With more than 20 years’ experience in mortgage and specialist finance, Vicky supports customers, brokers and their clients with tailored lending solutions, clear guidance and a practical approach.
Vicky O'Sullivan's Articles
£410k second‑charge business loan completed in 7 days, refinancing costly stock finance, cutting £100k interest and boosting cash flow.
Answers to key landlord finance questions, including adverse credit, complex structures, and limited company mortgage options.
Fast, flexible second-charge bridging loan across four NI properties with no valuation or legal fees, helping a landlord consolidate and move forward.
Light refurbishment covers cosmetic or minor updates that don’t change the building’s structure Heavy refurbishment includes structural or major work
Fast £86k equitable bridge completed in 8 days for an experienced landlord — quick funds, no consent needed, all handled in-house.
Fast 7-day second charge bridge for auction purchase. £75k raised on existing BTL, no monthly payments, flexible refinance exit after works.
Discover limited company Buy to Let mortgages with up to 75% LTV and no SIC code or rate loading at Mercantile Trust.
Start your property investment journey with a First-Time Buyer Buy to Let mortgage from Mercantile Trust — flexible lending, even for new landlords.
Holiday Let Mortgages in Northern Ireland: A guide to investing, financing, and maximising returns on short-term rental properties.
