Mercantile Trust

We are a direct lender, providing Buy to Let Mortgages, Bridging Loans and Commercial Mortgages and Loans.

We offer 1^st and 2^nd charge options on all products and specialise in providing an expert, personal service with exceptionally fast turnarounds and completions.

We aim to help everyone, regardless of credit profile and each client’s case is approached without judgement to achieve the best possible outcome.

We charge no broker fees and we are also able to lend to customers with complex needs.

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It only takes a moment and will not affect your credit score!

What do you need? Buy to Let Mortgage Commercial Mortgage Bridging Loan

How much do you want to borrow? £50,000

£10,000

£500,000

Over how many years? 10 Years

3 Years

25 Years

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Buy To Let Mortgages

We provide 1st and 2nd charge buy to let mortgages from £10,000 up to £500,000 over 3 to 25 years. We can offer you Repayment, Interest Only, Fixed and Variable rate options.

Buy to Let Mortgages

Bridging Loans

We can provide you with a 1st or 2nd charge bridging loan of £25,000 to £500,000 for up to 12 months. We offer exceptionally fast turnaround with no redemption penalties or exit fees.

Bridging Loans

Commercial Mortgages and Loans

If you want to expand your business, open a brand new business or just re-finance your existing premises, then a commercial mortgage or loan could be the ideal finance option.

Commercial Loans

Get the Finance You Need

It’s as easy as 1,2,3…

Fill in the quick and easy online form to get a quote or begin an application.

We will begin creating your quote immediately – if we need any further information, one of our team will get in touch.

Relax and leave the rest to us – if you wish to proceed with your application, our team of friendly, experienced specialists will make the process smooth and simple.

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About Us…

Mercantile Trust are an independently owned finance specialist. We are part of the prestigious Norfolk Capital Group which has been providing loans and financial solutions for over 25 years. We provide first charge and second charge Buy to Let Mortgages, Bridging Loans and Commercial Mortgages and Loans. Our dedicated team of specialists are always here for you, from application through to completion and beyond.

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About Us

Great reasons to choose Mercantile Trust

Borrow direct - no broker fees

Loans from £10,000 to £500,000

UK based contact centre

Specialist lending

Mercantile Trust pride ourselves on our ability to help those who may have been let down by traditional high street lenders. We strive to help those with credit profiles ranging from excellent to adverse, poor or even bad; amongst other complex needs. We always approach each case without judgement which allows us to provide our clients with the best possible outcome for their unique circumstances.

By assessing each case we receive on its own individual merits and taking a human approach to underwriting, we are able to find solutions where other lenders can’t. This allows us to build lifelong relationships with our clients who know they can rely on our flexibility and common sense approach to lending across a range of projects.

If you have complex needs then our team of experts are ready to help you achieve your property goals.

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Please note that in order to assess your application and provide you with an accurate quote, we will request further information from you on submission of your application. Calls may be recorded for training and monitoring purposes.