About Mercantile Trust

A commercial loan is essentially the same as a regular loan. The only difference is that the loan is advanced to a business instead of to a consumer. Generally the loans will be larger in size and have a shorter duration. Typically this type of loan is used to fund a large capital expenditure, research and development or maybe to simply cover operating costs. We offer loans from £26,000 to £150,000 over terms of 3-25 years.

A bridging loan (also known as bridging finance) is a loan normally used to “bridge the gap” when buying a property. A bridging loan is a short term funding option which is why they typically come at a higher interest rate compared to a regular personal loan. A common use for this type of loan would be to help fund a new house purchase while waiting for the current property to sell. We offer bridging loans from £25,000 to £1,000,000 over terms of 3-12 months.

A buy to let mortgage is a type of loan offered for the purchase or refinancing of a residential property. The difference between a buy to let and a regular mortgage is that the property is then rented out to tenants rather than lived in by the owner. We offer first charge buy to let mortgages from £10,000 to £750,000 over 3-25 years if the property is in England, Wales or Mainland Scotland. We also offer second charge buy to let mortgages from £10,000 to £500,000 if the property is in England, Wales or Mainland Scotland. We also offer first and second charge buy to let mortgages in Northern Ireland from £10,000 to £150,000 over terms of 3-25 years.

Mercantile Trust is part of the Norfolk Capital Group of companies that have been providing loans for over 25 years. We offer commercial, buy to let and bridging finance for properties in England, Wales, Mainland Scotland & Northern Ireland. Simply fill in the form above to get a personalised quote from one of our UK advisers.