523+1)","v":392},{"$f":"IF(A524=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A524<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A524='Loan Calculator'!$F$29,A524=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A524=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A524<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A524='Loan Calculator'!$F$29,Workings!A524=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A524='Loan Calculator'!$F$29,A524=\"\"),\"\",A524+1)","v":393},{"$f":"IF(A525=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A525<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A525='Loan Calculator'!$F$29,A525=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A525=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A525<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A525='Loan Calculator'!$F$29,Workings!A525=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A525='Loan Calculator'!$F$29,A525=\"\"),\"\",A525+1)","v":394},{"$f":"IF(A526=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A526<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A526='Loan Calculator'!$F$29,A526=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A526=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A526<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A526='Loan Calculator'!$F$29,Workings!A526=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A526='Loan Calculator'!$F$29,A526=\"\"),\"\",A526+1)","v":395},{"$f":"IF(A527=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A527<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A527='Loan Calculator'!$F$29,A527=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A527=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A527<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A527='Loan Calculator'!$F$29,Workings!A527=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A527='Loan Calculator'!$F$29,A527=\"\"),\"\",A527+1)","v":396},{"$f":"IF(A528=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A528<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A528='Loan Calculator'!$F$29,A528=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A528=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A528<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A528='Loan Calculator'!$F$29,Workings!A528=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A528='Loan Calculator'!$F$29,A528=\"\"),\"\",A528+1)","v":397},{"$f":"IF(A529=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A529<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A529='Loan Calculator'!$F$29,A529=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A529=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A529<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A529='Loan Calculator'!$F$29,Workings!A529=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A529='Loan Calculator'!$F$29,A529=\"\"),\"\",A529+1)","v":398},{"$f":"IF(A530=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A530<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A530='Loan Calculator'!$F$29,A530=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A530=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A530<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A530='Loan Calculator'!$F$29,Workings!A530=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A530='Loan Calculator'!$F$29,A530=\"\"),\"\",A530+1)","v":399},{"$f":"IF(A531=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A531<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A531='Loan Calculator'!$F$29,A531=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A531=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A531<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A531='Loan Calculator'!$F$29,Workings!A531=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A531='Loan Calculator'!$F$29,A531=\"\"),\"\",A531+1)","v":400},{"$f":"IF(A532=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A532<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A532='Loan Calculator'!$F$29,A532=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A532=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A532<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A532='Loan Calculator'!$F$29,Workings!A532=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A532='Loan Calculator'!$F$29,A532=\"\"),\"\",A532+1)","v":401},{"$f":"IF(A533=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A533<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A533='Loan Calculator'!$F$29,A533=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A533=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A533<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A533='Loan Calculator'!$F$29,Workings!A533=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A533='Loan Calculator'!$F$29,A533=\"\"),\"\",A533+1)","v":402},{"$f":"IF(A534=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A534<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A534='Loan Calculator'!$F$29,A534=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A534=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A534<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A534='Loan Calculator'!$F$29,Workings!A534=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A534='Loan Calculator'!$F$29,A534=\"\"),\"\",A534+1)","v":403},{"$f":"IF(A535=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A535<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A535='Loan Calculator'!$F$29,A535=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A535=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A535<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A535='Loan Calculator'!$F$29,Workings!A535=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A535='Loan Calculator'!$F$29,A535=\"\"),\"\",A535+1)","v":404},{"$f":"IF(A536=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A536<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A536='Loan Calculator'!$F$29,A536=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A536=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A536<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A536='Loan Calculator'!$F$29,Workings!A536=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A536='Loan Calculator'!$F$29,A536=\"\"),\"\",A536+1)","v":405},{"$f":"IF(A537=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A537<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A537='Loan Calculator'!$F$29,A537=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A537=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A537<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A537='Loan Calculator'!$F$29,Workings!A537=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A537='Loan Calculator'!$F$29,A537=\"\"),\"\",A537+1)","v":406},{"$f":"IF(A538=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A538<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A538='Loan Calculator'!$F$29,A538=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A538=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A538<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A538='Loan Calculator'!$F$29,Workings!A538=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A538='Loan Calculator'!$F$29,A538=\"\"),\"\",A538+1)","v":407},{"$f":"IF(A539=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A539<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A539='Loan Calculator'!$F$29,A539=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A539=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A539<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A539='Loan Calculator'!$F$29,Workings!A539=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A539='Loan Calculator'!$F$29,A539=\"\"),\"\",A539+1)","v":408},{"$f":"IF(A540=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A540<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A540='Loan Calculator'!$F$29,A540=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A540=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A540<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A540='Loan Calculator'!$F$29,Workings!A540=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A540='Loan Calculator'!$F$29,A540=\"\"),\"\",A540+1)","v":409},{"$f":"IF(A541=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A541<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A541='Loan Calculator'!$F$29,A541=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A541=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A541<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A541='Loan Calculator'!$F$29,Workings!A541=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A541='Loan Calculator'!$F$29,A541=\"\"),\"\",A541+1)","v":410},{"$f":"IF(A542=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A542<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A542='Loan Calculator'!$F$29,A542=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A542=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A542<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A542='Loan Calculator'!$F$29,Workings!A542=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A542='Loan Calculator'!$F$29,A542=\"\"),\"\",A542+1)","v":411},{"$f":"IF(A543=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A543<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A543='Loan Calculator'!$F$29,A543=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A543=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A543<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A543='Loan Calculator'!$F$29,Workings!A543=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A543='Loan Calculator'!$F$29,A543=\"\"),\"\",A543+1)","v":412},{"$f":"IF(A544=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A544<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A544='Loan Calculator'!$F$29,A544=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A544=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A544<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A544='Loan Calculator'!$F$29,Workings!A544=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A544='Loan Calculator'!$F$29,A544=\"\"),\"\",A544+1)","v":413},{"$f":"IF(A545=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A545<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A545='Loan Calculator'!$F$29,A545=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A545=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A545<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A545='Loan Calculator'!$F$29,Workings!A545=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A545='Loan Calculator'!$F$29,A545=\"\"),\"\",A545+1)","v":414},{"$f":"IF(A546=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A546<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A546='Loan Calculator'!$F$29,A546=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A546=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A546<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A546='Loan Calculator'!$F$29,Workings!A546=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A546='Loan Calculator'!$F$29,A546=\"\"),\"\",A546+1)","v":415},{"$f":"IF(A547=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A547<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A547='Loan Calculator'!$F$29,A547=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A547=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A547<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A547='Loan Calculator'!$F$29,Workings!A547=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A547='Loan Calculator'!$F$29,A547=\"\"),\"\",A547+1)","v":416},{"$f":"IF(A548=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A548<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A548='Loan Calculator'!$F$29,A548=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A548=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A548<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A548='Loan Calculator'!$F$29,Workings!A548=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A548='Loan Calculator'!$F$29,A548=\"\"),\"\",A548+1)","v":417},{"$f":"IF(A549=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A549<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A549='Loan Calculator'!$F$29,A549=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A549=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A549<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A549='Loan Calculator'!$F$29,Workings!A549=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A549='Loan Calculator'!$F$29,A549=\"\"),\"\",A549+1)","v":418},{"$f":"IF(A550=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A550<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A550='Loan Calculator'!$F$29,A550=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A550=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A550<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A550='Loan Calculator'!$F$29,Workings!A550=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A550='Loan Calculator'!$F$29,A550=\"\"),\"\",A550+1)","v":419},{"$f":"IF(A551=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A551<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A551='Loan Calculator'!$F$29,A551=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A551=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A551<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A551='Loan Calculator'!$F$29,Workings!A551=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A551='Loan Calculator'!$F$29,A551=\"\"),\"\",A551+1)","v":420},{"$f":"IF(A552=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A552<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A552='Loan Calculator'!$F$29,A552=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A552=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A552<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A552='Loan Calculator'!$F$29,Workings!A552=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A552='Loan Calculator'!$F$29,A552=\"\"),\"\",A552+1)","v":421},{"$f":"IF(A553=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A553<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A553='Loan Calculator'!$F$29,A553=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A553=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A553<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A553='Loan Calculator'!$F$29,Workings!A553=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A553='Loan Calculator'!$F$29,A553=\"\"),\"\",A553+1)","v":422},{"$f":"IF(A554=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A554<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A554='Loan Calculator'!$F$29,A554=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A554=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A554<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A554='Loan Calculator'!$F$29,Workings!A554=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A554='Loan Calculator'!$F$29,A554=\"\"),\"\",A554+1)","v":423},{"$f":"IF(A555=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A555<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A555='Loan Calculator'!$F$29,A555=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A555=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A555<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A555='Loan Calculator'!$F$29,Workings!A555=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A555='Loan Calculator'!$F$29,A555=\"\"),\"\",A555+1)","v":424},{"$f":"IF(A556=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A556<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A556='Loan Calculator'!$F$29,A556=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A556=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A556<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A556='Loan Calculator'!$F$29,Workings!A556=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A556='Loan Calculator'!$F$29,A556=\"\"),\"\",A556+1)","v":425},{"$f":"IF(A557=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A557<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A557='Loan Calculator'!$F$29,A557=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A557=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A557<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A557='Loan Calculator'!$F$29,Workings!A557=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A557='Loan Calculator'!$F$29,A557=\"\"),\"\",A557+1)","v":426},{"$f":"IF(A558=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A558<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A558='Loan Calculator'!$F$29,A558=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A558=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A558<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A558='Loan Calculator'!$F$29,Workings!A558=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A558='Loan Calculator'!$F$29,A558=\"\"),\"\",A558+1)","v":427},{"$f":"IF(A559=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A559<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A559='Loan Calculator'!$F$29,A559=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A559=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A559<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A559='Loan Calculator'!$F$29,Workings!A559=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A559='Loan Calculator'!$F$29,A559=\"\"),\"\",A559+1)","v":428},{"$f":"IF(A560=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A560<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A560='Loan Calculator'!$F$29,A560=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A560=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A560<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A560='Loan Calculator'!$F$29,Workings!A560=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A560='Loan Calculator'!$F$29,A560=\"\"),\"\",A560+1)","v":429},{"$f":"IF(A561=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A561<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A561='Loan Calculator'!$F$29,A561=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A561=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A561<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A561='Loan Calculator'!$F$29,Workings!A561=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A561='Loan Calculator'!$F$29,A561=\"\"),\"\",A561+1)","v":430},{"$f":"IF(A562=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A562<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A562='Loan Calculator'!$F$29,A562=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A562=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A562<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A562='Loan Calculator'!$F$29,Workings!A562=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A562='Loan Calculator'!$F$29,A562=\"\"),\"\",A562+1)","v":431},{"$f":"IF(A563=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A563<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A563='Loan Calculator'!$F$29,A563=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A563=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A563<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A563='Loan Calculator'!$F$29,Workings!A563=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A563='Loan Calculator'!$F$29,A563=\"\"),\"\",A563+1)","v":432},{"$f":"IF(A564=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A564<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A564='Loan Calculator'!$F$29,A564=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A564=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A564<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A564='Loan Calculator'!$F$29,Workings!A564=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A564='Loan Calculator'!$F$29,A564=\"\"),\"\",A564+1)","v":433},{"$f":"IF(A565=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A565<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A565='Loan Calculator'!$F$29,A565=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A565=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A565<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A565='Loan Calculator'!$F$29,Workings!A565=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]
[{"$f":"IF(OR(A565='Loan Calculator'!$F$29,A565=\"\"),\"\",A565+1)","v":434},{"$f":"IF(A566=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",A566<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$29)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(A566='Loan Calculator'!$F$29,A566=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Workings!A566=\"\",\"\",IF(AND('Loan Calculator'!$D$17<>\"variable\",Workings!A566<=Workings!$B$24*12),'Loan Calculator'!$K$25,'Loan Calculator'!$K$27)+IF(AND('Loan Calculator'!$D$19<>\"repayment\",OR(Workings!A566='Loan Calculator'!$F$29,Workings!A566=\"\")),'Loan Calculator'!$K$19,0))","v":{"$error":"#N/A"}}]

{"sheet":"KFI","index":3,"n_rows":111,"n_cols":8,"rows_kept":111,"cut":false,"hidden":true,"merged":[[1,1,1,7],[3,1,3,7],[5,1,5,7],[6,1,6,7],[9,1,9,7],[10,1,10,7],[66,1,66,6],[67,1,67,6],[68,1,68,6],[19,1,19,7],[20,1,20,3],[20,4,20,7],[21,1,21,3],[21,4,21,7],[22,1,22,3],[22,4,22,7],[12,1,12,7],[13,1,13,7],[14,1,14,7],[16,1,16,7],[17,1,17,7],[18,1,18,3],[18,4,18,7],[29,2,29,7],[30,2,30,7],[31,1,31,7],[32,1,32,7],[34,1,34,7],[35,1,35,7],[23,1,23,3],[23,4,23,7],[24,1,24,7],[26,1,26,7],[27,2,27,7],[28,2,28,7],[38,1,38,7],[39,1,39,7],[40,1,40,7],[42,1,42,5],[42,6,42,7],[36,1,36,3],[36,4,36,7],[37,1,37,3],[37,4,37,7],[46,1,46,7],[47,1,47,7],[48,1,48,7],[49,1,49,5],[49,6,49,7],[50,1,50,7],[43,1,43,5],[43,6,43,7],[44,1,44,5],[44,6,44,7],[45,1,45,5],[45,6,45,7],[62,1,62,6],[63,1,63,6],[57,1,57,7],[58,1,58,7],[59,1,59,7],[60,1,60,6],[61,1,61,6],[51,1,51,7],[52,1,52,7],[53,1,53,7],[54,1,54,7],[55,1,55,7],[56,1,56,7],[83,1,83,6],[84,1,84,7],[85,1,85,7],[64,1,64,6],[65,1,65,6],[71,1,71,6],[77,1,77,6],[78,1,78,6],[79,1,79,6],[72,1,72,6],[73,1,73,6],[74,1,74,6],[75,1,75,6],[69,1,69,6],[100,1,100,7],[102,1,102,7],[103,1,103,7],[108,1,108,7],[110,1,110,7],[7,1,7,7],[104,2,104,7],[105,2,105,7],[106,2,106,7],[91,1,91,7],[93,1,93,7],[94,1,94,7],[96,1,96,7],[97,1,97,7],[99,1,99,7],[86,1,86,7],[87,1,87,7],[88,1,88,7],[89,3,89,4],[89,5,89,7],[90,1,90,7],[80,1,80,7],[81,1,81,6],[82,1,82,6]]}
[null,"Mortgage  Illustration  Non-Regulated  Product"]
[null,{"$f":"\"Personalised Illustration for: \"&'Loan Calculator'!D7","v":"Personalised Illustration for: "}]
[null,"Date Produced:   ",{"$f":"'Loan Calculator'!L7","v":"2025-10-27"}]
[null,"This illustration is valid on the date produced.\nThe mortgage must commence within 1 month."]
[]
[null,"This is not a legally binding mortgage offer and it does not oblige Mercantile Trust Limited to provide you with the mortgage described in this illustration."]
[null,{"$f":"\"Before issuing a mortgage offer Mercantile Trust Limited will need to complete some checks and you will need to provide some documents. \"&Broker&\" will let you know exactly what is required.\"","v":{"$error":"#REF!"}}]
[null,"Once you have completed the mortgage, you will be bound by the terms of the offer and will not be able to withdraw from the mortgage although you will be able to repay it in accordance with its terms, including any early repayment charge, details of which are set out in this illustration."]
[]
[null,"1. About this Illustration"]
[null,"•    You should be aware that the mortgage product detailed in this illustration does not fall within the regulatory responsibility of the Financial Conduct Authority (FCA).\n•    Whilst this illustration follows the layout and form, it is not a Key Facts Illustration and should not be used to compare against regulated mortgage contracts.\n•    This illustration does contain important information which you should read carefully before making any decision."]
[]
[null,"2. Which service are we providing you with?"]
[null,"aWe recommend, having assessed your needs, that you take out this mortgage."]
[null,"We are not recommending a particular mortgage for you. However, based on your answers to some questions, we are giving you information about this mortgage so that you can make your own choice."]
[]
[null,"3. What you have told us"]
[null,"This illustration is based on a mortgage for buy to let."]
[null,"Mortgage Amount ",null,null,{"$f":"'Loan Calculator'!K19","v":0}]
[null,{"$f":"IF('Loan Calculator'!K19<>'Loan Calculator'!K13,feesadded1,feesupfront1)","v":"As requested, fees have been added to the mortgage and are included in this amount. These are shown in Section 8. You may pay these fees up front if you choose, this will reduce your monthly payment. For details of any insurance charges, see Section 9."}]
[null,"Type of mortgage ",null,null,{"$f":"IF('Loan Calculator'!#REF!=\"I/only\",\"Interest Only\",\"Repayment\")","v":{"$error":"#REF!"}}]
[null,"Term of mortgage  ",null,null,{"$f":"'Loan Calculator'!F29&\" months\"","v":"0 months"}]
[null,"Equity",null,null,{"$f":"'Loan Calculator'!F35-'Loan Calculator'!K19-'Loan Calculator'!F51","v":0}]
[null,"Purchase price or valuation",null,null,{"$f":"'Loan Calculator'!F35","v":0}]
[null,"The valuation that will be carried out on the property and changes to any of the information you have given us could alter the information in this illustration. If this is the case please ask for a revised illustration."]
[]
[null,"4. Description of this mortgage"]
[null,"Mortgage Lender:                       Mercantile Trust Limited\n\n\n\n","Mercantile Trust Limited"]
[null,"Product:                                        ",{"$f":"\"BTL, \"&'Loan Calculator'!F17&\", \"&'Loan Calculator'!#REF!","v":{"$error":"#REF!"}}]
[null,null,{"$f":"IF('Loan Calculator'!F17=\"variable\",variable2,IF('Loan Calculator'!F29>Workings!B24*12,fixed2,fixedsame2))","v":{"$error":"#N/A"}}]
[null,null,{"$f":"IF('Loan Calculator'!F17=\"variable\",variable1,IF('Loan Calculator'!F29>Workings!B24*12,fixed1,fixedsame1))","v":{"$error":"#N/A"}}]
[null,"Available in England, Scotland, Wales and Northern Ireland only."]
[null,{"$f":"\"The mortgage is available up to a maximum of \"&IF('Loan Calculator'!T14=0.01,\"60%\",\"50%\")&\" of the valuation amount.\"","v":"The mortgage is available up to a maximum of 50% of the valuation amount."}]
[]
[null,"5. Overall cost of this mortgage"]
[null,{"$f":"IF('Loan Calculator'!#REF!=\"repayment\",RepTAP,IOTAP)","v":{"$error":"#REF!"}}]
[null,"The total amount you must pay back, including the amount borrowed is\n",null,null,{"$f":"('Loan Calculator'!K25*'Loan Calculator'!F29)+IF('Loan Calculator'!#REF!=\"repayment\",0,'Loan Calculator'!K19)","v":{"$error":"#VALUE!"}}]
[null,"This means you pay back",null,null,{"$f":"\"£\"&TEXT(ROUND(E37/'Loan Calculator'!K13,2),\"#,###.00\")&\"  for every £1 borrowed\"","v":{"$error":"#VALUE!"}}]
[null,{"$f":"IF('Loan Calculator'!F17=\"variable\",VarTAP,IF('Loan Calculator'!F29>Workings!B24*12,fixedTAP,FixedsameTAP))","v":{"$error":"#N/A"}}]
[null,{"$f":"\"Only use the figures in this section to compare the cost with another \"&IF('Loan Calculator'!#REF!=\"repayment\",\"repayment\",\"interest-only\")&\" mortgage.\"","v":{"$error":"#REF!"}}]
[null,"Please make sure that you are aware of all other taxes and costs associated with your loan."]
[]
[null,"6. What you need to pay each month",null,null,null,null,"Monthly payments"]
[null,{"$f":"IF('Loan Calculator'!K19<>'Loan Calculator'!K13,feesadded2,feesupfront2)","v":"These payments are based on a mortgage of £.00 and include the fees that are shown in Section 8 as being added to your mortgage. This assumes that the mortgage will start on 27 November 2025."}]
[null,{"$f":"IF('Loan Calculator'!F17=\"variable\",Ratepmtvar,Ratepmtfix)","v":{"$error":"#N/A"}},null,null,null,null,{"$f":"'Loan Calculator'!K25","v":""}]
[null,{"$f":"IF(OR('Loan Calculator'!F17=\"variable\",'Loan Calculator'!F29<=Workings!B24*12),\"\",\"Followed by \"&'Loan Calculator'!F29-(Workings!B24*12)&\" payments at a variable rate, currently \"&'Loan Calculator'!K23*100&\"%\")","v":{"$error":"#N/A"}},null,null,null,null,{"$f":"IF(OR('Loan Calculator'!F17=\"variable\",'Loan Calculator'!F29<=Workings!B24*12),\"\",'Loan Calculator'!K25)","v":{"$error":"#N/A"}}]
[null,{"$f":"IF('Loan Calculator'!#REF!=\"repayment\",\"\",\"Cost of repaying the capital\")","v":{"$error":"#REF!"}}]
[null,{"$f":"IF('Loan Calculator'!#REF!=\"repayment\",RepBal,IOBal)","v":{"$error":"#REF!"}}]
[null,{"$f":"IF('Loan Calculator'!#REF!=\"repayment\",\"\",\"When comparing the payments on this mortgage with a repayment mortgage, remember to add any money that you may\nneed to pay into a separate savings plan to build up a lump sum to repay this amount.\")","v":{"$error":"#REF!"}}]
[null,{"$f":"IF('Loan Calculator'!#REF!=\"repayment\",\"\",\"When you have found out what payments you need to make into a savings plan you may find it helpful to add these to your mortgage payments and put the total payment in the column opposite.\")","v":{"$error":"#REF!"}},null,null,null,null,{"$f":"IF('Loan Calculator'!#REF!=\"repayment\",\"\",\"£\")","v":{"$error":"#REF!"}}]
[]
[null,"7. Are you comfortable with the risks?"]
[null,"What if interest rates go up?"]
[null,{"$f":"IF('Loan Calculator'!F17=\"variable\",varrisk1,IF('Loan Calculator'!F29>Workings!B24*12,fixrisk1,fixsamerisk1))","v":{"$error":"#N/A"}}]
[null,{"$f":"IF('Loan Calculator'!F17=\"variable\",Varrisk2,IF('Loan Calculator'!F29>Workings!B24*12,fixrisk2,fixsamerisk2))","v":{"$error":"#N/A"}}]
[null,{"$f":"IF('Loan Calculator'!F17=\"variable\",varrisk3,IF('Loan Calculator'!F29>Workings!B24*12,fixrisk3,fixsamerisk3))","v":{"$error":"#N/A"}}]
[null,{"$f":"IF('Loan Calculator'!F17=\"variable\",varrisk4,IF('Loan Calculator'!F29>Workings!B24*12,fixrisk4,fixsamerisk4))","v":{"$error":"#N/A"}}]
[null,{"$f":"IF('Loan Calculator'!F17=\"variable\",varrisk5,IF('Loan Calculator'!F29>Workings!B24*12,fixrisk5,fixsamerisk5))","v":{"$error":"#N/A"}}]
[null,"What if your income goes down?\nYou will still have to pay your mortgage if your rental income falls or ceases, if you lose your job or if illness prevents you from working. Think about whether you could do this.\n                                                           Make sure you can afford your mortgage if your income falls."]
[]
[null,"8. What fees must you pay?",null,null,null,null,null,"Fee amount"]
[null,"Fees payable to Mercantile Trust Limited"]
[null,"Lender Fee",null,null,null,null,null,{"$f":"'Loan Calculator'!F27","v":0}]
[null,{"$f":"IF('Loan Calculator'!D27=\"added\",lenderadded1,lenderupfront1)","v":"Added to your mortgage and not refundable once your mortgage has started."}]
[null,{"$f":"IF('Loan Calculator'!D27=\"added\",lenderadded2,lenderupfront2)","v":"If you wish you can pay this fee up front."}]
[null,{"$f":"IF('Loan Calculator'!D27=\"added\",lenderadded3,lenderupfront3)","v":"This would reduce the amount you borrow to £.00 and would reduce the payments shown in Section 6. If you want to do this, you should ask for another illustration that shows the effect of this on your monthly payments."}]
[]
[null,"Discharge Fee",null,null,null,null,null,245]
[null,"Payable ony if you repay your mortgage early."]
[null,"Not refundable."]
[]
[null,"Other Fees"]
[null,{"$f":"\"Broker Fee payable to \"&Broker","v":{"$error":"#REF!"}},null,null,null,null,null,{"$f":"'Loan Calculator'!F25","v":0}]
[null,{"$f":"IF('Loan Calculator'!D25=\"added\",brokeradded1,brokerupfront1)","v":"Added to your mortgage and not refundable once your mortgage has started."}]
[null,{"$f":"IF('Loan Calculator'!D25=\"added\",brokeradded2,brokerupfront2)","v":"If you wish you can pay this fee up front."}]
[null,{"$f":"IF('Loan Calculator'!D25=\"added\",brokeradded3,brokerupfront3)","v":"This would reduce the amount you borrow to £.00 and would reduce the payments shown in Section 6. If you want to do this, you should ask for another illustration that shows the effect of this on your monthly payments."}]
[]
[null,"Legal fees will normally be payable to your conveyancer before the mortgage starts. You should ask"]
[null,"your conveyancer for details of these fees."]
[null,"You may have to pay other taxes or costs in addition to any fees shown here."]
[]
[null,"9. Insurance",null,null,null,null,null,"Payments"]
[null,"Insurance you must take out through Mercantile Trust Limited or Commercial Trust\nYou are not required to buy any insurance through Mercantile Trust Limited or Commercial Trust."]
[null,"Insurance you must take out as a condition of this mortgage but that you do not have to take out through Mercantile Trust Limited or Commercial Trust\nBuildings Insurance."]
[]
[null,"10. What happens if you do not want this mortgage any more?"]
[null,"Early Repayment Charges\nYou may repay the mortgage early at any time by giving us 28 days’ notice (the “Notice Period”) and paying off the amount you owe us in full. In addition to the Notice Period, you will pay us a further 30 days’ Interest, meaning that you will pay us a maximum of 58 days’ Interest.\nYou will also pay the Discharge Fee as detailed in Section 8."]
[null,"Cash examples if you repay the mortgage in full"]
[null,"Basis of charge\n58 days' interest on the outstanding balance plus a discharge fee of £245."]
[null,"Date of repayment",{"$f":"EDATE('Loan Calculator'!L7,2)","v":"2025-12-27"},"Maximum Charge for period",null,{"$f":"('Loan Calculator'!K19*('Loan Calculator'!K23/365)*58)+H68","v":{"$error":"#VALUE!"}}]
[null,{"$f":"\"The maximum you could pay is £\"&TEXT(ROUND(F90,2),\"#,###.00\")&\".\nThese are cash examples. For further information refer to the offer document from lender.\"","v":{"$error":"#VALUE!"}}]
[null,"What happens if you sell the property this mortgage is secured against?\nThis mortgage is not portable. If you sell the property this mortgage is secured against you will need to repay this mortgage. Early repayment charges, as described above, will apply."]
[]
[null,"11. What happens if you want to make overpayments?"]
[null,"A capital reduction over £100 can be made at any time without incurring an early repayment charge. Please refer to the early repayment section for details.\nFollowing receipt of an overpayment or lump sum repayment, we will immediately reduce the mortgage balance on which interest is charged and recalculate the amount that you owe. This means that you will get the benefit straight away.\n"]
[]
[null,"12. Additional features"]
[null,"There are no additional features."]
[]
[null,"13. Using a mortgage intermediary"]
[null,{"$f":"\"Mercantile Trust Limited will pay Commercial Trust £\"&TEXT('Loan Calculator'!K37,\"#,###.00\")&\" in cash and/or benefits if you take out this mortgage.\"","v":"Mercantile Trust Limited will pay Commercial Trust £.00 in cash and/or benefits if you take out this mortgage."}]
[]
[null,"Contact Details"]
[null,"If you wish to discuss this mortgage illustration please contact:"]
[null,"Contact:","Administrator"]
[null,"Company:",{"$f":"Broker","v":{"$error":"#REF!"}}]
[null,"Address:",{"$f":"Brokeraddress","v":{"$error":"#REF!"}}]
[]
[null,"The property this mortgage is secured on may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it"]
[]
[null,"Full details of the mortgage will be shown in the lender's offer documentation."]

{"sheet":"Heads of Terms","index":4,"n_rows":89,"n_cols":3,"rows_kept":89,"cut":false,"hidden":false,"merged":[[78,1,78,2],[84,1,84,2],[88,1,88,2],[85,1,85,2],[86,1,86,2],[87,1,87,2],[79,1,79,2],[80,1,80,2],[81,1,81,2],[82,1,82,2],[83,1,83,2],[77,1,77,2],[68,1,68,2],[69,1,69,2],[70,1,70,2],[71,1,71,2],[72,1,72,2],[73,1,73,2],[74,1,74,2],[54,1,54,2],[55,1,55,2],[56,1,56,2],[75,1,75,2],[76,1,76,2],[60,1,60,2],[61,1,61,2],[62,1,62,2],[63,1,63,2],[64,1,64,2],[65,1,65,2],[66,1,66,2],[67,1,67,2],[57,1,57,2],[58,1,58,2],[59,1,59,2],[52,1,52,2],[53,1,53,2],[33,1,33,2],[7,1,7,2],[9,1,9,2],[50,1,50,2],[12,1,12,2],[13,1,14,1],[13,2,14,2],[16,1,17,1],[16,2,17,2],[19,1,19,2],[32,1,32,2]]}
[]
[]
[null,{"$f":"\"Date: \"&IF('Loan Calculator'!L7=\"\",\"\",DAY('Loan Calculator'!L7)&\"/\"&MONTH('Loan Calculator'!L7)&\"/\"&YEAR('Loan Calculator'!L7))","v":"Date: 27/10/2025"}]
[null,"Our Ref:  "]
[]
[null,"Introducer Name:"]
[]
[null,"Heads of Terms"]
[]
[null,"Thank you for your enquiry.  We are pleased to confirm that based on the information provided to us, the application is acceptable in principle and this outlines the facility that we may be able to provide together with some of the terms and conditions that will apply."]
[]
[null,"Applicant Name:  ",{"$f":"IF('Loan Calculator'!D7=\"\",\"\",'Loan Calculator'!D7)","v":""}]
[null,"If the application is being made by a Limited Company, please note that all directors/shareholders in the business will need to provide a personal guarantee. Also a debenture over the property."]
[null,"Security Address:",{"$f":"IF('Loan Calculator'!D8=\"\",\"Not Stated\",'Loan Calculator'!D8)","v":"Not Stated"}]
[]
[null,"Advised Estimated Valuation of:",{"$f":"'Loan Calculator'!F35","v":0}]
[null,"Other Security Address: "]
[]
[null,"Advised Estimated Valuation of:","£"]
[]
[null,"Product:",{"$f":"'Loan Calculator'!D13&\" - \"&'Loan Calculator'!D15&\" - \"&'Loan Calculator'!D17&\" - \"&'Loan Calculator'!D21","v":" -  -  - "}]
[null,"Loan Purpose: ",{"$f":"IF('Loan Calculator'!L8=\"\",\"Not Stated\",'Loan Calculator'!L8)","v":"Not Stated"}]
[null,"Loan Term:",{"$f":"'Loan Calculator'!F29 & \" months \"","v":"0 months "}]
[null,"Annual Interest Rate:",{"$f":"IFERROR('Loan Calculator'!K23*100& \"%\",\"\")","v":""}]
[null,"Net Loan:",{"$f":"'Loan Calculator'!F23","v":0}]
[null,{"$f":"\"Lender Fee - \"&IF('Loan Calculator'!D27=\"added\",\" added to the loan:\",\" payable up front:\")&IF('Loan Calculator'!F31>0,\" (inc.Title Insurance)\",\"\")","v":"Lender Fee -  added to the loan:"},{"$f":"\"£\"&TEXT('Loan Calculator'!K15,IF('Loan Calculator'!K15<1000,\"0.00\",\"0,000.00\"))&IF('Loan Calculator'!F31>0,\" (inc. £\"&TEXT('Loan Calculator'!F31,\"0.00\")&\" Title Insurance)\",\"\")","v":"£0.00"}]
[null,{"$f":"\"Broker Fee - \"&IF('Loan Calculator'!D25=\"added\",\" added to the loan:\",\" payable up front:\")","v":"Broker Fee -  added to the loan:"},{"$f":"'Loan Calculator'!F25","v":0}]
[null,"Gross Loan: ",{"$f":"'Loan Calculator'!K19","v":0}]
[null,"Where detailed below, fees are included in the gross loan amount an will be deducted from the advance on completion"]
[null,"Repayment Method:  ",{"$f":"IF('Loan Calculator'!D19=\"\",\"\",'Loan Calculator'!D19)","v":""}]
[null,"Monthly Repayment:",{"$f":"'Loan Calculator'!K25","v":""}]
[null,null,"(Payable by Direct Debit)"]
[null,{"$f":"IFERROR(IF('Loan Calculator'!F17=\"Variable\",\"\",\"At the end of your fixed rate period the interest rate will become variable. Based on the current variable rate the interest rate will be \"&Workings!B30*100&\"% and the monthly payment will be £\"&TEXT('Loan Calculator'!K27,\"#,##0.00\")),\"\")","v":""}]
[]
[null,"Early Repayment Charge: ",{"$f":"IFERROR(VLOOKUP('Loan Calculator'!D17,Workings!G4:L9,6,FALSE),\"\")","v":""}]
[null,"Discharge Fee: ",245]
[]
[null,"Fees (if added to the loan these will be deducted from the gross loan amount on completion):"]
[]
[null,"Broker Fee:",{"$f":"'Loan Calculator'!F25","v":0}]
[null,{"$f":"IF('Loan Calculator'!D25=\"added\",\"You have asked for this fee to be added to your loan, it will therefore be interest bearing. This will be deducted from the gross loan on completion and paid to your Broker.\", \"You have chosen to pay your Broker this fee up front.\")","v":"You have asked for this fee to be added to your loan, it will therefore be interest bearing. This will be deducted from the gross loan on completion and paid to your Broker."}]
[null,"Lender Fee:",{"$f":"'Loan Calculator'!F27","v":0}]
[null,{"$f":"IF('Loan Calculator'!D27=\"added\",\"You have asked for this fee to be added to your loan, it will therefore be interest bearing. This will be deducted from the gross loan on completion.\", \"You have chosen to pay this fee up front. This must be paid to us before the loan completes.\")","v":"You have asked for this fee to be added to your loan, it will therefore be interest bearing. This will be deducted from the gross loan on completion."}]
[null,"Valuation Fee, only payable if does not pass AVM: (not included in gross loan)",{"$f":"'Loan Calculator'!P41","v":"Add Val"}]
[null,"Including VAT.  Paid directly to the valuer. Based on the estimated property value"]
[null,"Legal Fee:",{"$f":"'Loan Calculator'!P39","v":0}]
[null,{"$f":"IF('Loan Calculator'!F13=\"1st charge\",\"Including VAT.  This fee is for 1st charges Only. Prior to commencement of legal due diligence, the borrowers solicitor\"&\" will be required to provide our solicitor with an undertaking to pay its accrued legal fees in full, whether or not the loan completes. This fee may change once solicitors are instructed and work has begun.\",\"\")","v":""}]
[null,"Commission:",{"$f":"'Loan Calculator'!K37","v":0}]
[null,"This is the amount we will pay to your broker upon completion. This does not form part of the loan agreement"]
[]
[null,"These Heads of Terms are valid for 14 days from the date of issue"]
[]
[null,"Please note that interest on your loan will be charged on a daily rate based on the actual number of days in any month.  As the number of days in a month differ from month to month, we have assumed that there are 30.4 days (365 days/12) in each month for the purpose of this illustration.  This means the actual interest charged (and therefore your final repayment instalment) may be higher than illustrated. "]
[null,"This is not a formal loan offer.  These figures are based on un-verified information that has been provided to us.  Mercantile Trust Ltd will only be able to provide the applicant with a formal loan offer when we are in receipt of and satisfied with the following requirements:"]
[]
[null,"·         Fully completed and signed application pack."]
[null,"·         Proof of 6 months' mortgage or rent history (if not on the credit search)."]
[null,"·         Last month's, up to date, bank statement from all accounts."]
[null,"·         NIVO ID verification."]
[null,"·         Certified proof of address for last 3 years – Up to date council tax bill. Bank or building society statement, utility bill, dated within the last 2 months. (if not on the electoral roll on                    .       the credit search)."]
[null,"·         Valuation required - Full / Drive by / AVM (depending on criteria)"]
[null,"·         If the property is currently rented;"]
[null,"o  A copy of the most recent Energy Performance Certificate rated E or above."]
[null,"o    Copy of current tenancy agreement(s)."]
[null,"·      Copy of building insurance schedule with Mercantile Trust Ltd’s interest noted for 1st charges– Reinstatement value required. "]
[null,"All documentation to be emailed to referrals@mercantiletrust.co.uk"]
[]
[null,"Please note the following will be conducted by Mercantile Trust Ltd:"]
[]
[null,"·         Pre-Completion call to be completed with all applicants "]
[null,"·         Equifax credit search to be conducted on all properties"]
[]
[null,"Valuation: where the applicant is ready to proceed the valuation can be instructed via:"]
[]
[null,"Pure Panel Management: 0191 214 2459 - residential properties only"]
[null,"VAS Panel Management:  01642 262 217 - refurbishment, residential & commercial properties"]
[]
[null,"Solicitors: Mercantile Trust Ltd will instruct solicitors when our underwriting criteria has been satisfied."]
[]
[null,"Mercantile Trust Ltd is unable to lend where this mortgage would become a regulated mortgage contract under current FCA rules.  "]
[]
[null,"Property Type: Mercantile Trust Ltd will consider loans on all types of residential properties although certain properties may have LTV restrictions imposed. Please refer to our current matrix. The property types outlined below are ineligible for our product range."]
[null,"·         A property that is non-traditional and not suitable to the area "]
[null,"·         Grade I or II* (star) listed properties."]
[null,"·         Shared ownership/Housing Association properties"]
[null,"·         Properties valued at less than £75,000"]
[null,"·        Maximum LTVs apply for the following:   Freehold Flats max LTV 65%, Ex Local Authority flats/maisonettes under £150k max LTV 65%, \n       Properties over £1.5m max LTV 65%, Properties over £1m max LTV 70%."]
[null,"·         Properties where potential environmental damage exists"]
[null,"·         Leasehold properties with less than 50 years remaining "]

{"sheet":"Aff. Calculator","index":5,"n_rows":147,"n_cols":34,"rows_kept":147,"cut":false,"hidden":false,"merged":[[47,14,47,15],[57,23,57,24],[36,19,37,23],[36,24,37,25],[31,9,33,17],[34,9,34,17],[46,23,46,24],[47,23,47,24],[48,23,48,24],[46,9,46,12],[47,9,47,12],[43,9,43,12],[44,9,44,12],[44,13,44,15],[45,23,45,24],[2,1,2,11],[2,12,2,21],[24,28,32,34],[6,27,6,33],[8,27,8,33],[10,27,10,29],[18,24,18,25],[14,19,14,25],[14,28,14,34],[18,33,18,34],[20,24,20,25],[16,24,16,25],[16,33,16,34],[36,1,36,7],[24,10,26,16],[28,10,28,13],[6,1,9,20],[10,1,11,17],[14,1,14,7],[14,10,14,16],[22,14,22,15],[16,10,18,16],[37,1,39,7],[20,33,20,34],[22,33,22,34],[34,33,34,34],[34,28,34,31],[38,28,38,31],[38,33,38,34],[36,33,36,34],[36,28,36,31],[34,24,34,25],[32,24,32,25],[28,14,28,15],[22,19,28,25],[30,24,30,25],[16,1,20,7],[20,14,20,15]]}
[]
[null,"MERCANTILE TRUST BTL AFFORDABILITY MODEL"]
[null,{"$f":"'Loan Calculator'!C5","v":"Effective from October 2025"}]
[]
[null,"Step 1 - Instructions",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Step 2 - Applicant Details"]
[]
[null,"To allow accurate an Affordability Decision to be made, it is essential that ALL cells highlighted in light blue are completed in FULL, across Steps 2 to 5. Once these cells have all been accurately completed, a decision will be returned in the 'Affordability Decision' box. To proceed with the application there must be an outcome of Pass.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Applicant 1 Name"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Applicant 2 Name"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Postcode"]
[]
[]
[]
[null,"Step 3 - Household Size",null,null,null,null,null,null,null,null,"Step 4 - Monthly Income",null,null,null,null,null,null,null,null,"Step 5 - Expenditure",null,null,null,null,null,null,null,null,"AFFORDABILITY DECISION"]
[]
[null,"In this section please enter the relevant number of Adults/Dependants living in the property. Any Dependants aged over 18 should be classed as an adults.",null,null,null,null,null,null,null,null,"Please enter the Applicant(s) GUARANTEED income on a 'NET' monthly basis.",null,null,null,null,null,null,null,null,null,null,null,"Residential Mortgage(s) Bal","£",100000,null,null,null,null,null,null,{"$f":"IF(Workings!B25=1,\"Resi and new pmt\",\"\")","v":""},"£",{"$f":"IFERROR(IF(Workings!B25=1,'Loan Calculator'!K29+'Loan Calculator'!F53,0),\"\")","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Residential Mortgage(s)/Rent Pymt","£",null,null,null,null,null,null,null,"Total Outgoings","£",{"$f":"IFERROR(IF(Workings!B25=1,AH17+Y37,Y19+Y21+Y37),\"\")","v":""}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Applicant 1 - £",null,null,null,null,null,null,null,null,"BTL Loan shortfall","£",{"$f":"IFERROR(IF(D47>=0,\"0.00\",D48),\"\")","v":""},null,null,null,null,null,null,"Total Net Income","£",{"$f":"O21+O23","v":0}]
[]
[null,null,null,null,null,"Number of Adults   ",1,null,null,null,null,null,null,"Applicant 2 - £",null,null,null,null,null,"In the section below please provide details on the monthly outgoings that will not be cleared with the proceeds of this loan. Please note that no further details are required on expenditures other than those listed below.",null,null,null,null,null,null,null,null,null,null,null,"Outcome",null,{"$f":"X58","v":"TBC"}]
[]
[null,null,null,null,null,"Number of Dependants   ",0,null,null,null,"Please enter the gross annual income for the entire household",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(W58=99,H126,IF(W58=0,H123,IF(W58=1,H125,IF(W58=2,H124))))","v":"Applicants Household income (gross and net) must be entered for affordability decision to be made."}]
[]
[null,null,null,null,null,{"$f":"IF(OR(H92=0,H92=99),\" \",IF(OR(H92=1,H92=2,H92=3,H92=4,H92=5),\"Age in years of Dependant 1   \",\" \"))","v":" "}]
[]
[null,null,null,null,null,{"$f":"IF(OR(H92=0,H92=99),\" \",IF(OR(H92=2,H92=3,H92=4,H92=5),\"Age in years of Dependant 2   \",\" \"))","v":" "},null,null,null,null,"GROSS ANNUAL Income - £"]
[]
[null,null,null,null,null,{"$f":"IF(OR(H92=0,H92=99),\" \",IF(OR(H92=3,H92=4,H92=5),\"Age in years of Dependant 3   \",\" \"))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credit Cards","£"]
[null,null,null,null,null,null,null,null,null,"Our mandated underwriters can be reached on: 0800 032 5282"]
[null,null,null,null,null,{"$f":"IF(OR(H92=0,H92=99),\" \",IF(OR(H92=4,H92=5),\"Age in years of Dependant 4   \",\" \"))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Unsecured Credit","£"]
[]
[null,null,null,null,null,{"$f":"IF(OR(H92=0,H92=99),\" \",IF(OR(H92=5),\"Age in years of Dependant 5   \",\" \"))","v":" "},null,null,null,"referrals@mercantiletrust.co.uk",null,null,null,null,null,null,null,null,null,null,null,null,"School Fees / Childcare / Other","£",null,null,null,null,"ONS Cost",null,null,null,"£",{"$f":"W56","v":843.03000000000009}]
[]
[null,{"$f":"IF(OR(H83=\"TBC\",H83=99,H92=\"TBC\",H92=99),F65,IF(H73>H74,F65,IF(H74>H73,F68,\" \")))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TOTAL CREDIT COMMITMENTS NOT  .\nBEING CLEARED WITH THIS LOAN £",null,null,null,null,{"$f":"SUM(Y31:Z36)","v":0},null,null,null,"Surplus",null,null,null,"£",{"$f":"N45-SUM(Y19,O48,Y21,Y37,AH35,AH17)","v":-926.36333333333346}]
[null,{"$f":"IF(J94=\"N\",H65,IF(J95=\"N\",H66,IF(H73>H74,H68,IF(H74>H73,H69,\" \"))))","v":" "}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Mortgage Buffer",null,null,null,null,{"$f":"O48","v":83.333333333333329}]
[]
[]
[]
[]
[null,null,null,"Rental",null,null,null,null,null,"Total Net Outputs",null,null,null,null,null,null,null,null,null,null,"ONS Calculation"]
[null,null,"PMT * DSCR",{"$f":"IF(Workings!B25=1,0,'Loan Calculator'!P23*DSCR)","v":{"$error":"#VALUE!"}},null,null,null,null,null,"Net Income ",null,null,null,{"$f":"O21+O23","v":0},null,null,null,null,null,null,null,null,"No","Factor",null,"Score"]
[null,null,"actual rent",{"$f":"SUM('Loan Calculator'!F41+'Loan Calculator'!F43)","v":0},"inc surplus",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1st Adult",null,1,{"$f":"'ONS Figures'!B4","v":1},null,{"$f":"W46*X46","v":1}]
[null,null,"surplus",{"$f":"SUM(D46-D45)","v":{"$error":"#VALUE!"}},null,null,null,null,null,"Mortgage Buffer",null,null,null,null,null,null,null,null,null,null,"Other Adult",null,{"$f":"G23-W46","v":0},{"$f":"'ONS Figures'!B5","v":0.7},null,{"$f":"W47*X47","v":0}]
[null,null,"negative surplus",{"$f":"SUM(D47-D47)-D47","v":{"$error":"#VALUE!"}},null,null,null,null,null,0.01,null,null,null,null,{"$f":"IF(Workings!B25=1,'Loan Calculator'!F51*Stress/12,Y17*Stress/12)","v":83.333333333333329},null,null,null,null,null,"Older",null,{"$f":"COUNTIF(G27:G36,\">16\")","v":0},{"$f":"'ONS Figures'!B6","v":0.67},null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Younger",null,{"$f":"G25-W48","v":0},{"$f":"'ONS Figures'!B7","v":0.33},null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total",null,null,null,null,{"$f":"SUM(Z46:Z49)","v":1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Buffer ",null,null,null,null,{"$f":"'ONS Figures'!B8","v":150}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Quintile",null,{"$f":"VLOOKUP(Gross,'ONS Figures'!L4:N8,3,TRUE)","v":1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Model",null,{"$f":"IF(G25>0,\"A56\",IF(G23=1,\"A26\",\"A29\"))","v":"A26"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lookup code",null,{"$f":"\"Q\"&W52&W53","v":"Q1A26"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1st adult",null,{"$f":"HLOOKUP(W54,'ONS Figures'!C12:U33,22,FALSE)","v":693.03000000000009}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family",null,{"$f":"(W55*Z50)+Z51","v":843.03000000000009}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Outcome",null,{"$f":"IF(I134>0,99,IF(AH37>0,1,0))","v":99},{"$f":"IF(Gross=\"\",\"TBC\",IF(I134>0,\"TBC\",IF(W58=99,\"TBC\",IF(W58=0,\"FAIL\",IF(W58=1,\"PASS\",IF(W58=2,\"FAIL\"))))))","v":"TBC"}]
[]
[]
[]
[]
[]
[null,null,"Screen Validation"]
[null,null,null,null,null,"Please Complete:",null,"Please enter the Number of Household Adults.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"To print please select the 'print' icon:"]
[null,null,null,null,null,null,null,"Please enter the Number of Household Dependants."]
[null,null,null,null,null,null,null,"Please enter the Number of Household Adults & Dependants."]
[null,null,null,null,null,"Warning!!!",null,"Please enter the Ages of the Dependants."]
[null,null,null,null,null,null,null,"Too many Ages entered for the number of dependants selected."]
[]
[]
[]
[null,null,null,null,null,"Deps Total",null,{"$f":"G25","v":0}]
[null,null,null,null,null,"Ages Entered Count",null,{"$f":"COUNT(G27,G29,G31,G33,G35)","v":0}]
[]
[]
[null,null,null,null,null,"Number of adults",null,"TBC"]
[null,null,null,null,null,null,null,1]
[null,null,null,null,null,null,null,2]
[null,null,null,null,null,null,null,3]
[null,null,null,null,null,null,null,4]
[null,null,null,null,null,null,null,5]
[null,null,null,null,null,null,"Score",{"$f":"IF(G23=\"\",99,IF(G23=\"TBC\",99,IF(G23=1,1,IF(G23=2,2,IF(G23=3,3,IF(G23=4,4,IF(G23=5,5)))))))","v":1}]
[]
[null,null,null,null,null,"Number of dependants",null,"TBC"]
[null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,1]
[null,null,null,null,null,null,null,2]
[null,null,null,null,null,null,null,3]
[null,null,null,null,null,null,null,4]
[null,null,null,null,null,null,null,5]
[null,null,null,null,null,null,"Score",{"$f":"IF(G25=\"\",99,IF(G25=\"TBC\",99,IF(G25=0,0,IF(G25=1,1,IF(G25=2,2,IF(G25=3,3,IF(G25=4,4,IF(G25=5,5))))))))","v":0}]
[]
[null,null,null,null,null,null,null,"Adults field completed?",null,{"$f":"IF(OR(H83=\"\",H83=\"TBC\",H83=99),\"N\",\"Y\")","v":"Y"}]
[null,null,null,null,null,null,null,"Dependants field completed?",null,{"$f":"IF(OR(H92=\"\",H92=\"TBC\",H92=99),\"N\",\"Y\")","v":"Y"}]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,"Pass Msg","This application has passed the DTI decision, as it is below the maximum threshold of 55%."]
[null,null,null,null,null,"Fail Msg","This application has failed the DTI decision, as it is above the maximum threshold of 55%. "]
[null,null,null,null,null,"TBC Msg",{"$f":"IF(I106=0,K106,IF(I107=0,K107,IF(I108=0,K108,\" \")))","v":"Applicants Household income (gross and net) must be entered for affordability decision to be made."}]
[null,null,null,null,null,"Fields Completed"]
[null,null,null,null,null,"Income",null,null,{"$f":"IF(J153>0,1,0)","v":0},null,"Applicants Household income (gross and net) must be entered for affordability decision to be made."]
[null,null,null,null,null,"Mortgage",null,null,{"$f":"IF(Y19>0,1,0)","v":0},null,"Applicants Mortgage Payment must be entered for affordability decision to be made."]
[null,null,null,null,null,"Loan",null,null,{"$f":"IF(Y21>0,1,0)","v":1},null,"Applicants Proposed CTL Loan Payment must be entered for affordability decision to be made."]
[null,null,null,null,null,"Unsecured",null,null,{"$f":"IF(Y37>0,1,0)","v":0}]
[null,null,null,null,null,null,null,"Total",{"$f":"COUNTIF(I106:I108,1)","v":1}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,"Display",null,"This application has failed the affordability decision, as the available income is not sufficient to cover the outgoings detailed, and based upon national averages, still leave sufficient money to cover all other expenditures in a sustainable manner for the life of the loan. "]
[null,null,null,null,null,null,null,"This application has failed the affordability decision, as the available income is not sufficient to cover the outgoings detailed, and based upon national averages, still leave sufficient money to cover all other expenditures in a sustainable manner for the life of the loan. "]
[null,null,null,null,null,null,null,"This application has passed the affordability decision, and no further documentation is required to support the affordability on this application."]
[null,null,null,null,null,null,null,{"$f":"IF(I130=\"N\",K130,IF(I131=\"N\",K131,IF(I132=\"N\",K132,IF(I133=\"N\",K133,\" \"))))","v":"Applicants Household income (gross and net) must be entered for affordability decision to be made."}]
[]
[null,null,null,null,null,null,"Fields Completed"]
[]
[null,null,null,null,null,null,"Household Size",null,{"$f":"IF(B38=\" \",\"Y\",\"N\")","v":"Y"},null,"Applicants Household size must be entered for a successful affordability decision to be made."]
[null,null,null,null,null,null,"Income",null,{"$f":"IF(AND(N45>0,Gross>0),\"Y\",\"N\")","v":"N"},null,"Applicants Household income (gross and net) must be entered for affordability decision to be made."]
[null,null,null,null,null,null,"Mortgage",null,{"$f":"IF(Workings!B25=1,\"Y\",\n  IF(Y19<>\"\",\"Y\",\n  \"N\"))","v":"N"},null,"Applicants Mortgage Payment must be entered for a successful affordability decision to be made."]
[null,null,null,null,null,null,"Loan",null,{"$f":"IF(Y21>0,\"Y\",\"N\")","v":"Y"},null,"Applicants Proposed MT Rental shortfall amount must be entered for a successful affordability decision to be made."]
[null,null,null,null,null,null,null,"Total",{"$f":"COUNTIF(I130:I133,\"N\")","v":2}]
[]
[]
[]
[]
[]
[null,null,null,null,null,"Commitment Types"]
[null,null,null,null,null,"Please Select…"]
[null,null,null,null,null,"School Fees"]
[null,null,null,null,null,"Medical Expenses"]
[null,null,null,null,null,"Credit Card"]
[null,null,null,null,null,"Loan"]
[null,null,null,null,null,"Hire Purchase"]
[null,null,null,null,null,"Other"]

{"sheet":"Summary Matrix","index":6,"n_rows":12,"n_cols":11,"rows_kept":12,"cut":false,"hidden":false,"merged":[[1,4,1,8]]}
[]
[null,null,null,null,"Rate Fix"]
[null,"Plan Matrix",null,null,"Var","2yr","3yr","5yr","5yr No ERC","Min Loan","Max Loan"]
[null,"First Charge 0 SP",null,null,0.11899999999999999,0.109,0.108,0.1069,0.1119,10000,500000]
[null,"First Charge 1 SP",null,null,0.1215,0.1115,0.1105,0.1094,0.1144,10000,500000]
[null,"First Charge 2 SP",null,null,0.124,0.114,0.113,0.1119,0.1169,10000,250000]
[null,"Second Charge 0 SP",null,null,0.1205,0.1105,0.1095,0.1084,0.1134,10000,300000]
[null,"Second Charge 1 SP",null,null,0.123,0.113,0.112,0.1109,0.1159,10000,300000]
[null,"Second Charge 2 SP",null,null,0.1255,0.11550000000000001,0.1145,0.1134,0.11840000000000001,10000,100000]
[]
[null,"For full details please see our Broker Portal"]
[null,"https://www.mercantiletrust.co.uk/intermediary-portal/Account/Login"]

{"sheet":"ONS Figures","index":7,"n_rows":33,"n_cols":21,"rows_kept":33,"cut":false,"hidden":true,"merged":[]}
["Updated 04.2025"]
[]
["Multiple","Factor",null,"Quintile",1,2,3,4,5,null,null,"from (y)","From (m)"]
["1st adult",1,null,"a26",1,1,1,1,1,null,1,0,null,1]
["Ad adult",0.7,null,"a29",1.7,1.7,1.7,1.7,1.7,null,2,19760,{"$f":"L5/12","v":1646.6666666666667},2]
["Older ch 17-18",0.67,null,"a56",1.8090702947845807,2.1695473251028807,2.3509539842873179,2.4627822944896116,2.5488372093023255,null,3,32604,{"$f":"L6/12","v":2717},3]
["young ch 0-16",0.33,null,null,null,null,null,null,null,null,4,48516,4043,4]
["Buffer",150,null,null,null,null,null,null,null,null,5,73008,6084,5]
[]
["Monthly 1st adult",null,"Pasted Values"]
[null,null,"Q1",null,null,null,"Q2",null,null,null,"Q3",null,null,null,"Q4",null,null,null,"Q5"]
[null,null,"Q1A26","Q1A29","Q1A56",null,"Q2A26","Q2A29","Q2A56",null,"Q3A26","Q3A29","Q3A56",null,"Q4A26","Q4A29","Q4A56",null,"Q5A26","Q5A29","Q5A56"]
[null,null,"A26","A29","A56",null,"A26","A29","A56",null,"A26","A29","A56",null,"A26","A29","A56",null,"A26","A29","A56"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Total first adult cost (CT AA)",null,693.03000000000009,700.51,552.52,null,908.4,794.5,629.11,null,1081.75,847.95999999999992,672.13,null,1315.5100000000002,975.25999999999976,755.64999999999986,null,1582.28,1228.77,934.80000000000007]

{"sheet":"KFI Variables","index":8,"n_rows":22,"n_cols":8,"rows_kept":22,"cut":false,"hidden":true,"merged":[]}
[]
[null,"Variable","Fixed","Fixed whole term","I Only","Repayment","Fees added","Fees up front"]
["Fees Added 1",null,null,null,null,null,"As requested, fees have been added to the mortgage and are included in this amount. These are shown in Section 8. You may pay these fees up front if you choose, this will reduce your monthly payment. For details of any insurance charges, see Section 9.","No fees have been added to this amount but the fees you need to pay are shown in Section 8. For details of any insurance charges, see Section 9."]
["Rate Type 2",{"$f":"\"A variable rate, currently \"&'Loan Calculator'!K23*100&\"%, for the term of the mortgage.\"","v":{"$error":"#VALUE!"}},{"$f":"\"A fixed rate of \"&'Loan Calculator'!K23*100&\"% for \"&Workings!B24&\" years from the date the mortgage commences.\"","v":{"$error":"#VALUE!"}},{"$f":"\"A fixed rate of \" &'Loan Calculator'!K23*100&\"% for the term of the mortgage.\"","v":{"$error":"#VALUE!"}}]
["Rate type 1","The Lender may change this rate at any time by giving you at least 30 days' notice. The interest rate on this mortgage does not “track” any other rate, such as the Bank of England Base Rate.",{"$f":"\"Following the end of the fixed rate period a rate of \"&'Loan Calculator'!K23*100&\"% will be charged. The Lender may change this rate at any time after the expiry of the fixed rate by giving you at least 30 days' notice. The interest rate on this mortgage does not “track” any other rate, such as the Bank of England Base Rate.\"","v":{"$error":"#VALUE!"}}," "]
["Rate payments",{"$f":"'Loan Calculator'!F29&\" payments at a variable rate, currently \"&'Loan Calculator'!K23*100&\"%\"","v":{"$error":"#VALUE!"}},{"$f":"MIN(Workings!B24*12,'Loan Calculator'!F29)&\" payments at a fixed rate of \"&'Loan Calculator'!K23*100&\"%\"","v":{"$error":"#N/A"}}]
["TAP 1",null,null,null,"The overall cost takes into account the payments in Sections 6 and 8 below. However, it excludes any payments that you\nmay need to make into a separate savings plan, to build up a lump sum to repay the amount borrowed, but assumes that you pay off the amount borrowed as a lump sum at the end of the mortgage.","The overall cost takes into account the payments in Sections 6 and 8 below. With a repayment mortgage you gradually pay off the amount you have borrowed, as well as the interest, over the life of the mortgage."]
["TAP2",{"$f":"\"The figures in this section will vary following interest rate changes and if you do not keep this mortgage for \"&'Loan Calculator'!F29&\" months.\"","v":"The figures in this section will vary following interest rate changes and if you do not keep this mortgage for 0 months."},{"$f":"\"The figures in this section will vary following interest rate changes and if you do not keep this mortgage for \"&'Loan Calculator'!F29&\" months.\"","v":"The figures in this section will vary following interest rate changes and if you do not keep this mortgage for 0 months."},{"$f":"\"The figures in this section will vary if you do not keep this mortgage for \"&'Loan Calculator'!F29&\" months.\"","v":"The figures in this section will vary if you do not keep this mortgage for 0 months."}]
["Rate Type 3",{"$f":"\"Because your mortgage is a variable interest rate mortgage the actual APRC could be different from this APRC if the interest rate for your mortgage changes. For example, if the interest rate rose to \"&('Loan Calculator'!K23+Stress)*100&\"%, the APRC could increase to \"&TEXT(Workings!E132*100,\"##.0\")&\"%.\"","v":{"$error":"#VALUE!"}},{"$f":"\"Because your rate is not fixed for the whole term of the mortgage the actual APRC could be different from this APRC if the interest rate for your mortgage changes. For example, if the interest rate rose to \"&('Loan Calculator'!K23+Stress)*100&\"%, the APRC could increase to \"&TEXT(Workings!E132*100,\"##.0\")&\"%.\"","v":{"$error":"#VALUE!"}}," "]
["Bal1",null,null,null,{"$f":"\"You will still owe £\"&TEXT('Loan Calculator'!K19,\"#,###.00\")&\" at the end of the mortgage term. You will need to make separate arrangements to repay this.\"","v":"You will still owe £.00 at the end of the mortgage term. You will need to make separate arrangements to repay this."}," "]
["Risk 1","The mortgage rate and monthly payments can vary.",{"$f":"\"Your initial mortgage rate is fixed for \"&Workings!B24&\" years from the start of the mortgage. The mortgage rate and monthly payments can vary after this fixed rate period ends.\"","v":{"$error":"#N/A"}},"Your monthly payments will not vary as the interest rate is fixed throughout the term of the mortgage."]
["Risk 2","The monthly payments shown in this illustration could be considerably different if interest rates change.","The monthly payments shown in this illustration could be considerably different if interest rates change."," "]
["Risk 3",{"$f":"\"For example, for one percentage point increase in the rate, your monthly payment will increase by around £\"&TEXT(ROUND(Workings!B27-'Loan Calculator'!K25,0),\"#,###\")&\".\"","v":{"$error":"#VALUE!"}},{"$f":"\"For example, for one percentage point increase in the rate, your monthly payment will increase by around £\"&ROUND(Workings!B27-'Loan Calculator'!K25,0)&\".\"","v":{"$error":"#VALUE!"}}," "]
["Risk 4","Rates may increase by much more than this so make sure you can afford the monthly payment.","Rates may increase by much more than this so make sure you can afford the monthly payment."," "]
["Risk 5",{"$f":"\"The interest rate on this loan can change. This means the amount of your instalments could increase or decrease. For example, if the interest rate rose to \"&('Loan Calculator'!K23+Stress)*100&\"%, your payments could increase to £\"&TEXT(ROUND(Workings!B27,2),\"#,###.00\")&\".\"","v":{"$error":"#VALUE!"}},{"$f":"\"The interest rate on this loan can change. This means the amount of your instalments could increase or decrease. For example, if the interest rate rose to \"&('Loan Calculator'!K23+Stress)*100&\"%, your payments could increase to £\"&TEXT(ROUND(Workings!B27,2),\"#,###.00\")&\".\"","v":{"$error":"#VALUE!"}}," "]
["Broker fee 1",null,null,null,null,null,"Added to your mortgage and not refundable once your mortgage has started.","Payable before the mortgage starts and not refundable once your mortgage has started."]
["Broker fee 2",null,null,null,null,null,"If you wish you can pay this fee up front.","If you wish you may be able to add this fee to the mortgage."]
["Broker fee 3",null,null,null,null,null,{"$f":"\"This would reduce the amount you borrow to £\"&TEXT('Loan Calculator'!K19-'Loan Calculator'!F25,\"#,###.00\")&\" and would reduce the payments shown in Section 6. If you want to do this, you should ask for another illustration that shows the effect of this on your monthly payments.\"","v":"This would reduce the amount you borrow to £.00 and would reduce the payments shown in Section 6. If you want to do this, you should ask for another illustration that shows the effect of this on your monthly payments."},{"$f":"\"This would increase the amount you borrow to £\"&TEXT('Loan Calculator'!K19+'Loan Calculator'!F25,\"#,###.00\")&\" and would increase the payments shown in Section 6. If you want to do this, you should ask for another illustration that shows the effect of this on your monthly payments.\"","v":"This would increase the amount you borrow to £.00 and would increase the payments shown in Section 6. If you want to do this, you should ask for another illustration that shows the effect of this on your monthly payments."}]
["Lender fee 1",null,null,null,null,null,"Added to your mortgage and not refundable once your mortgage has started.","Payable before the mortgage starts and not refundable once your mortgage has started."]
["Lender fee 2",null,null,null,null,null,"If you wish you can pay this fee up front.","If you wish you may be able to add this fee to the mortgage."]
["Lender fee 3",null,null,null,null,null,{"$f":"\"This would reduce the amount you borrow to £\"&TEXT('Loan Calculator'!K19-'Loan Calculator'!F27,\"#,###.00\")&\" and would reduce the payments shown in Section 6. If you want to do this, you should ask for another illustration that shows the effect of this on your monthly payments.\"","v":"This would reduce the amount you borrow to £.00 and would reduce the payments shown in Section 6. If you want to do this, you should ask for another illustration that shows the effect of this on your monthly payments."},{"$f":"\"This would increase the amount you borrow to £\"&TEXT('Loan Calculator'!K19+'Loan Calculator'!F27,\"#,###.00\")&\" and would increase the payments shown in Section 6. If you want to do this, you should ask for another illustration that shows the effect of this on your monthly payments.\"","v":"This would increase the amount you borrow to £.00 and would increase the payments shown in Section 6. If you want to do this, you should ask for another illustration that shows the effect of this on your monthly payments."}]
["fees in balance",null,null,null,null,null,{"$f":"\"These payments are based on a mortgage of £\"&TEXT('Loan Calculator'!K19,\"#,###.00\")&\" and include the fees that are shown in Section 8 as being added to your mortgage. This assumes that the mortgage will start on \"&TEXT((EDATE('Loan Calculator'!L7,1)),\"DD MMMM YYYY\")&\".\"","v":"These payments are based on a mortgage of £.00 and include the fees that are shown in Section 8 as being added to your mortgage. This assumes that the mortgage will start on 27 November 2025."},{"$f":"\"These payments are based on a mortgage of £\"&TEXT('Loan Calculator'!K19,\"#,###.00\")&\" and assume that the mortgage will start on \"&TEXT((EDATE('Loan Calculator'!L7,1)),\"DD MMMM YYYY\")&\".\"","v":"These payments are based on a mortgage of £.00 and assume that the mortgage will start on 27 November 2025."}]