News and guides
Welcome to Mercantile Trust news. The home for the latest news and insights about the current market. Including case studies, guides, recent updates and more.

Second Charge Loans Explained: How They Work & When to Use One

Second Charge Loans Explained: How They Work & When to Use One

A second charge loan allows homeowners to unlock the equity in their property without changing their existing mortgage. This guide...

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10th February 2025

Understanding Holiday Let Mortgages: A Comprehensive Guide

Understanding Holiday Let Mortgages: A Comprehensive Guide

Whether you’re planning to invest in a cosy cottage, a beachside retreat, or a countryside escape, or already own one...

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21st January 2025

How bridging offers flexibility

How bridging offers flexibility

Bridging loans are a short-term financing option, designed to "bridge" the gap between a financial need whilst long-term finance is...

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16th December 2024

Can you get a bridging loan if you are a contractor?

Can you get a bridging loan if you are a contractor?

Bridging loans are becoming more popular, acting as a short-term solution for individuals who need quick access to funds. Contractors...

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10th December 2024

Product guide | Common ways to use a bridging loan

Product guide | Common ways to use a bridging loan

What are the most common ways to use a bridging loan? 1. Investment purchases 2. To rescue a break in a property chain 3. Raising capital...

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3rd December 2024