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Criteria and Calculators
What we can offer your clients

Common-sense lending
At Mercantile Trust, we work hand-in-hand with brokers every step of the way. We don’t rely on automated decisions—every application is reviewed by a real person who understands the value of looking beyond the numbers.
We take the time to understand your client’s full story. Whether they’ve had past credit issues or non-standard income, our flexible approach means we may still be able to help. It’s about practical lending, guided by experience—not tick-box criteria.
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